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Insurance Agent Base Pay Jobs in Rochester, NY (NOW HIRING)

Purchasing Agent

Rochester, NY · On-site

$23 - $27/hr

Ensure suppliers are compliant with required insurance documentation * Collaborate and negotiate ... Highly competitive base pay * Comprehensive medical, dental and disability benefits programs

Insurance Sales Agent

Rochester, NY · On-site

$45K - $75K/yr

Annual Base Salary + Commission + Bonus Opportunities * Flexible paid time off and vacation time * Health Insurance * 401K * Paid Holidays * Dental Insurance * Vision Insurance * Hands on Training

Airport Customer Service Agent - ROC Delta

Rochester, NY · On-site

$15.25 - $20.50/hr

... Base Pay Rate: $ 16.00 Full/Part Time Part Time Exempt or Non-Exempt Position Non-Exempt Shift P.M ... Comprehensive Medical, Dental and Vision Insurance (for full-time employees). * 401k for all ...

Airport Ramp Agent (Delta) - ROC

Rochester, NY · On-site

$15.25 - $18.75/hr

... Base Pay Rate: $ 16.00 Full/Part Time Part Time Exempt or Non-Exempt Position Non-Exempt Shift A.M ... Comprehensive Medical, Dental, and Vision Insurance * 401k with 3% company match contribution when ...

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Showing results 1-20

Insurance Agent Base Pay information

See Rochester, NY salary details

$24.7K

$64.2K

$119.9K

How much do insurance agent base pay jobs pay per year?

As of May 28, 2026, the average yearly pay for insurance agent base pay in Rochester, NY is $64,155.00, according to ZipRecruiter salary data. Most workers in this role earn between $43,900.00 and $76,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an Insurance Agent, and why are they important?

To thrive as an Insurance Agent, you need strong sales abilities, knowledge of insurance products and regulations, and often a state insurance license. Familiarity with customer relationship management (CRM) software and quoting systems is typically required. Excellent interpersonal communication, active listening, and problem-solving skills help agents build trust and tailor solutions for clients. These skills are crucial for meeting sales targets, ensuring client satisfaction, and maintaining compliance in a competitive industry.

What are some common challenges insurance agents face when working on a base pay structure?

Insurance agents working on a base pay structure often encounter challenges such as balancing the security of a consistent salary with the motivation to exceed sales targets for additional commissions. Another common challenge is managing a robust client pipeline while maintaining high-quality customer service, as performance is often closely monitored. Agents must also stay updated on changing insurance products and regulations, which can require ongoing training and adaptability. Success in the role often depends on strong interpersonal skills, persistence, and the ability to work both independently and as part of a sales team.

What is the base pay for an insurance agent?

The base pay for an insurance agent refers to the fixed salary or hourly wage that an agent receives, excluding commissions or bonuses. This amount can vary widely depending on the employer, location, and level of experience. In the United States, the average base salary for insurance agents typically ranges from $35,000 to $50,000 per year, though some entry-level positions may start lower and experienced agents can earn more. Many insurance agents also earn commissions based on the policies they sell, which can significantly increase their total compensation.

What is the difference between Insurance Agent Base Pay vs Insurance Broker Base Pay?

AspectInsurance Agent Base PayInsurance Broker Base Pay
Required CredentialsLicensing, state-specific insurance licensesLicensing, state-specific insurance licenses
Work EnvironmentAgency offices, direct client interactionsIndependent or agency settings, client consultations
Employer & Industry UsageInsurance companies, agenciesIndependent, brokerage firms, agencies
Common Search & ComparisonYesYes

Insurance agent base pay typically refers to the fixed salary or hourly wage earned by agents working for insurance companies or agencies. Insurance brokers, while similar, often operate independently or through brokerage firms, earning commissions alongside any base pay. The main difference lies in their employment structure and client relationships, but both roles require similar licensing and work in comparable environments.

