... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
... insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control ...
Insurance Appraiser information
See Virginia salary details
$39.2K - $40.9K
8% of jobs
$40.9K - $42.6K
8% of jobs
$44.1K is the 25th percentile. Wages below this are outliers.
$42.6K - $44.3K
11% of jobs
$44.3K - $46K
8% of jobs
$46K - $47.7K
11% of jobs
The median wage is $48.9K / yr.
$47.7K - $49.4K
8% of jobs
$49.4K - $51.1K
11% of jobs
$51.1K - $52.9K
8% of jobs
$53.5K is the 75th percentile. Wages above this are outliers.
$52.9K - $54.6K
11% of jobs
$54.6K - $56.3K
8% of jobs
$56.3K - $58K
11% of jobs
$39.2K
$49.6K
$58K
How much do insurance appraiser jobs pay per year?
As of Jun 13, 2026, the average yearly pay for insurance appraiser in Virginia is $49,571.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,600.00 and $54,500.00 per year, depending on experience, location, and employer.
What does it take to be an insurance appraiser?
To become an insurance appraiser, candidates typically need a high school diploma or equivalent, relevant work experience in insurance or auto repair, and knowledge of valuation methods. Many states require licensing or certification, such as the Certified Insurance Appraiser designation, and strong analytical skills are essential for assessing damages accurately.
How hard is the appraiser test?
The insurance appraiser test typically involves passing a licensing exam that covers insurance policies, claims adjusting, and relevant state laws. The difficulty varies depending on prior knowledge and study preparation, but thorough review and understanding of industry standards are essential for success.
Are appraisers in demand right now?
Insurance appraisers are currently in demand due to the ongoing need for property and vehicle damage assessments, especially as insurance claims increase after natural disasters and accidents. The profession requires strong analytical skills, attention to detail, and often state licensing or certification, which can influence job availability. Overall, employment prospects for insurance appraisers remain stable and are expected to grow with the insurance industry.
What are the key skills and qualifications needed to thrive as an Insurance Appraiser, and why are they important?
To thrive as an Insurance Appraiser, you need expertise in property or automotive damage assessment, a solid understanding of insurance policies, and typically a relevant bachelor's degree or equivalent experience. Familiarity with estimating software like CCC One, Audatex, or Mitchell, as well as state-specific appraiser licensing or certification, is often required. Strong analytical thinking, negotiation skills, and attention to detail help you deliver accurate, fair appraisals and communicate findings clearly. These skills are crucial for minimizing claim errors, ensuring customer satisfaction, and supporting the integrity of the claims process.
What is the difference between Insurance Appraiser vs Claims Adjuster?
| Aspect | Insurance Appraiser | Claims Adjuster |
|---|---|---|
| Credentials | Insurance licenses, certifications in appraisal or valuation | Insurance licenses, claims handling certifications |
| Work Environment | Independent evaluations, field inspections, office work | Field inspections, office assessments, customer interactions |
| Employer & Industry | Insurance companies, independent appraisal firms | Insurance companies, third-party claims services |
| Search & Comparison Intent | Understanding valuation roles, appraisal processes | Claims processing, settlement procedures |
Insurance Appraisers focus on evaluating property damage and determining repair or replacement costs, often working independently or with appraisal firms. Claims Adjusters handle the overall claims process, investigating damages, negotiating settlements, and working directly with policyholders. While both roles require insurance licenses and involve damage assessment, their primary responsibilities and work environments differ.
What does an Insurance Appraiser do?
An Insurance Appraiser evaluates the value of damaged property, vehicles, or other insured items to determine the amount an insurance company should pay for a claim. They inspect the damaged property, review police or incident reports, consult with repair shops or contractors, and use specialized software to estimate repair or replacement costs. Insurance Appraisers play a key role in ensuring that claims are settled fairly and accurately according to the policy terms.
How do Insurance Appraisers typically interact with clients, repair shops, and insurance adjusters during the claims process?
