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Insurance Agent Base Pay Jobs in Springfield, MA

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Insurance Agent Base Pay information

See Springfield, MA salary details

$24.9K

$64.8K

$121.1K

How much do insurance agent base pay jobs pay per year?

As of Aug 28, 2026, the average yearly pay for insurance agent base pay in Springfield, MA is $64,794.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,300.00 and $76,700.00 per year, depending on experience, location, and employer.

What is the base pay for an insurance agent?

The base pay for an insurance agent refers to the fixed salary or hourly wage that an agent receives, excluding commissions or bonuses. This amount can vary widely depending on the employer, location, and level of experience. In the United States, the average base salary for insurance agents typically ranges from $35,000 to $50,000 per year, though some entry-level positions may start lower and experienced agents can earn more. Many insurance agents also earn commissions based on the policies they sell, which can significantly increase their total compensation.

What are some common challenges insurance agents face when working on a base pay structure?

Insurance agents working on a base pay structure often encounter challenges such as balancing the security of a consistent salary with the motivation to exceed sales targets for additional commissions. Another common challenge is managing a robust client pipeline while maintaining high-quality customer service, as performance is often closely monitored. Agents must also stay updated on changing insurance products and regulations, which can require ongoing training and adaptability. Success in the role often depends on strong interpersonal skills, persistence, and the ability to work both independently and as part of a sales team.

What are the key skills and qualifications needed to thrive as an insurance agent, and why are they important?

To thrive as an Insurance Agent, you need strong sales abilities, knowledge of insurance products and regulations, and often a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required. Excellent interpersonal communication, active listening, and problem-solving skills help agents build trust and tailor solutions for clients. These skills are crucial for meeting sales targets, ensuring client satisfaction, and maintaining compliance in a competitive industry.

What is the difference between Insurance Agent Base Pay vs Insurance Broker Base Pay?

AspectInsurance Agent Base PayInsurance Broker Base Pay
Required CredentialsLicensing, state-specific insurance licensesLicensing, state-specific insurance licenses
Work EnvironmentAgency offices, direct client interactionsIndependent or agency settings, client consultations
Employer & Industry UsageInsurance companies, agenciesIndependent, brokerage firms, agencies
Common Search & ComparisonYesYes

Insurance agent base pay typically refers to the fixed salary or hourly wage earned by agents working for insurance companies or agencies. Insurance brokers, while similar, often operate independently or through brokerage firms, earning commissions alongside any base pay. The main difference lies in their employment structure and client relationships, but both roles require similar licensing and work in comparable environments.

What cities near Springfield, MA are hiring for Insurance Agent Base Pay jobs?

Cities near Springfield, MA with the most Insurance Agent Base Pay job openings:

Infographic showing various Insurance Agent Base Pay job openings in Springfield, MA as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, and 6% Contract. Highlights an 83% Physical, 1% Hybrid, and 16% Remote job distribution, with an average salary of $64,794 per year, or $31.2 per hour.

Field Insurance Agent I (59651)

West Springfield, MA


AAA Northeast
Personal Services • 1 - 5K employees

8.0

Company rating: 8.0 out of 10

Based on 36 frontline employees who took The Breakroom Quiz

169th of 314 rated insurance

People enjoy working here

Good employer

Recommended by parents


$6.0K/mo

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 14 days ago


Job description

Launch Your Insurance Career with AAA Northeast - Paid Training, Licensing, and Unlimited Growth! Join our dynamic team at AAA Northeast as a Field Insurance Agent, where you'll inspire and motivate clients, achieve results, and enjoy comprehensive training and support in a fast-paced, rewarding environment with excellent earning potential. As a Field Insurance Agent, you will acquire the necessary knowledge to achieve licensing in Personal Lines, with all training and costs covered by AAA Northeast. Once licensed, you will sell personal lines insurance products to members who contact us over the phone, online, and in retail branches. What You Will Do Insurance Sales Responsibilities: Sell insurance products and services, meeting or exceeding sales goals Interact with members in person at the branch, over the phone and online Compile coverage and rating information; confirm insurer underwriting criteria, coverage, and premium data Provide members with product and premium proposals that best fit their needs Develop leads and prospects by responding to referrals in a timely manner Participate in sales programs and maintain prospect files in the CRM system Develop general knowledge of Life products for referrals to licensed agents Regulatory & Compliance Responsibilities: Develop familiarity with various insurance carrier products, services, technology and processes Follow agency processes and procedures in quoting and binding coverage, and processing member payments Work with Quality Assurance and Underwriting departments to minimize error and omission exposures Gain general knowledge of insurance practices, including the scope of an agent's authority Member Service Responsibilities: Provide AAA Five Diamond service to all current and prospective AAA Insurance clients Services new Insurance accounts by processing payments, researching underwriting criteria and acting as liaison with Insurance Companies Build professional relationships with clients, insurance company representatives, dealerships, real estate agents, etc., to ensure success of AAA Insurance and to broaden community knowledge of AAA Insurance products and services Gain knowledge of the AAA Northeast membership and its benefits to be able to offer and sell to clients Qualifications What You Will Need High School Diploma or GED required and Associate's Degree preferred 2+ years Sales or customer service experience required and Insurance sales experience preferred Outbound or cold-calling experience strongly preferred Personal Lines Insurance License within 30 Days Required and Life License Preferred Why AAA Northeast Career Growth: With ongoing world-class training and proven career paths, you'll have the opportunity to develop expertise and advance your career within AAA Northeast. Trusted Legacy: With over 120 years of service excellence, we have a long track record of protecting our members as well as our employees and their families. Future-Focused: With new business offerings and increasing digital presence, we are focused on innovating for the future to sustain our success. What We Offer Award-Winning: We've been named as a Top Employer for the last 7 years Health Coverage: Medical coverage with employer contributions covering up to 93% of the premium cost, plus dental and vision options. Retirement: 6% company match on 401(k) retirement plan contribution, with contributions fully vested and made every pay period Paid Time off: 3 weeks' vacation, 12 holidays, 8 sick days, 48 hours of volunteer time annually Additional Perks: Free AAA membership, insurance discounts, travel commission refund, up to $625 in Wellness Incentives, up to $6k in tuition reimbursement, and more! Compensation: Competitive base pay, annual bonus opportunities, and for certain roles, additional monthly and/or quarterly incentive compensation. The posted salary range represents the full range grade for this role, with individual pay based on job-related skills, experience, shift, and geographic location. At AAA Northeast, how we work together matters. We are a highly collaborative organization that values connection, transparency, and trust. Our "cameras on" approach during virtual meetings reflects our expectation that team members are present, engaged and actively participating, helping to build strong working relationships and a sense of shared accountability, no matter where we're located. We are also proud of our diverse culture, shaped by the talents, experiences, and perspectives of our employees. AAA Northeast is an equal opportunity employer and is committed to fair and equitable practices in recruiting, hiring, and advancement. We do not discriminate based on race, color, creed or religion, national origin, sex, age, sexual orientation, veteran status, gender identity or expression, disability, genetic information, marital status, pregnancy, or membership in any other protected class. We thrive when our team members bring their whole selves to work. #J-18808-Ljbffr



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