What cities near Rochester, NY are hiring for Insurance Agent Base Pay jobs? Cities near Rochester, NY with the most Insurance Agent Base Pay job openings:
Infographic showing various Insurance Agent Base Pay job openings in Rochester, NY as of May 2026, with employment types broken down into 34% Full Time, 62% Part Time, 3% Contract, and 1% Nights. Highlights an 89% Physical, and 11% Remote job distribution, with an average salary of $64,155 per year, or $30.8 per hour.
Insurance Sales Agent (Branch, Base + Incentive Opportunity)

Insurance Sales Agent (Branch, Base + Incentive Opportunity)

AAA Western and Central New York

Rochester, NY

$60K - $65K/hr

Full-time

Medical, Dental, Life, Retirement, PTO

Posted 5 days ago


Job description

At AAA Western and Central New York, our Associates are committed to providing our members with a totally satisfying experience. Therefore, we seek Associates who are dedicated to this purpose, people who truly demonstrate compassion, empathy and unsurpassed service. These are the people that help us create a loyal membership base that strengthens our mission—to be our members’ most trusted provider of high quality automotive, travel, insurance and other relevant products and services that offer safety, security, peace of mind, value and convenience.

AAA Western and Central New York is regularly recognized as one of the best & healthiest places to work in the WNY & CNY area. In addition to a market competitive salary, Associates are eligible for a wide selection of benefits (dependent upon position) including:

  • Medical, Dental, Life and AD&D Insurance
  • Flexible work schedules
  • Pre-Tax & Roth 401(k) plan with company match
  • Health Spending Accounts with company contribution & Flexible Spending Accounts
  • Company Paid Short-term & Long-term disability
  • Paid time off
  • Tuition reimbursement & company-paid training programs
  • FREE AAA membership & travel / product discounts
  • Paid Volunteer Time Off 
Job Responsibilities

40% New Premium: Actively sell relevant insurance products and services during all appropriate interactions. Responsible for effectively closing sales and meeting overall monthly and annual scorecard goals.

20% Multiline: Proactively recommend bundled insurance policies such as Auto with Home, Renters, Umbrella, etc. to grow book of business & meet the defined goals/targets.

15% CSAA Premiums: Actively promote and sell CSAA products by leveraging in-depth knowledge of their offerings. Build strong relationships with clients to understand their needs and recommend suitable products, ensuring alignment with client requirements and company objectives.

15% Quality: Ensure all insurance applications, policy documents, and client records are completed accurately and in compliance with industry regulations & company standards. Regularly audit work to identify & correct errors and stay updated on changes in insurance laws & guidelines to ensure all documentation reflets current requirements. Maintain a high standard of customer service by products and industry regulations to offer the best possible advice and solutions to clients.

10% New Members: Offer a Club focused sales approach & continuously promote all Club products/services. Effectively sell AAA memberships to meet/exceed outlined expectations.

Job Specific Requirements
    • Responsible to obtain and maintain the required license or certification in an active status
    • Able to display working knowledge of carrier offerings, processes, and requirements
    • Ability to work evenings, weekends, & events as required by business need/Leadership directive
    • Working knowledge of computer software and ability to effectively navigate multiple systems
    • Must be able to resolve problems and work under pressure to diffuse member concerns
    • Work under pressure during periods of high volume
    • Ability to multitask in various areas of insurance sales and service
    Physical Requirements
    • Ability to perform routine office tasks that includes operating a computer for long periods of time, sitting, filing and communicating on the phone
    • Ability to perform all physical functions consistent with travel including sitting in airplanes and driving for long periods of time
    • Must be able to lift, carry, push, pull a maximum of 30 lbs

    $43,680 – 47,840 base rate + $15,000 - $20,000+ of commission opportunity (based on performance) in 1st year

    Typical First Year On-Track Earnings (OTE) For Performing Advisors: $60,000 - $65,000/year

    This position does not offer visa sponsorship now or in the future.