Insurance Appraisers work closely with clients, repair shops, and insurance adjusters to assess vehicle or property damage and determine appropriate claim values. Daily responsibilities often involve inspecting damaged items, documenting findings, and communicating estimates to both clients and repair professionals. Effective collaboration ensures that repairs are accurate and costs are reasonable, while also addressing any questions or concerns from policyholders. Building strong relationships and maintaining clear, professional communication are key to resolving claims efficiently and fairly.
Will AI replace appraisers?
Insurance appraisers evaluate damage and determine claim settlements, and AI technology is increasingly used to assist with data analysis and damage assessment. While AI can automate certain tasks, the role of an appraiser requires judgment, inspection skills, and industry knowledge that are difficult to fully replicate with AI alone. Therefore, AI is more likely to augment rather than replace insurance appraisers entirely.
What Does an Insurance Appraiser Do?
An insurance appraiser assesses the value of an item to estimate the amount of appropriate coverage. Many individuals work in the auto insurance industry where they inspect a vehicle after an accident to determine the extent of the damage. In this career, you also confirm if a policy covers the costs of the claims. Your other responsibilities differ with the type of insurer. The work is full-time with much of it spent on-site or at automotive repair shops. Evening and weekend hours are commonplace. License requirements vary with the state. Staying current with the technology is imperative for accurate estimates no matter the field in which you work.
More about Insurance Appraiser jobs
What are popular job titles related to Insurance Appraiser jobs in Virginia? For Insurance Appraiser jobs in Virginia, the most frequently searched job titles are:
What job categories do people searching Insurance Appraiser jobs in Virginia look for? The top searched job categories for Insurance Appraiser jobs in Virginia are:
What cities in Virginia are hiring for Insurance Appraiser jobs? Cities in Virginia with the most Insurance Appraiser job openings:
What are popular job titles related to Insurance Appraiser jobs in VA? For Insurance Appraiser jobs in VA, the most frequently searched job titles are:
ExlService Holdings rating
8.3
Based on 7 frontline employees who took The Breakroom Quiz
58th of 427 rated business services
Job description
The Company
Commercial and personal line insurance carriers rely on EXL as a key business partner through our Castle High Value and EXL Risk Control service offerings. We offer a variety of field appraisal, inspection and risk control services to support our clients’ underwriting processes. EXL delivers industry-leading professionalism, quality and turn-around time, and our innovative solutions help our clients keep ahead of the competition. Castle High Value is the premier provider of high value residential insurance surveys to the insurance industry
nationwide. https://www.exlservice.com/industries/insurance/castle-high-value
The Position
Castle High Value is looking for self-directed independent contractors to work from their own home or office and service physical survey/inspection assignments in the Ashburn, VA within a territory of approximately 70 miles of Ashburn. Due to the travel requirements of this position additional compensation is being offered for travel time and distance to inspection assignments.
Experience in real estate, insurance, inspection, construction or appraising experience is a plus, but all interested candidates are encouraged to submit their qualifications. A 15 hour online training course can get you certified. Fees are negotiable depending on experience and the unique aspects of selected jobs.
You will be responsible to schedule and conduct both site-based and virtual High Value Home property surveys that will be used for homeowners’ insurance purposes. This involves coordinating and completing surveys within your own schedule, managing work assignments you accept, and solid computer skills as all reports are web-based and completed online.
If you are looking for flexibility, the ability to work independently, and have an interest in real estate, construction, or interior design, then this might be the right opportunity for you.
More on the Job Responsibilities
Primary Requirements:
- Professionally interact over the phone, via email, and in-person
with homeowners and insurance agents - Conduct on-site and/or virtual property surveys on high value
homes as per customer specific guidelines and procedures - Identify and document the construction materials/characteristics
and unique features of the home - Obtain measurements of the home and other structures on the
property - Generate an estimated replacement value of the home, and identify
major hazards - Communicate the information gathered during on-site inspection in
the provided web-based client requested forms accessed through the Castle
website
Tools or Items You Must Provide:
- Digital camera
- Windows based computer (not a Mac)
- High speed internet access
- Reliable vehicle
- Measuring device such as: laser, 100 ft. tape, or measuring wheel
- Auto and General Liability Insurance
About ExlService Holdings
Sourced by ZipRecruiter
Industry
It services
Company size
10,000+ Employees
Headquarters location
New York, NY, US
Year founded
1999