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Insurance Claims Processing Jobs in Florida (NOW HIRING)

This position is responsible for analyzing and processing insurance claims to determine the extent of the insurance carrier's liability in a manner that supports the mission, values, and standards of ...

Posted today

Support claims processing, policy servicing, or sales activities depending on the role (e.g., Auto ... Minimum of 3 years of relevant experience in customer service, sales, or insurance claims * Strong ...

Claims & Billing Analyst

Miami, FL · On-site

$45K - $61K/yr

Minimum of 2 years of experience in medical billing, claims processing, or revenue cycle management. * Strong knowledge of healthcare billing codes, insurance claim procedures, and payer guidelines.

Claims Processor

Tampa, FL · On-site

$24 - $30/hr

Enter and update claim information within claims processing systems. * Analyze claim documentation ... Term Life Insurance Plan. Required Employment / Compliance Language Medix is an Equal Opportunity ...

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Insurance Claims Processing information

What is insurance claims processing?

Insurance claims processing is the procedure by which insurance companies review, investigate, and settle claims made by policyholders. This process involves verifying the details of a claim, ensuring it meets the terms of the policy, and determining the appropriate payout or action. Claims processors handle documentation, communicate with claimants, and may work with other parties like adjusters or healthcare providers. The goal is to ensure claims are resolved efficiently, accurately, and fairly according to policy guidelines.

What are some common challenges faced in insurance claims processing, and how can new team members effectively manage them?

In insurance claims processing, new team members often encounter challenges such as handling high volumes of claims, interpreting complex policy language, and communicating effectively with policyholders and other stakeholders. To manage these challenges, it's important to develop strong organizational skills, stay detail-oriented, and proactively seek clarification when unsure about policy terms or procedures. Collaborating with experienced colleagues and taking advantage of ongoing training opportunities can also help new processors build confidence and efficiency in their daily tasks.

What does an insurance claims processing do?

An insurance claims processor reviews and evaluates insurance claims to determine coverage eligibility and the amount payable. They verify information, process documentation, and communicate decisions to policyholders, often using claims management software. Attention to detail and knowledge of insurance policies are essential for this role.

How to get a job as an insurance claims processor?

To become an insurance claims processor, candidates typically need a high school diploma or equivalent, with some roles preferring postsecondary training in insurance or related fields. Relevant skills include attention to detail, communication, and familiarity with claims processing software. Gaining experience through internships or entry-level positions can improve job prospects, and some employers may require certification such as the Certified Claims Professional (CCP).

Is insurance claims processing a stressful job?

Insurance claims processing can be a stressful job due to tight deadlines, high workload, and the need for accuracy in evaluating claims. It often requires strong attention to detail, communication skills, and the ability to handle difficult customer interactions, which can contribute to job-related stress.

What is the difference between Insurance Claims Processing vs Insurance Adjuster?

AspectInsurance Claims ProcessingInsurance Adjuster
CredentialsTypically requires a high school diploma or equivalent; certifications like CPCU or AIC are commonRequires a high school diploma; certifications like AIC or state licensing often needed
Work EnvironmentOffice-based, processing claims via computer systemsField and office work, inspecting damages and interviewing claimants
Employer & Industry UsageInsurance companies, third-party administratorsInsurance companies, independent adjusting firms
Primary FocusReviewing and processing insurance claims efficientlyAssessing damages and determining claim validity and payout

While both roles are essential in the insurance industry, Insurance Claims Processing focuses on handling and managing claims paperwork, whereas Insurance Adjusters evaluate damages and determine claim settlements. Understanding these differences helps job seekers identify the right career path within the insurance sector.

What are the key skills and qualifications needed to thrive in insurance claims processing?

To excel in Insurance Claims Processing, you need strong attention to detail, analytical abilities, and a foundational understanding of insurance policies or claims procedures, often supported by a high school diploma or associate degree. Familiarity with claims management software, databases, and sometimes industry certifications like AIC (Associate in Claims) is common. Effective communication, problem-solving skills, and the ability to manage stressful situations make someone stand out in this role. These competencies are critical for ensuring claims are processed accurately, efficiently, and in compliance with regulatory standards.
What are popular job titles related to Insurance Claims Processing jobs in Florida? For Insurance Claims Processing jobs in Florida, the most frequently searched job titles are:
What cities in Florida are hiring for Insurance Claims Processing jobs? Cities in Florida with the most Insurance Claims Processing job openings:
Infographic showing various Insurance Claims Processing job openings in Florida as of August 2026, with employment types broken down into 100% Full Time. Highlights an 87% In-person, and 13% Remote job distribution.

CLAIMS PROCESSING SPECIALIST - 36000297

State of Florida

Tallahassee, FL • On-site

$37K/yr

Full-time

Medical, Dental, Life, Retirement

Posted 12 days ago


State Of Florida rating

6.5

Company rating: 6.5 out of 10

Based on 188 frontline employees who took The Breakroom Quiz

47th of 50 rated states


Job description

Requisition No: 880595 

Agency: Department of Lottery

Working Title: CLAIMS PROCESSING SPECIALIST - 36000297

 Pay Plan: Lottery Exempt Serv

Position Number: 36000297 

Salary:  $37,208.76 

Posting Closing Date: 08/12/2026 

Total Compensation Estimator Tool

CLAIMS PROCESSING SPECIALIST

FLORIDA DEPARTMENT OF THE LOTTERY – DIVISION OF CLAIMS PROCESSING

*Open Competitive Opportunity*

 

 

AGENCY BENEFITS:

If hired, as employee of the Florida Lottery, you will be provided the benefits listed below:

  • Approximately 97.5% of the premium for health insurance
    • Individual (~$8/month) or Family (~$30/month)
  • 100% of the premium for individual or family dental insurance
  • 100% of the premium for basic life insurance
  • Employer contributions to the Pension Plan or Investment Plan; contribution levels will vary based upon Pay Plans.

