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Insurance Appraiser Jobs in Florida (NOW HIRING)

Appraiser

Miami, FL · On-site

$16 - $18/hr

The Automobile Appraiser will be responsible for determining the market value of vehicles ... Prepares insurance forms to indicate repair cost estimates and recommendations. * Provides ...

Staff Appraiser

Daytona Beach, FL · On-site

$48K - $150K/yr

Health Insurance Allowance: Monthly stipend to put toward your preferred provider. * Matching IRA ... Appraisal Software: Subscription costs for industry-standard reporting tools are 100% covered.

Staff Appraiser

Jacksonville, FL · On-site

$48K - $150K/yr

Health Insurance Allowance: Monthly stipend to put toward your preferred provider. * Matching IRA ... Appraisal Software: Subscription costs for industry-standard reporting tools are 100% covered.

FL

$70K - $160K/yr

Join Class Valuation as a Staff Appraiser - Transform the Industry with Us! Seeking Certified ... Eligibility for health, dental, vision, pet, and life insurance for you and your dependents.

FL · On-site

$70K - $160K/yr

Join Class Valuation as a Staff Appraiser - Transform the Industry with Us! Seeking Certified ... Eligibility for health, dental, vision, pet, and life insurance for you and your dependents.

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Showing results 1-20

Insurance Appraiser information

See Florida salary details

$29.5K

$37.4K

$43.7K

How much do insurance appraiser jobs pay per year?

As of Jul 17, 2026, the average yearly pay for insurance appraiser in Florida is $37,364.00, according to ZipRecruiter salary data. Most workers in this role earn between $33,600.00 and $41,100.00 per year, depending on experience, location, and employer.

What does it take to be an insurance appraiser?

To become an insurance appraiser, candidates typically need a high school diploma or equivalent, with some roles requiring a college degree in fields like insurance, finance, or engineering. Relevant skills include attention to detail, strong analytical abilities, and knowledge of insurance policies and valuation methods; licensing or certification, such as the State Certified Appraiser designation, may also be required depending on the jurisdiction and specialization.

Is it hard to get a job as an appraiser?

Getting a job as an insurance appraiser can be competitive and often requires relevant experience, industry certifications, and knowledge of valuation methods. Entry-level positions may be easier to obtain with proper training, but advancing in the field typically involves gaining experience and specialized credentials.

What are the key skills and qualifications needed to thrive as an Insurance Appraiser, and why are they important?

To thrive as an Insurance Appraiser, you need expertise in property or automotive damage assessment, a solid understanding of insurance policies, and typically a relevant bachelor's degree or equivalent experience. Familiarity with estimating software like CCC One, Audatex, or Mitchell, as well as state-specific appraiser licensing or certification, is often required. Strong analytical thinking, negotiation skills, and attention to detail help you deliver accurate, fair appraisals and communicate findings clearly. These skills are crucial for minimizing claim errors, ensuring customer satisfaction, and supporting the integrity of the claims process.

What is the difference between Insurance Appraiser vs Claims Adjuster?

AspectInsurance AppraiserClaims Adjuster
CredentialsInsurance licenses, certifications in appraisal or valuationInsurance licenses, claims handling certifications
Work EnvironmentIndependent evaluations, field inspections, office workField inspections, office assessments, customer interactions
Employer & IndustryInsurance companies, independent appraisal firmsInsurance companies, third-party claims services
Search & Comparison IntentUnderstanding valuation roles, appraisal processesClaims processing, settlement procedures

Insurance Appraisers focus on evaluating property damage and determining repair or replacement costs, often working independently or with appraisal firms. Claims Adjusters handle the overall claims process, investigating damages, negotiating settlements, and working directly with policyholders. While both roles require insurance licenses and involve damage assessment, their primary responsibilities and work environments differ.

What does an Insurance Appraiser do?

An Insurance Appraiser evaluates the value of damaged property, vehicles, or other insured items to determine the amount an insurance company should pay for a claim. They inspect the damaged property, review police or incident reports, consult with repair shops or contractors, and use specialized software to estimate repair or replacement costs. Insurance Appraisers play a key role in ensuring that claims are settled fairly and accurately according to the policy terms.

How do Insurance Appraisers typically interact with clients, repair shops, and insurance adjusters during the claims process?

Insurance Appraisers work closely with clients, repair shops, and insurance adjusters to assess vehicle or property damage and determine appropriate claim values. Daily responsibilities often involve inspecting damaged items, documenting findings, and communicating estimates to both clients and repair professionals. Effective collaboration ensures that repairs are accurate and costs are reasonable, while also addressing any questions or concerns from policyholders. Building strong relationships and maintaining clear, professional communication are key to resolving claims efficiently and fairly.

What Does an Insurance Appraiser Do?

An insurance appraiser assesses the value of an item to estimate the amount of appropriate coverage. Many individuals work in the auto insurance industry where they inspect a vehicle after an accident to determine the extent of the damage. In this career, you also confirm if a policy covers the costs of the claims. Your other responsibilities differ with the type of insurer. The work is full-time with much of it spent on-site or at automotive repair shops. Evening and weekend hours are commonplace. License requirements vary with the state. Staying current with the technology is imperative for accurate estimates no matter the field in which you work.

Is insurance appraising a good career?

