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Insurance Adjuster Jobs in Rhode Island (NOW HIRING)

Dean Auto Collision

Be Seen First

Property Damage Claims Adjuster

Providence, RI · On-site

$45K - $55K/yr

... Adjuster to join our team ... This role involves evaluating auto insurance claims, negotiating settlements, and ensuring ...

Progressive

Claims Adjuster Trainee

Warwick, RI · Hybrid

$59K - $63K/yr

As a claims adjuster trainee , you'll learn how to help customers get back on the road after an ... We'll also teach you the insurance stuff - providing in-depth training on property damage and ...

Progressive

Auto Damage Claims Adjuster

Warwick, RI · On-site

$73K - $89K/yr

As an auto damage claims adjuster , you'll serve as Progressive's point of contact with customers ... Valid driver's license, auto insurance, and compliance with Progressive's driving standards and/or ...

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All JobsInsurance Adjuster JobsInsurance Adjuster Jobs in Rhode Island

Insurance Adjuster information

See Rhode Island salary details

$19.1K

$73.1K

$108.2K

How much do insurance adjuster jobs pay per year?

As of Aug 20, 2026, the average yearly pay for insurance adjuster in Rhode Island is $73,134.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,000.00 and $97,900.00 per year, depending on experience, location, and employer.

What is an insurance adjuster?

An Insurance Adjuster, also known as a Claims Adjuster is a professional who assesses insurance claims of all kinds. They help decide if there should be a payout for each claim and, according to the policy and the circumstances, how much should be paid. Insurance Adjusters make this determination by speaking with the one who filed the claim, assessing any damages, speaking with witnesses, and reading reports filed by officials. The Adjuster will typically come in-person to speak with you and take pictures of the damage before writing the report.

What are the key skills and qualifications needed to thrive as an insurance adjuster?

To thrive as an Insurance Adjuster, you need strong analytical skills, attention to detail, and knowledge of insurance policies, typically supported by a relevant degree or claims certification. Familiarity with claims management software, estimating tools like Xactimate, and industry regulations is essential. Excellent communication, negotiation, and customer service skills help you manage stressful situations and resolve claims efficiently. These abilities ensure accurate claim assessments, fair resolutions, and strong client relationships in a complex and time-sensitive environment.

How does an insurance adjuster typically collaborate with policyholders and third parties during a claim investigation?

Insurance adjusters regularly interact with policyholders, witnesses, contractors, and sometimes legal professionals to gather information and assess the validity of a claim. They conduct interviews, inspect damaged property, and review documentation such as police reports or medical records. Clear communication and empathy are essential, as adjusters must explain processes and negotiate settlements, all while maintaining professionalism and impartiality. Collaboration with various parties helps ensure a thorough and fair claims process, which is central to the adjuster's role.

What is the difference between Insurance Adjuster vs Claims Examiner?

AspectInsurance AdjusterClaims Examiner
Required CredentialsHigh school diploma or equivalent; licensing often required; certifications like AIC beneficialHigh school diploma or equivalent; some states require licensing; certifications like CPCU advantageous
Work EnvironmentField and office settings; investigate claims on-site or remotelyPrimarily office-based; review and process claims submitted electronically or via paper
Employer & Industry UsageInsurance companies, public adjusting firms, independent agenciesInsurance companies, third-party administrators, government agencies

While both roles handle insurance claims, Insurance Adjusters investigate and settle claims directly with policyholders, often working in the field. Claims Examiners primarily review and process claims in an office setting, ensuring accuracy and compliance. Understanding these differences helps job seekers identify the right career path within the insurance industry.

Can I be an insurance adjuster without a degree?

Insurance adjusters typically do not need a college degree to start working, but they often require relevant training, licensing, and sometimes certification. Many employers prioritize experience, knowledge of insurance policies, and strong communication skills over formal education.
More about Insurance Adjuster jobs

What are the most commonly searched types of Insurance Adjuster jobs in Rhode Island?

The most popular types of Insurance Adjuster jobs in Rhode Island are:

What are popular job titles related to Insurance Adjuster jobs in Rhode Island?

