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Insurance Claims Rep Jobs (NOW HIRING)

CBCS

Claims Representative

Des Moines, IA · On-site

Claims Representative Location: Dubuque, Iowa or West Des Moines, Iowa - in office Join our Claims ... Pay & Benefits Salary Most Benefits start Day 1 Medical, Dental, Vision Insurance Flex Spending or ...

Access Dubuque

Claims Representative

Dubuque, IA · On-site

Claims Representative Cottingham & Butler/ SISCO 1 Positions ID: 4017887008 Posted On 06/23/2025 ... Company-paid Term Life/ Accidental Death Insurance About Cottingham & Butler Claims Services At ...

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How much do insurance claims rep jobs pay per hour?

As of Jun 5, 2026, the average hourly pay for insurance claims rep in the United States is $24.56, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $28.85 per hour, depending on experience, location, and employer.

What are some common challenges Insurance Claims Representatives face in balancing customer satisfaction with company policies?

Insurance Claims Representatives often encounter situations where customers are under stress or dissatisfied due to claim denials or delays. Balancing empathy for the customer with strict adherence to company policies and regulatory guidelines can be challenging. Representatives must communicate clearly, manage expectations, and diligently document every interaction to ensure transparency while safeguarding the company's interests. Strong problem-solving and negotiation skills help in finding fair resolutions, making this role both rewarding and demanding.

What does an Insurance Claims Representative do?

An Insurance Claims Representative evaluates insurance claims made by policyholders to determine the extent of the insurance company's liability. They review documentation, investigate the circumstances of the claim, and communicate with clients, witnesses, and other relevant parties. Their job is to ensure claims are processed efficiently and according to policy terms, which may involve negotiating settlements and explaining coverage decisions to customers.

What is the difference between Insurance Claims Rep vs Insurance Adjuster?

AspectInsurance Claims RepInsurance Adjuster
CredentialsHigh school diploma or equivalent; some roles may require insurance licensesLicenses often required; certifications like AIC or CPCU beneficial
Work EnvironmentOffice settings, customer service centers, remote optionsField work, office settings, or a combination
Employer & Industry UsageInsurance companies, claims processing centersInsurance companies, independent adjusting firms
Primary FocusAssist policyholders, process claims, customer serviceInvestigate claims, assess damages, determine settlement amounts

While both roles involve working with insurance claims, Insurance Claims Reps primarily handle customer interactions and processing claims, whereas Insurance Adjusters focus on investigating and evaluating damages to determine claim validity and settlement amounts. The roles often overlap in industry and credentials but differ in responsibilities and work environment.

What are the key skills and qualifications needed to thrive as an Insurance Claims Representative, and why are they important?

To thrive as an Insurance Claims Representative, you need strong analytical skills, attention to detail, and a solid understanding of insurance policies, often supported by a bachelor's degree or relevant experience. Familiarity with claims management software, CRM systems, and sometimes industry certifications like AIC (Associate in Claims) is typically required. Excellent communication, negotiation, and customer service skills help stand out in resolving complex claims and managing client expectations. These skills and qualifications ensure accurate claim processing, efficient customer interactions, and the mitigation of financial risk for the company.
More about Insurance Claims Rep jobs
What states have the most Insurance Claims Rep jobs? States with the most job openings for Insurance Claims Rep jobs include:
What job categories do people searching Insurance Claims Rep jobs look for? The top searched job categories for Insurance Claims Rep jobs are:
Insurance Claims Rep jobs near you
Auto Claims Representative

Auto Claims Representative

Auto-Owners Insurance

Duluth, GA • On-site

Full-time

Retirement, PTO

Posted 5 days ago

Auto-Owners Insurance rating

9.3

Company rating: 9.3 out of 10

Based on 32 frontline employees who took The Breakroom Quiz

14th of 260 rated insurance

Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.
Job Description
We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, you could have the flexibility of work-from-home time as defined by the leadership team.
Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated claims representative to join our team. This job handles entry-level insurance claims under close supervision through the life-cycle of a claim including but not limited to: investigation, evaluation, and claim resolution. This job provides service to agents, insureds, and others to ensure claims resolve accurately and timely. This job includes training and development completion of the Company's claims training program for the assigned line of insurance and requires the person to:
  • Investigate, evaluate, and settle entry-level insurance claims
  • Study insurance policies, endorsements, and forms to develop foundational knowledge on Company insurance products
  • Learn and comply with Company claim handling procedures
  • Develop entry-level claim negotiation and settlement skills
  • Build skills to effectively serve the needs of agents, insureds, and others
  • Meet and communicate with claimants, legal counsel, and third-parties
  • Develop specialized skills including but not limited to, estimating and use of designated computer-based programs for loss adjustment
  • Study, obtain, and maintain an adjuster's license(s), if required by statute within the timeline established by the Company or legal requirements

Desired Skills & Experience
  • Bachelor's degree or direct equivalent experience with property/casualty claims handling
  • Ability to organize data, multi-task and make decisions independently
  • Above average communication skills (written and verbal)
  • Ability to write reports and compose correspondence
  • Ability to resolve complex issues
  • Ability to maintain confidentially and data security
  • Ability to effectively deal with a diverse group individuals
  • Ability to accurately deal with mathematical problems, including, geometry (area and volume) and financial areas (such as accuracy in sums, unit costs, and the capacity to read and develop understanding of personal and business finance documents)
  • Ability to drive an automobile, possess a valid driver license, and maintain a driving record consistent with the Company's underwriting guidelines for coverage
  • Continually develop product knowledge through participation in approved educational programs

Benefits
Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!
Equal Employment Opportunity
Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.
*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.
#LI-DNP #LI-Hybrid #IN-DNI

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