Insurance appraisers evaluate property and vehicle damage to determine insurance claims payouts, requiring attention to detail and knowledge of valuation methods. The profession offers steady employment, opportunities for certification, and a typical work schedule, making it a stable career choice for those interested in claims assessment and valuation. Advancement can lead to supervisory roles or specialized fields within insurance adjusting.

How do insurance appraisers get paid?

Insurance appraisers are typically paid either by the hour, a flat fee per appraisal, or a percentage of the claim amount. Compensation can vary based on experience, certification, and the complexity of the appraisal, and they often work as independent contractors or employees within insurance companies or appraisal firms.
What are popular job titles related to Insurance Appraiser jobs in Florida? For Insurance Appraiser jobs in Florida, the most frequently searched job titles are:
What cities in Florida are hiring for Insurance Appraiser jobs? Cities in Florida with the most Insurance Appraiser job openings:
What are popular job titles related to Insurance Appraiser jobs in FL? For Insurance Appraiser jobs in FL, the most frequently searched job titles are:
Infographic showing various Insurance Appraiser job openings in Florida as of July 2026, with employment types broken down into 11% Locum Tenens, 2% Internship, 49% As Needed, 20% Full Time, 4% Part Time, and 14% Nights. Highlights an 83% Physical, 3% Hybrid, and 14% Remote job distribution, with an average salary of $37,364 per year, or $18 per hour.

$16 - $18/hr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 8 days ago


Job description

Loyalty is hiring a skilled and detail-oriented Appraiser to join our team. The Automobile Appraiser will be responsible for determining the market value of vehicles, assessing their condition, and preparing detailed appraisal reports. This role requires strong expertise in evaluating cars, trucks, and other motor vehicles based on factors like age, make, model, mileage, and overall condition. The ideal candidate will have a strong background in automotive valuation, attention to detail, and the ability to provide accurate assessments in a timely manner.

Key Responsibilities:

  • Examines the damaged vehicle to determine the extent of structural, body, mechanical, electrical, or interior damage.
  • Estimates cost of labor and parts to repair or replace each damaged item.
  • Reviews repair cost estimates with the body shop manager or foreman.
  • Negotiates with repair facilities cost-effective solutions for issues that may arise throughout the repair process.
  • Completes inspection reports with a high level of detail and in accordance with industry standards.
  • Determines feasibility of repair versus replacement of parts, such as bumpers, fenders, and doors.
  • Evaluates practicality of repair as opposed to payment of vehicle market value before the accident.
  • Determines valuations on total vehicle loss.
  • Prepares insurance forms to indicate repair cost estimates and recommendations.
  • Provides technical support to claim handlers on vehicle repair issues.
  • Applies knowledge of market value and other factors affecting reparability issues.
  • Answers inbound calls and making outbound calls to customers.
  • May occasionally require interacting with parties who express strong emotions or concerns about ongoing inspections or claim resolutions.
  • Provides exceptional customer service throughout the claims process, addressing inquiries and concerns promptly and professionally.
  • Keeps management apprised of developments.
  • Sets priorities with regards to scheduling inspections, etc.
  • Maintains a high level of technical knowledge in the automotive repair industry.
  • Maintains detailed, accurate and timely records.
  • Other tasks as assigned.
  • High School Diploma or G.E.D.
  • 6 months of claims handling or intake experience.
  • Bilingual in English and Spanish is required.
  • Strong customer service and communication skills.
  • Basic proficiency in Microsoft Office.
  • A valid Driver’s License is required.
  • Adjuster License is a plus but not required.

ABOUT US

We are a fast-growing bilingual insurance organization supporting clients throughout Florida. Our claims team helps families and businesses navigate unexpected events with confidence by providing accurate assessments, timely communication, and solutions tailored to each situation.

We take pride in offering a claims experience that is supportive, efficient, and built around real customer needs. We are not your average insurance agency. We invest in our people, recognize performance, and provide clear opportunities for career growth.

If you are bilingual, detail oriented, and motivated to build a rewarding career in claims adjusting, you have found the right team.

WHY JOIN US

We know talented bilingual professionals have options. Here is what makes us different:

• Real base pay — Competitive salary based on your experience and license

• Medical Insurance — Comprehensive health coverage for you

• Dental & Vision — Full dental and vision plans included

• Supplemental Plans — Voluntary supplemental options available

• Basic Life Insurance — Company-paid life insurance policy

• 401(k) with Match — We invest in your retirement savings too

• Paid Time Off — 2.5 weeks of PTO to start, growing with tenure

• Sick Time — Dedicated sick time, separate from your PTO

• Performance Bonus — Structured plan tied directly to your results

• Employee Referral Program — Earn rewards for bringing great talent in

OUR CORE VALUES — “The harder we work, the luckier we are.”

• PROTECT — We ensure the safety of our communities with robust, comprehensive insurance options.

• HELP — Our agents provide swift, personalized support to guide every client through their options.

• PROMOTE — We invest in our workforce with career paths and training for aspiring agents.

• BUILD — Every client relationship is built on trust and transparency, tailored to individual needs.

• EDUCATE & GUIDE — We empower clients to make informed insurance decisions with clarity.

• PROVIDE — Affordable, innovative insurance solutions made accessible through tools like our app.

READY TO MAKE YOUR MOVE?

We are building a team of motivated bilingual professionals who want their effort to show in their paycheck.

Apply today. Interviews scheduled promptly. Bring your license, your drive, and your ambition.