GENERAL POSITION DESCRIPTION:

This is a professional position requiring the use of independent judgment to perform audit-style tasks and accounting functions, validate prizes, initiate prize payments, and provide customer service to players via phone and email. Under the direction of a supervisor, the incumbent assigned to this position is responsible for carrying out the duties described below in accordance with established policies and procedures.

 

ESSENTIAL DUTIES:

  • Each employee is expected to be knowledgeable of the Lottery’s Responsible Gaming program, including the No Underage Play and Play Within Your Means messaging, and will ensure retailers and players are aware of the program and provided information, as necessary.
  • Provide support to all internal and external customers.
  • Analyze, validate, and pay claims and/or tickets submitted to Lottery Headquarters, utilizing a proprietary prize payment software system.
  • Review and process claims/tickets presented for payment ensuring compliance with established prize payment rules, policies and procedures.
  • Review claim documentation for all required elements of eligibility and IRS tax reporting information ensuring the correct amount paid, withheld, remitted, and reported correctly.
  • Review and process any state-owed debt claims that result from the validation process.  These debts must be verified, withheld, and then forwarded to the appropriate agency in a timely fashion to ensure minimal disruption for winners.
  • Prepare and maintain prize payment claim files.
  • Answer phone calls from players and utilize customer service skills to provide a positive customer experience. 
  • Assist as requested with any special promotion or game draws assigned.
  • Assist with Quarterly Audits of the Claims Processing Secured Cage.
  • Provide support to Internal and External customers.
  • Assist District staff in resolving issues arising during the payment process, which may include receiving copies of documentation, verifying amounts and/or printing checks. 
  • Conduct all Lottery business in a professional manner with emphasis being placed on winner convenience and satisfaction.  Performance of these tasks will require incumbent to exercise analytical skills and professional judgment.
  • Initiate correspondence when necessary to communicate issues effectively with customers to provide a timely resolution of processing problems.
  • Assist with training of other team members within Claims Processing
  • Assist in drafting and implementing procedures for Claims Processing.
  • Crosstrain with other teams within Claims Processing.
  • Analyze and resolve problem claims
  • Review, analyze and follow-up on pending claims, initiating management reviews as deemed necessary
  • Audit paid claims to ensure prizes were paid in compliance with the Lottery's rules, policies and procedures.
  • Research and resolve checks returned as undeliverable by the postal service.
  • As directed, assist in scanning paid claim files and other documents, with the Lottery’s document management software.
  • Perform functions necessary to process scratch off and online winners
  • Create, maintain, modify, and manage computer data files using a variety of software applications.
  • As directed, participate in unit sub-groups designed to improve processes, find efficiencies, and increase overall performance. 
  • Attendance is an essential function of this position.
    • This position requires the incumbent to report to work onsite. (i.e. NOT eligible for working remotely and/or teleworking).

Knowledge, Skills, and Abilities:

  • Knowledge of customer service techniques.
  • Knowledge of general accounting practices, bookkeeping practices, and basic business administration.
  • Knowledge of office procedures and practices.
  • Knowledge of Word, Excel, and Outlook.
  • Ability to prepare and maintain a variety of records.
  • Ability to plan, organize and coordinate work assignments.
  • Ability to analyze and report accounting data.
  • Ability to provide effective written and verbal business communications
  • Ability to effectively use office equipment and agency computer systems to complete assigned work accurately and efficiently.
  • Ability to work independently, and to solve problems and make decisions.
  • Ability to read and interpret procedures and technical manuals.
  • Ability to multi-task, prioritize workload and manage time effectively while meeting deadlines.
  • Ability to sit for extended periods of time (up to 4-6 hours daily) while performing computer-based tasks.

Other job-related requirements for this position

High School Diploma or equivalent (GED) required.

Successful passing of a criminal background check (state, local, and national) is required. 

Maintains strict confidentiality of information learned while working with the Florida Lottery, whether learned through assigned duties or through working with other units.  The types of confidential information may include, but are not limited to, payroll information, budget matters, policy decisions, tax matters, employee disciplinary issues, and other personnel data.

 

Statutes establishing or defining work performed

Chapter 24, Florida Statutes

Work Hours

Total hours in workweek:  40   

Candidates requiring a reasonable accommodation, as defined by the Americans with Disabilities Act, must notify the agency hiring authority and/or People First Service Center (1-866-663-4735). Notification to the hiring authority must be made in advance to allow sufficient time to provide the accommodation.

The State of Florida supports a Drug-Free workplace. All employees are subject to reasonable suspicion drug testing in accordance with Section 112.0455, F.S., Drug-Free Workplace Act.


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