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Insurance Risk Analyst Jobs in Arizona (NOW HIRING)

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Insurance Risk Analyst information

See Arizona salary details

$45.7K

$77.6K

$145.4K

How much do insurance risk analyst jobs pay per year?

As of Jul 10, 2026, the average yearly pay for insurance risk analyst in Arizona is $77,568.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,600.00 and $80,600.00 per year, depending on experience, location, and employer.

How much does an insurance analyst make?

The average salary for an insurance risk analyst is around $70,000 to $85,000 per year, depending on experience, location, and certifications. Entry-level analysts typically earn less, while those with specialized skills or advanced credentials can earn higher salaries. Compensation may also include bonuses and benefits based on performance and company size.

What are some common challenges faced by Insurance Risk Analysts in evaluating emerging risks?

Insurance Risk Analysts often encounter challenges when assessing emerging risks such as cyber threats, climate change, or new technologies, as there may be limited historical data available. This requires them to continuously update their knowledge, collaborate with underwriters, actuaries, and external experts, and adopt advanced analytical tools to make informed recommendations. Staying proactive in identifying trends and adapting risk models is essential for success in this dynamic environment.

How much do risk analysts get paid?

Risk analysts in the insurance industry typically earn a median annual salary of around $70,000 to $90,000, depending on experience, location, and certifications. Entry-level positions may start lower, while experienced analysts with specialized skills can earn over $100,000 annually.

What are Insurance Risk Analysts?

Insurance Risk Analysts are professionals who assess and analyze potential risks that could affect an insurance company or its clients. They evaluate data and financial information to determine the likelihood and potential cost of events such as accidents, natural disasters, or other losses. Their work helps insurance companies set appropriate premiums and develop strategies to minimize financial loss. Insurance Risk Analysts also monitor trends and provide recommendations to reduce risk exposure.

What does a risk analyst do for an insurance company?

An insurance risk analyst evaluates potential risks that could affect an insurance company's financial stability by analyzing data, assessing risk exposure, and developing strategies to mitigate losses. They use statistical tools and industry knowledge to determine policy pricing and ensure the company's risk management aligns with regulatory standards.

What is the difference between Insurance Risk Analyst vs Insurance Underwriter?

AspectInsurance Risk AnalystInsurance Underwriter
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficialBachelor's degree in finance, economics, or related field; certifications like CPCU or ARM beneficial
Work EnvironmentAnalyzes data, assesses risks, and provides reports; often in an office settingEvaluates applications, determines policy terms, and approves or declines coverage; office-based
Employer & Industry UsageInsurance companies, risk management firms, consulting agenciesInsurance companies, brokerage firms, underwriting agencies

While both roles require similar credentials and work in the insurance industry, Insurance Risk Analysts focus on analyzing and quantifying risks to inform decision-making, whereas Insurance Underwriters evaluate individual applications to determine policy terms. Understanding these differences helps clarify career paths and employer expectations in the insurance sector.

What are the key skills and qualifications needed to thrive as an Insurance Risk Analyst, and why are they important?

To thrive as an Insurance Risk Analyst, you need strong analytical skills, a solid understanding of risk assessment methodologies, and typically a bachelor’s degree in finance, mathematics, or a related field. Familiarity with statistical software, risk modeling tools, and certifications such as Chartered Property Casualty Underwriter (CPCU) or Associate in Risk Management (ARM) are often required. Attention to detail, critical thinking, and effective communication are crucial soft skills for interpreting data and presenting findings to stakeholders. These skills ensure accurate risk evaluation, informed decision-making, and the development of effective risk mitigation strategies within insurance organizations.

Is risk analyst an entry level job?

A risk analyst position can be entry-level or require some experience, depending on the employer. Entry-level risk analyst roles typically require a bachelor's degree in finance, economics, or a related field, and may involve on-the-job training. Advanced roles may require additional certifications or experience in data analysis or risk management tools.

What Does an Insurance Risk Analyst Do?