For Insurance Adjuster jobs in Rhode Island, the most frequently searched job titles are:

What job categories do people searching Insurance Adjuster jobs in Rhode Island look for?

The top searched job categories for Insurance Adjuster jobs in Rhode Island are:

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Cities in Rhode Island with the most Insurance Adjuster job openings:

What are popular job titles related to Insurance Adjuster jobs in RI?

For Insurance Adjuster jobs in RI, the most frequently searched job titles are:

Insurance Adjuster jobs near you
Infographic showing various Insurance Adjuster job openings in Rhode Island as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $73,134 per year, or $35.2 per hour.

Claims Senior Property Adjuster

ACSC Management Services Inc

Lincoln, RI • Remote

$31.10 - $41.42/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 29 days ago

Job description

Claims Senior Property Adjuster


Job Summary
This position supports the Property Claims operation by handling claims reported on Homeowner policies written by the Interinsurance Exchange in compliance with all regulatory and statutory requirements. The position handles claims of moderate to high complexity. The primary functions include interpreting information from First Notice of Loss reports, claim investigation, coverage evaluation, negotiation strategies and claims resolution. Employs discretion and independent judgment to ensure compliance with state and federal laws. Applies technical and customer service best practices in accordance with company guidelines.
Job Duties

  • Identify and obtain statements from insureds, vendors and witnesses. Conduct phone investigations to determine coverage and damages and differentiate between allegations and facts in each loss. Determine policy obligations by assessing the liability and damage components of the loss. Responsible for maintaining proper activities and service levels.

  • Communicate and interact with a variety of individuals. Explain policy coverages, benefits, and claims process either verbally and/or in writing which complies with regulatory and statutory requirements. Recognize and appropriately address moderate-complexity coverage issues.

  • Evaluate, assess, make decisions, and negotiate within settlement authority with insureds to resolve first-party claims in multiple markets. Demonstrate proficiency with assessment of personal property, property damage, loss of use, and claims technology and tool usage. Objectively discern and address issues that may be questioned in an audit.

  • Coordinate with internal and external departments as required.

  • The position requires a higher degree of discretion and independent judgment in analysis and problem-solving to manage losses effectively. Respond quickly and effectively to customer needs and problems.

  • May attend and participate in legal proceedings.


Qualifications

  • Bachelors Equivalent combination of education and experience

  • 4-6 years Prior claims handling experience. Required

  • 4-6 years Property claims administration experience. Preferred

  • Working knowledge of claims administration best practices and procedures.

  • Moderate knowledge of fault assessment, negligence and subrogation principles required.

  • Working knowledge of Microsoft Office suite, general computer software and claims software.

  • Advanced organization and planning recognition skills required.

  • Advanced oral and written communication skills required.

  • Advanced interpersonal skills required.

  • Valid Driver's License, acceptable Department of Motor Vehicles record and minimum liability insurance - Issued by State Required

  • An insurance/claims adjuster license may be required for claims administration in specific states.


Travel Requirements

  • Occasional travel to off-site business meetings or conferences. (5% proficiency)

The starting pay range for this position is $31.10 - $41.42 per hour.  Additionally, you will be eligible to participate in our incentive program based upon the achievement of organization, team and personal performance.

Remarkable benefits:

•    Health coverage for medical, dental, vision

•    401(K) saving plans with company match AND Pension    

•    Tuition assistance

•    Floating holidays and PTO for community volunteer programs

•    Paid parental leave

•    Wellness programs

•    Employee discounts (membership, insurance,

travel, entertainment, services and more!)

Auto Club Enterprises is the largest club within the national AAA federation. We have nearly 17,000 employees in 24 states helping more than 18 million members. The strength of our organization is our employees. Bringing together and supporting different cultures, backgrounds, personalities, and strengths creates a team capable of delivering legendary, lifetime service to our members. When we embrace our diversity – we win. All of Us! With our national brand recognition, long-standing reputation since 1900, and constantly growing membership, we are seeking career-minded, service-driven professionals to join our team.

"Through dedicated employees we proudly deliver legendary service and beneficial products that provide members peace of mind and value.”

AAA is an Equal Opportunity Employer

Our organization participates in E-Verify

Apply