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Insurance Claim Representative Jobs in Ohio (NOW HIRING)

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We're seekingSales Representativesin Roofing, Windows & Doors, Siding, and Insurance Claim Sales. Step into a role wherehigh-intent, pre-qualified leadsare handed to you daily. As one of the fastest ...

Were seekingSales Representativesin Roofing, Windows & Doors, Siding, and Insurance Claim Sales. Step into a role wherehigh-intent, pre-qualified leadsare handed to you daily. As one of the fastest ...

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Insurance Claim Representative information

See Ohio salary details

$6

$23

$38

How much do insurance claim representative jobs pay per hour?

As of Jul 27, 2026, the average hourly pay for insurance claim representative in Ohio is $23.35, according to ZipRecruiter salary data. Most workers in this role earn between $16.92 and $27.40 per hour, depending on experience, location, and employer.

How to get a job as a claims adjuster with no experience?

To become a claims adjuster with no experience, focus on gaining relevant skills such as customer service, attention to detail, and knowledge of insurance policies. Completing a pre-licensing course and obtaining the required state license are essential steps, and entry-level positions or internships can provide valuable on-the-job training.

Is claim adjusting a dying field?

Claim adjusting remains a vital part of the insurance industry, as insurers need professionals to evaluate and settle claims. While automation and AI are increasingly used for routine tasks, skilled adjusters are still essential for complex cases and customer interactions, ensuring the field continues to evolve rather than decline.

What does an Insurance Claim Representative do?

An Insurance Claim Representative is responsible for evaluating insurance claims submitted by policyholders. They investigate the details of the claim, review documentation, and determine the validity of the claim in accordance with policy terms. Their duties often include interviewing claimants and witnesses, inspecting property damage, and negotiating settlements. The goal is to ensure fair outcomes for both the insurance company and the customer, while adhering to legal and regulatory requirements.

What kind of claims adjuster makes the most money?

In the insurance industry, specialized claims adjusters such as catastrophe or large-loss adjusters tend to earn higher salaries due to the complexity and scale of claims they handle. These roles often require advanced knowledge, certifications, and the ability to manage high-value or complex cases, which contribute to higher compensation compared to general claims adjusters.

What are the key skills and qualifications needed to thrive as an Insurance Claim Representative, and why are they important?

To thrive as an Insurance Claim Representative, you need a strong understanding of insurance policies, claims processing, and investigation, usually supported by a relevant degree or experience in the insurance industry. Familiarity with claims management systems, documentation software, and sometimes industry certifications like AINS or CPCU is important. Excellent communication, negotiation, and problem-solving skills help in effectively resolving claims and managing customer expectations. These abilities are essential to ensure accurate claim assessments, maintain customer trust, and support the financial health of the insurance provider.

What is an insurance claims representative?

An insurance claims representative is a professional who investigates and evaluates insurance claims to determine coverage and settlement amounts. They review policy details, gather evidence, and communicate with claimants, often using claims management software, to ensure accurate and fair claim processing.

How do Insurance Claim Representatives typically collaborate with other departments during the claims process?

Insurance Claim Representatives frequently work closely with underwriting, legal, and field adjuster teams to ensure thorough evaluation and resolution of claims. They often consult with underwriters to clarify policy coverage, coordinate with adjusters for on-site assessments, and partner with legal teams on complex or disputed claims. This cross-functional collaboration ensures each claim is handled efficiently and accurately, providing both customers and the company with fair outcomes. Effective communication and teamwork are essential skills for success in this role.
Infographic showing various Insurance Claim Representative job openings in Ohio as of July 2026, with employment types broken down into 82% Full Time, 17% Part Time, and 1% Contract. Highlights an 87% Physical, 4% Hybrid, and 9% Remote job distribution, with an average salary of $48,572 per year, or $23.4 per hour.
Content Claim Representative/Senior Claim Representative

Content Claim Representative/Senior Claim Representative

Great American Insurance Company

Cincinnati, OH • On-site

Other

Medical, Dental, Vision, Retirement, PTO

Posted 15 days ago


Great American Insurance Group rating

8.8

Company rating: 8.8 out of 10

Based on 30 frontline employees who took The Breakroom Quiz

57th of 299 rated insurance


Job description

Claim Representative

Be here. Be great. Working for a leader in the insurance industry means opportunity for you. Great American Insurance Group's member companies are subsidiaries of American Financial Group. We combine a "small company" culture where your ideas will be heard with "big company" expertise to help you succeed. With over 30 specialty and property and casualty operations, there are always opportunities here to learn and grow.