An insurance risk analyst performs a variety of duties related to assessing risks your clients may undergo and how to insure them properly. You collect and analyze data, such as past claims in the industry, competitor pricing, and various risk management strategies to help your company keep costs down. Qualifications for the job include career training, education, and specialized skills. Typically, you need a bachelor’s degree in accounting or finance and some work experience in the industry. Important skills include an excellent eye for detail and strong analytical problem-solving.

What are popular job titles related to Insurance Risk Analyst jobs in Arizona? For Insurance Risk Analyst jobs in Arizona, the most frequently searched job titles are:
What job categories do people searching Insurance Risk Analyst jobs in Arizona look for? The top searched job categories for Insurance Risk Analyst jobs in Arizona are:
What cities in Arizona are hiring for Insurance Risk Analyst jobs? Cities in Arizona with the most Insurance Risk Analyst job openings:
What are popular job titles related to Insurance Risk Analyst jobs in AZ? For Insurance Risk Analyst jobs in AZ, the most frequently searched job titles are:
Risk Analyst - Insurance Compliance

Risk Analyst - Insurance Compliance

Mohave County

Kingman, AZ • On-site

$56K - $61K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 15 days ago


Mohave County rating

7.8

Company rating: 7.8 out of 10

Based on 6 frontline employees who took The Breakroom Quiz

340th of 675 rated public administrative organizations


Job description

Job Summary About the position Mohave County Human Resources Risk Management Division is seeking a collaborative, detail-oriented Risk Analyst to support the County's Risk Management operations with a primary focus on Certificate of Insurance (COI) review, insurance compliance, risk assessment, interdepartmental coordination, and process improvement initiatives. This position plays a critical role in protecting County interests by ensuring vendors, contractors, lessees, and special event organizers maintain required insurance coverage and comply with contractual insurance requirements. The ideal candidate will: Be a proactive problem-solver with strong analytical and organizational skills.

Thrive in a collaborative, customer-service-focused environment. Communicate effectively with diverse stakeholders across multiple departments. Demonstrate sound judgment and attention to detail when evaluating risk exposures.

Embrace continuous improvement and seek opportunities to enhance processes and organizational effectiveness. Maintain professionalism, accountability, and integrity while protecting the County's interests and resources. Salary Range: Range 18/Steps 1-4 ($26.93-$29.43) Work hours: Monday - Friday, 8:00 a.m

- 5:00 p.m. Work is performed in an office environment Occasional travel throughout Mohave County Must pass pre-employment background screening. Must possess a valid driver's license for operation of motor vehicles at the start of employment and maintain said license while employed in this position

Proud to Offer Mohave County is proud to offer a comprehensive benefits package. Employees share the costs of some benefits (medical, dental and vision), and County provides other benefits at no cost to employees (life, accidental death & dismemberment, short-term disability). In addition, there are voluntary benefits with reasonable group rates that you can purchase through payroll deductions.

Additional benefits include: Paid Time Off (PTO) 6.5 hours accrued bi-weekly (32+ hour employees only) 39 hours of PTO front loaded Regular accrual starts on 7thpay period Enrollment in Arizona State Retirement System Contribution rate of 11.98% with 100% Employer match starting on first day. 11 Paid Holidays Key responsibilities and expectations include: Review and evaluate Certificates of Insurance (COIs) for compliance with County insurance requirements, contractual obligations, and risk management standards. Serve as a liaison between Risk Management and County departments to ensure consistent application of insurance and risk management requirements

Collaborate with departments such as Procurement, Public Works, Development Services, Facilities, Parks, Airport, Public Health, Finance, Legal, and other operational divisions on risk-related matters. Coordinate with vendors, contractors, event organizers, insurance brokers, and carriers to resolve insurance compliance issues and obtain required documentation. Conduct risk assessments related to County operations, contracts, projects, leases, and special events.

Assist in the development, implementation, and continuous improvement of risk management procedures, workflows, and compliance processes. Identify opportunities to improve efficiency, standardize practices, and enhance service delivery through process improvement initiatives. Travel throughout Mohave County as needed to attend meetings, conduct site visits, and support departmental operations.

