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Insurance Damage Estimator Jobs (NOW HIRING)

... insurance agents, as well as directly to consumers. Responsible for creating a comprehensive estimate of damages for 1st and 3rd party material damage claims leading to the proper disposition. This ...

Field RV/Specialty Estimator - Florida

Concord, NC ยท On-site

$35.82 - $50.24/hr

... insurance agents, as well as directly to consumers. Responsible for creating a comprehensive estimate of damages for 1st and 3rd party material damage claims leading to the proper disposition. This ...

Dental insurance * Health insurance * Paid time off Lead Steel Estimator (commercial not residential) Location: Morrisville, PA Salary: $120,000 - $150,000 (depending on experience) Type: Direct ...

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Body Shop Estimator Summary Appraises vehicle damage to determine the cost of repair for insurance claim settlement. Essential Duties Examines damaged vehicle to determine the extent of structural ...

Collision Estimator

Poway, CA ยท On-site

$17 - $20/hr

Estimator is responsible for writing body shop damage estimates, negotiating with insurance adjuster. Provide excellent customer service to customers at all times. Maintain technical knowledge ...

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Collision Estimator

Poway, CA ยท On-site

$17 - $20/hr

Estimator is responsible for writing body shop damage estimates, negotiating with insurance adjuster. Provide excellent customer service to customers at all times. Maintain technical knowledge ...

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Insurance Damage Estimator information

See salary details

$36K

$78.8K

$146K

How much do insurance damage estimator jobs pay per year?

As of Jul 2, 2026, the average yearly pay for insurance damage estimator in the United States is $78,849.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,500.00 and $98,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Damage Estimator, and why are they important?

To thrive as an Insurance Damage Estimator, you need strong analytical skills, attention to detail, and a background in construction or auto repair, often supported by relevant certifications or experience. Proficiency with industry-standard estimating software like Xactimate or CCC One, as well as familiarity with claims management systems, is typically required. Excellent communication, negotiation, and customer service abilities help you work effectively with clients, adjusters, and repair professionals. These skills and qualities are essential for producing accurate estimates, ensuring fair settlements, and maintaining client trust throughout the claims process.

What are insurance damage estimators?

Insurance damage estimators are professionals who assess the extent of damage to property, vehicles, or other assets after an incident such as an accident, natural disaster, or other covered event. They inspect the damaged items, document the losses, and prepare detailed reports estimating the cost of repairs or replacement. Their evaluations help insurance companies determine the appropriate amount of compensation to provide to policyholders. Estimators often work closely with claimants, repair shops, and adjusters to ensure accurate and fair assessments.

What is the difference between Insurance Damage Estimator vs Insurance Adjuster?

AspectInsurance Damage EstimatorInsurance Adjuster
CredentialsTypically requires state licensing, certifications like IICRC or Xactimate trainingRequires state licensing, certifications such as AIC or CIC
Work EnvironmentPrimarily office-based, inspecting damage reports, estimating repairsFieldwork and office work, investigating claims on-site and reviewing documentation
Industry UsageUsed mainly in property damage, restoration, and repair industriesUsed across insurance claims, property, and casualty insurance sectors

While both roles involve assessing property damage, Insurance Damage Estimators focus on creating repair estimates, often working closely with restoration companies. Insurance Adjusters evaluate claims, investigate damages, and determine coverage. Understanding these differences helps clients find the right professional for their insurance claims and repair needs.

How does an Insurance Damage Estimator typically collaborate with adjusters and repair professionals during the claims process?

An Insurance Damage Estimator regularly works alongside insurance adjusters and repair professionals to assess property or vehicle damage and determine accurate repair costs. Communication is key, as estimators must clarify findings, negotiate repair methods, and sometimes resolve discrepancies between repair shop quotes and insurer guidelines. This collaboration ensures claim settlements are fair and align with policy coverage, while also helping to expedite the claims process for policyholders. Teamwork and clear documentation are essential for success in this role.
More about Insurance Damage Estimator jobs
What states have the most Insurance Damage Estimator jobs? States with the most job openings for Insurance Damage Estimator jobs include:
Auto Body Estimator / Motor Vehicle Property Damage Appraiser

Auto Body Estimator / Motor Vehicle Property Damage Appraiser

Richard Chevrolet

Cheshire, CT โ€ข On-site

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 5 days ago


Job description

Richard Chevrolet is seeking an Automotive Collision Damage Estimator for its growing  Collision Center. We recently expanded from 6,000 square feet to over 16,000 square feet making Richard Chevrolet a 50,000 square foot mega dealership and the largest Chevrolet dealership in Connecticut. The expansion allows the dealership to handle more volume and deliver quicker turnaround by doubling its vehicle bay capacity, having two new state-of-the art paint booths, a cutting-edge paint mixing room, and a prep deck.

The right candidate will have experience with writing estimates and communicating with insurance companies as it pertains to the automotive industry. The position also performs a wide range of administrative and support functions, including, but not limited to, answering incoming calls, greeting walk-in customers, creating and distributing follow up correspondence and communication, working with industry-specific software and ensuring that our customers are satisfied and updated. The right candidate needs to be organized, well spoken, have an attention to detail, positive attitude, and upbeat demeanor. 

This is a full-time position. Pay is hourly plus monthly bonus. Pay varies on experience. 

No Phone Calls Please. 
Requirements 
Required Knowledge/Skills/Job Qualifications:

  • 3 years estimating experience
  • Experience working in the automotive insurance industry
  • Strong interpersonal, oral and written communications skills are critical
  • Successful time management and organization skills (the ability to organize and coordinate a large number of concurrent tasks and projects)
  • Typing speed
  • Strong attention to detail, research, reasoning and analytical skills
  • Must be able to demonstrate patience, diplomacy and professionalism and maintain confidentiality regarding issues of a sensitive nature
  • Must have intermediate to advanced skills in Microsoft Word, Outlook and Excel

What We Offer:

  • Clean, professional and fun work environment
  • Paid Vacation & Personal Time
  • Medical, Dental &Vision Insurance 
  • 401K
  • Health Savings Account
  • General Motors Dealership Employee Pricing
  • Discounted gym membership

Richard Chevrolet is family owned and operated for 48 years. We are an equal opportunity employer.