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Insurance Risk Analyst Jobs in Arizona (NOW HIRING)

RideNow Powersports

Risk Manager

Chandler, AZ · On-site

... insured retention (SIR) structure. Operating within the RideNow Way, this role helps bring ... Analyze enterprise loss data, claim reserves, and Total Cost of Risk (TCOR). * Develop executive ...

RumbleOn

Risk Manager

Chandler, AZ · On-site

... insured retention (SIR) structure. Operating within the RideNow Way, this role helps bring ... Analyze enterprise loss data, claim reserves, and Total Cost of Risk (TCOR). * Develop executive ...

US Bank

Special Requirements Direct SRC Analyst

Tempe, AZ · On-site

$66K - $78K/yr

Partners with their assigned Line of Business, other Risk/Compliance/Audit (RCA) professionals, and ... Basic term and optional term life insurance * Short-term and long-term disability * Pregnancy ...

OMC

Risk Director

Phoenix, AZ

Experience with risk analytics or insurance management systems. WHAT WE OFFER Culture & Recognition Consistently recognized as a Best Place to Work in Utah, Arizona, and Idaho. Pay, Ownership ...

OMC

Risk Director

Phoenix, AZ · On-site

Experience with risk analytics or insurance management systems. WHAT WE OFFER Culture & Recognition Consistently recognized as a Best Place to Work in Utah, Arizona, and Idaho. Pay, Ownership ...

Accenture

Commercial Insurance Analyst

Scottsdale, AZ · On-site

$23.13 - $48.13/hr

The primary responsibility of the Commercial Insurance Analyst is to ensure compliance with the ... Experience in commercial lending i.e. portfolio management, risk analysis, financial analysis.

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Showing results 21-40

All JobsInsurance Risk Analyst JobsInsurance Risk Analyst Jobs in Arizona

Insurance Risk Analyst information

See Arizona salary details

$45.7K

$77.6K

$145.4K

How much do insurance risk analyst jobs pay per year?

As of Aug 20, 2026, the average yearly pay for insurance risk analyst in Arizona is $77,568.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,600.00 and $80,600.00 per year, depending on experience, location, and employer.

What is an insurance risk analyst?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does an insurance risk analyst do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

What are the key skills and qualifications needed to thrive as an insurance risk analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

What are some common challenges faced by insurance risk analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

How much do insurance risk analysts get paid?

Insurance risk analysts typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and industry. Entry-level positions may start lower, while experienced analysts or those with specialized skills can earn over $100,000 annually.

How much does an insurance risk analyst make?

The average salary for an insurance risk analyst is around $70,000 to $90,000 per year, depending on experience, location, and industry. Entry-level positions typically start lower, while experienced analysts with certifications can earn higher salaries. Skills in data analysis and risk assessment tools are often required for higher-paying roles.

Is an insurance risk analyst a good career?

An insurance risk analyst is a professional who assesses and manages risks for insurance companies, often requiring strong analytical skills and knowledge of insurance policies. The role offers opportunities for career growth, stability, and the potential for specialization in areas like underwriting or data analysis, with many positions requiring relevant certifications or degrees. Overall, it can be a stable and rewarding career for those interested in finance, risk management, and data analysis.
More about Insurance Risk Analyst jobs

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For Insurance Risk Analyst jobs in Arizona, the most frequently searched job titles are:

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The top searched job categories for Insurance Risk Analyst jobs in Arizona are:

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Insurance Risk Analyst jobs near you
Infographic showing various Insurance Risk Analyst job openings in Arizona as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 18% Part Time, 2% Temporary, and 4% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $77,568 per year, or $37.3 per hour.