At Great American, we value and recognize the benefits derived when people with different backgrounds and experiences work together to achieve business results. Our goal is to create a workplace where all employees feel included, empowered, and enabled to perform at their best.

This position is not eligible for employment visa sponsorship. Applicants must be authorized to work in the United States without the need for current or future sponsorship.

Great American's Embedded Solutions group is a newly established team focused on launching innovative insurance products such as Single-Family Renters and Multi-Family Renters programs.

The Embedded Solutions Group is hiring a Claim Representative! Great American's culture is built on connection, shared learning, and strong relationships. To support this, employees in this role are expected to be onsite four days a week, with the flexibility to work one day remotely. Core in-office days are Tuesday–Thursday, with the fourth day determined by business needs.

Essential Job Functions and Responsibilities
  • Own content claims from first notice of loss through resolution.
  • Manage a high-volume inventory of contents claims while delivering an exceptional and seamless customer experience.
  • Plans and conducts claim investigations to confirm coverage and to determine compensability and damages.
  • Maintain regular communication with insureds, vendors, and other parties throughout the life of the claim.
  • Review and analyze inventory lists, receipts, photographs, and supporting documentation to evaluate claimed damages.
  • Negotiates appropriate claim settlements/reserves within prescribed authority.
  • Conveys moderately complex information regarding coverage and settlements to insureds.
  • Authorizes payments in accordance with assigned authority limit and ensures payments are made in a timely manner.
  • Maintains accurate and detailed claim files, including all correspondence, reports, and settlement agreements.
  • Performs other duties as assigned.
Job Requirements
  • Bachelor's Degree in Business Administration, Risk Management & Insurance, Finance, or a related field; or equivalent professional experience.
  • Prior customer service, insurance, claims, or related experience is preferred but not required.
  • Previous experience handling customer inquiries, resolving issues, or working in a fast-paced service environment preferred.
  • Insurance, property and casualty, or claims experience is helpful but not required.
  • Experience working in roles that require investigation, fact gathering, documentation, negotiation, or problem solving is preferred.
  • Some understanding of property and casualty insurance policies, coverage interpretation, and claims handling practices.
  • Strong organizational skills with the ability to prioritize multiple responsibilities in a fast-paced environment.
  • Strong attention to detail and ability to accurately document claim files.
  • Strong written and verbal communication skills.
Preferred Qualifications
  • Current adjuster license preferred but not required.
  • Prior property and casualty claim handling experience.
  • Ability to manage assigned claim inventory with appropriate guidance and supervision.
  • Ability to apply strong analytical, negotiation, and problem-solving skills to effectively evaluate and resolve claims.
  • Some knowledge of industry regulations, compliance requirements, and best practices.

Proficiency with Microsoft Office applications, including Outlook, Word, and Excel

This job is non-exempt in California and Washington

Business Unit: Embedded Solutions

Benefits: We offer competitive benefits packages for full-time and part-time employees*. Full-time employees have access to medical, dental, and vision coverage, wellness plans, parental leave, adoption assistance, and tuition reimbursement. Full-time and eligible part-time employees also enjoy Paid Time Off and paid holidays, a 401(k) plan with company match, an employee stock purchase plan, and commuter benefits.

Compensation varies by role, level, and location and is influenced by skills, experience, and business needs. Your recruiter will provide details about benefits and specific compensation ranges during the hiring process. Learn more at http://www.gaig.com/careers.

*Excludes seasonal employees and interns.


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