Perform pre-event, pre-project, and pre-construction reviews to identify potential risks and recommend mitigation strategies. Visit County facilities, construction sites, leased properties, and event locations to evaluate operational and safety exposures when necessary. Prepare reports, recommendations, and documentation related to insurance compliance, risk assessments, and operational improvements.

Build positive working relationships with internal and external stakeholders while providing responsive and professional customer service. Support a team-oriented environment by collaborating on special projects and contributing to the County's overall risk management objectives. Essential Job Functions Prepares notice of meetings, agendas and minutes for various committees and boards.

Reviews and evaluates program performance and develops methods and procedures for program improvement. Answers routine correspondence and develops and prepares required forms, reports, newsletter articles, or other documentation as requested. As required, performs a variety of clerical tasks including but not limited to scheduling appointments, answering phones, responding to or routing inquiries, and referring and directing employees/clients to appropriate agencies.

Performs special assignments as requested. Establishes and maintains cooperative working relationships with those contacted in the course of work, including functioning as a proactive team player and contributor. Maintains confidentiality.

Maintains records. Prioritizes and practices personal job safety and monitors, evaluates, and proactively enhances safety practices of coworkers. Effectively manages problems which may be controversial or sensitive in nature.

Communicates and acts in a professional manner with the public, co-workers, and work contacts. Minimum Qualifications Bachelor's Degree from an Accredited University Two (2) years of progressively responsible experience in the coordination and maintenance of industrial, vehicular safety, and loss prevention programs, including injury and accident investigation and analysis, driver safety education and training, work and facility hazard analysis, and OSHA compliance and reporting. Two (2) years of experience in teaching or training in a school or work environment.

Familiarity with the basic concepts and procedures of at least one of the following: risk management, business insurance coverage, indemnification and liability, workplace safety, regulatory safety compliance, or facility security OR any equivalent combination of education, experience, and training may be considered in meeting the minimum qualifications. Knowledge, Skills & Abilities Occupational hazards, policies, practices and objectives and modern techniques used in effective loss prevention, environmental, security and safety programs including but not limited to auditing environmental plans and programs, traffic safety, driver education, security orientation, surveillance, run-hide-fight active shooter training, cybersecurity procedures, proper disposal of chemicals and industrial injury and accident investigation. Published Safety standards and the provisions of the Federal Occupational Safety and Health Act and related State requirements.

Computing literacy to include use of electronic spreadsheet and word processing applications. Modern office practices to include manual and computerized records retention and maintenance procedures. Research techniques and reports presentation.

Legal research applicable to diverse topics. Basic statistical concepts and methods used in collecting and reporting data. Effectively utilizing computer systems and applications, mainframe and personal computers, in the performance of work assignments, such as electronic spreadsheets, word processing and graphics.

Operating office equipment efficiently and effectively to include typewriters, calculators and other office equipment relative to area of assignment. Communicating and maintaining professionalism with the public, co-workers, and work contacts. Understand, interpret and apply pertinent federal, state and local laws, codes and regulations including safety/loss prevention, environmental, security loss prevention and departmental procedures and rules.

Make decisions in accordance with established policies and regulations. Read, interpret and apply technical materials encountered as a result of work assignments. Prioritize and handle a multitude of assignments at one time.

Maintain confidentiality. Understand and follow complex instructions. Communicate clearly and concisely, both orally and in writing and make oral presentations.

Maintain accurate and up-to-date records and documentation. Prepare concise, orderly reports in a timely manner. ******************************** Equal Opportunity Employer/Program.

Auxiliary aids and services are available upon request for individuals with disabilities. Mohave County is an Equal Opportunity Employer. It is the policy of Mohave County to provide equal opportunity in employment to all job applicants and employees.

The County shall not discriminate against any person in recruitment, examination, appointment, training, pay promotion, retention, discipline or any other aspect of personnel administration, term or condition of employment, due to race, color, religion, sex (including pregnancy), national origin, genetic information or disability, age (40 or older). Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa.


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