Risk Manager

RideNow Powersports

Chandler, AZ • On-site

Full-time

Posted 14 days ago

RideNow Powersports rating

5.5

Company rating: 5.5 out of 10

Based on 14 frontline employees who took The Breakroom Quiz

163rd of 175 rated vehicle equipment hire

Job description

ABOUT US
RideNow Group is the largest publicly traded powersports dealership network in the United States, operating approximately 50+ locations across multiple states (NASDAQ: RDNW).
POSITION OVERVIEW
The Risk Manager is responsible for building, standardizing, and leading the company's enterprise-wide risk management program, with a primary focus on workers' compensation, claims management, and insurance programs within a self-insured retention (SIR) structure.
Operating within the RideNow Way, this role helps bring consistency, accountability, and operational discipline to overall risk management practices across all locations-ensuring that processes are followed, incidents are handled effectively, and decisions support both employee well-being and business performance.
The position partners closely with Legal, HR, Operations, Brokers, and TPAs to actively manage risk exposure, ensure compliance, and drive accountability at the store level.
The goal of this role is to transform risk management from a reactive, decentralized model into a structured, cost-controlled, and scalable function that supports operational performance and financial outcomes. Success relies on personal execution, deep analytical capability, and the ability to influence field leadership, store managers, and external partners without direct organizational authority.
KEY RESPONSIBILITIES
Strategic Risk Analysis & Cost Control
  • Analyze enterprise loss data, claim reserves, and Total Cost of Risk (TCOR).
  • Develop executive-level reporting and dashboards to identify trends, cost drivers, and operational risks.
  • Track key performance indicators (KPIs), including claim duration, average cost per claim, reserve accuracy, and lost-time frequency.
  • Deliver actionable recommendations to executive leadership to reduce overall risk exposure and claim costs.

Claims Management & TPA Oversight
  • Hands-on management of multi-state workers' compensation claims within a Self-Insured Retention (SIR) environment.
  • Actively monitor reserve strategy, severity, and claim lifecycles to control financial exposure.
  • Manage TPA adjusters and external counsel, challenging reserve levels, resolution strategies, and settlement decisions.
  • Support return-to-work (RTW) programs across all stores, including modified duty and lost-time mitigation.
  • Partner with HR and Legal to coordinate complex general liability, auto, and property claims.

Incident Management & Field Reporting Discipline
  • Establish and standardize enterprise-wide incident reporting protocols across all retail locations.
  • Oversee root-cause analyses and incident investigations for workplace injuries and facility losses.
  • Ensure timely, accurate reporting across all risk categories (WC, Liability, Auto, Property).
  • Identify systemic operational trends and implement preventative measures across the dealership network.

Field Engagement, Safety & Influence
  • Train General Managers and store leadership on incident response, reporting expectations, and workers' compensation protocols.
  • Identify and empower store-level safety leads, driving accountability through influence and coaching.
  • Promote consistent safety awareness, operational hazard reduction, and compliance across all dealerships.
  • Support OSHA compliance efforts, documentation standards, logs, and reporting mandates.

Program Standardization & Compliance
  • Drive central control and standardization of risk management workflows from corporate headquarters.
  • Ensure strict adherence to multi-state workers' compensation laws and safety regulations.
  • Maintain audit-ready risk documentation, policies, controls, and operational guidelines.
  • Design and implement standardized drug testing and post-incident response protocols.

Insurance, Broker & Vendor Management
  • Serve as the primary internal contact for insurance brokers, underwriters, carriers, and TPAs.
  • Lead annual renewal preparations, exposure data gathering, underwriting submissions, and coverage analysis.
  • Provide strategic input on coverage structures, policy terms, retention levels, and cost implications.
  • Partner with Legal on complex claims, litigated files, and risk transfers.

Additional Responsibilities
  • Perform additional responsibilities as needed to support risk management operations, process improvement, and business needs.

QUALIFICATIONS
Experience & Technical Skills
  • 5-8+ years of progressive experience in risk management, claims oversight, or corporate safety/insurance programs.
  • Tech-Saavy: Proven track-record of seamlessly transitioning across diverse software platforms and enterprise systems.
  • Direct experience in multi-location environments (retail, automotive, dealership, or logistics preferred).
  • Deep expertise in workers' compensation and Self-Insured Retention (SIR) structures across multi-state operations.
  • Demonstrated track record of TPA/broker management, reserve auditing, and claim litigation oversight.
  • Advanced analytical capability using loss-run data and risk management software to build actionable executive reporting.

Interpersonal & Functional Leadership Skills
  • Proven capability as an Individual Contributor: Self-motivated, execution-focused, and comfortable building programs from scratch without relying on direct reports.
  • Strong Cross-Functional Influence: Ability to build credibility, train, and hold store General Managers accountable without direct line authority.
  • High adaptability in a fast-paced, matrixed, public-company environment.

Work Environment & Requirements
  • Hybrid Model: Based in our Chandler office Monday through Thursday, with remote work on Fridays. Evening and weekend availability required as needed.
  • Ability to remain in a stationary position for extended periods.
  • Frequent communication with internal and external partners.
  • Ability to travel occasionally to field locations as needed for training, audits and incident review.
  • May be exposed to operational environments (retail/service areas with equipment and noise).

Work Authorization
Candidates must be authorized to work in the United States without current or future sponsorship.
Our Culture
We operate in a fast-paced, performance driven environment focused on accountability, ownership and continuous improvement.
Equal Opportunity Employer
RideNow is an equal opportunity employer. We are committed to creating an inclusive environment for all employees and applicants and do not discriminate based on race, color, religion, sex, national origin, age, disability, or any other protected status.

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