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Insurance Company Physician Jobs (NOW HIRING)

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Insurance Company Physician information

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$97.5K

$217.4K

$350K

How much do insurance company physician jobs pay per year?

As of Sep 7, 2026, the average yearly pay for insurance company physician in the United States is $217,445.00, according to ZipRecruiter salary data. Most workers in this role earn between $190,000.00 and $244,500.00 per year, depending on experience, location, and employer.

What does an insurance company physician do?

An Insurance Company Physician, also known as a medical director or consulting physician, evaluates medical claims, reviews patient records, and helps determine the medical necessity of treatments for insurance purposes. They provide guidance on coverage decisions, help develop health policies, and may consult on complex cases. These physicians do not usually provide direct patient care but play a key role in ensuring insurance claims are handled fairly and in accordance with medical standards.

What are the key skills and qualifications needed to thrive as an insurance company physician?

To thrive as an Insurance Company Physician, you need a medical degree, board certification, and strong knowledge of clinical practice guidelines, insurance policies, and risk assessment. Familiarity with claims management systems, electronic health records, and medical coding is typically required. Excellent analytical skills, attention to detail, and effective communication are vital for evaluating cases and conveying complex information to non-medical stakeholders. These skills are crucial for ensuring accurate claim evaluations, minimizing risk, and supporting informed decision-making within insurance operations.

How does an insurance company physician typically collaborate with claims adjusters and underwriters?

Insurance Company Physicians regularly partner with claims adjusters and underwriters to assess medical evidence and evaluate the validity of health-related claims. They review medical records, provide expert opinions on diagnoses and treatments, and sometimes speak directly with treating physicians for clarification. This collaboration is essential for determining eligibility, guiding case resolutions, and ensuring that decisions align with industry guidelines and company policies. Strong communication and the ability to translate complex medical information into actionable insights are key aspects of the role.

What is the difference between Insurance Company Physician vs Medical Director?

AspectInsurance Company PhysicianMedical Director
CredentialsMedical degree, state medical license, often board-certifiedMedical degree, license, board certification, leadership experience
Work EnvironmentInsurance company offices, telemedicine, review centersCorporate offices, overseeing medical staff, strategic planning
Employer & IndustryInsurance companies, healthcare industryInsurance companies, healthcare industry
Primary ResponsibilitiesReviewing claims, evaluating medical records, providing expert opinionsManaging medical staff, policy development, quality assurance

While both roles require medical credentials and are within the insurance industry, the Insurance Company Physician primarily focuses on claims review and medical evaluations, whereas the Medical Director oversees medical policies and manages medical teams. Understanding these differences helps professionals choose the right career path within the insurance healthcare sector.

More about Insurance Company Physician jobs

What cities are hiring for Insurance Company Physician jobs?

Cities with the most Insurance Company Physician job openings:

What are the most commonly searched types of Insurance Company Physician jobs?

The most popular types of Insurance Company Physician jobs are:

What states have the most Insurance Company Physician jobs?

States with the most job openings for Insurance Company Physician jobs include:

Infographic showing various Insurance Company Physician job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 23% Part Time, 3% Contract, and 1% Nights. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $217,445 per year, or $104.5 per hour.

$60 - $80/hr

Other

Medical, Dental, Life, Retirement

Re-posted 27 days ago


Physicians Mutual rating

8.2

Company rating: 8.2 out of 10

Based on 6 frontline employees who took The Breakroom Quiz

148th of 315 rated insurance


Job description

Overview

Find Purpose, Not Just a Paycheck - Join Our Licensed Agent Team at Physicians Mutual

$24.88/hour + Incentives | $1,000 Hiring Bonus after 90-days | Monday–Friday | No Nights or Weekends

Location: 601 Galvin Road S, Bellevue, NE 68005

Training Starts: June 8, 2026

Love Sales? Love Helping People Even More?

At Physicians Mutual, we’re not your typical insurance company, and this isn’t your typical sales job. We believe that doing good is great business. As a Licensed Telesales Agent, you’ll connect with customers who want your help no cold calls, no gimmicks, no pressure. Just real conversations that make a real difference.

Here, you’ll earn great pay, enjoy a positive team atmosphere, and still have time for your life outside of work.

Responsibilities
  • Engage with inbound and outbound leads, people already interested in what we offer!
  • Listen, guide, and provide the best insurance solutions for each customer.
  • Support marketing and service efforts in our collaborative Telesales Center.
  • Use the latest technology to make every call smooth and efficient.
Qualifications
  • An active state insurance license (required)
  • A genuine desire to help others not just close sales.
  • Strong communication and listening skills.
  • Comfort with PC and phone systems.
  • A positive, team-focused mindset.
About Us

Health. Life. Retirement. The Physicians Mutual family empowers people from all walks of life to enjoy the financial security they deserve. That’s what Insurance for all of us is about.

The Physicians Mutual family includes Physicians Mutual Insurance Company, Physicians Life Insurance Company and Physicians Select Insurance Company. Physicians Mutual offers reliable dental and supplemental health insurance, and pet insurance. Physicians Life provides important life insurance, Medicare Supplement insurance and coverage for funeral pre-planning. Physicians Select Insurance Company additionally offers exclusive Medicare Supplement insurance.

Since our start in 1902, our dedication to delivering on our promise has helped make us one of the nation’s leading health and life insurance providers. In fact, we are rated in the top 1% of insurance companies. We consistently maintain some of the highest financial strength ratings in the nation from independent insurance analysts, including A.M. Best Company and Weiss Ratings, ensuring we’ll be there for our policyowners and our employees far into the future.

But the achievement we’re most proud of? We have a 95% customer satisfaction rating — a true sign of a company dedicated to embodying its vision.

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