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Independent Life Insurance Broker Jobs (NOW HIRING)

Alchemy Financial Group

Life Insurance Broker

Durham, NC · On-site

$75K - $105K/yr

Life Insurance Broker- Commission Based We are looking for a competitive Insurance Sales Representative to help us expand our business by actively assisting senior citizens within their community.

Cowan Insurance Group LLC

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Life Insurance Broker

Dallas, TX · Remote

$77K - $102K/yr

The lead actually says "LIFE INSURANCE" and/or "Funeral Expense" on it. 2. Confirmed Telemarketer Leads: this is an exclusive lead; the telemarketer uses your name in the script and also confirms the ...

Cowan Insurance Group LLC

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Life Insurance Broker

Dallas, TX · Remote

$77K - $102K/yr

The lead actually says "LIFE INSURANCE" and/or "Funeral Expense" on it. 2. Confirmed Telemarketer Leads: this is an exclusive lead; the telemarketer uses your name in the script and also confirms the ...

FCSU Financial

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Independent Life Insurance Agent

Columbus, OH · Remote

$48K - $120K/yr

FCSU Financial Independent Life Insurance and Fixed Annuity Agent (1099) We are seeking licensed individuals to join our team as an Independent Life Insurance Agent in the Cleveland, Columbus, and ...

FCSU Financial

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Independent Life Insurance Agent

Cleveland, OH · Remote

$48K - $120K/yr

FCSU Financial Independent Life Insurance and Fixed Annuity Agent (1099) We are seeking licensed individuals to join our team as an Independent Life Insurance Agent in the Cleveland, Columbus, and ...

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All JobsIndependent Life Insurance Broker Jobs

Independent Life Insurance Broker information

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$39K

$87.2K

$119K

How much do independent life insurance broker jobs pay per year?

As of Jun 9, 2026, the average yearly pay for independent life insurance broker in the United States is $87,223.00, according to ZipRecruiter salary data. Most workers in this role earn between $76,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What are some common challenges independent life insurance brokers face when building their client base?

Independent life insurance brokers often encounter challenges such as establishing trust with new clients, differentiating themselves from competitors, and managing lead generation without the support of a larger agency. Building a strong referral network and leveraging digital marketing tools can help overcome these hurdles. Additionally, brokers must stay updated on various insurance products and regulations to provide accurate advice and foster long-term client relationships. Persistence, adaptability, and proactive communication are key to success in this role.

What is the difference between Independent Life Insurance Broker vs Insurance Agent?

AspectIndependent Life Insurance BrokerInsurance Agent
CredentialsLicensing required; may work with multiple carriersLicensing required; typically represents one carrier
Work EnvironmentSelf-employed or contracted; flexible hoursEmployed by an insurance company or agency; structured hours
Employer & Industry UsageOperates independently; broader product accessWorks for a specific insurer; limited product range

In summary, Independent Life Insurance Brokers operate independently, offering products from multiple carriers, while Insurance Agents usually work for a single insurer. Both require licensing, but brokers often have more flexibility and product options, making them a popular choice for clients seeking personalized coverage.

What is an Independent Life Insurance Broker?

An Independent Life Insurance Broker is a licensed professional who helps clients find and purchase life insurance policies from a variety of insurance companies, rather than being tied to just one provider. They assess clients' financial needs and goals, compare policy options across multiple insurers, and provide unbiased advice to ensure clients get the best coverage for their situation. Because they have access to many different insurance carriers, independent brokers can often find more competitive rates and policy features tailored to individual needs.

What are the key skills and qualifications needed to thrive as an Independent Life Insurance Broker, and why are they important?

To thrive as an Independent Life Insurance Broker, you need a solid understanding of insurance products, sales acumen, and an active state insurance license. Familiarity with customer relationship management (CRM) systems, quoting software, and industry compliance tools is typically required. Outstanding interpersonal skills, self-motivation, and ethical integrity help brokers build trust and long-term client relationships. These competencies are vital for effectively matching clients with appropriate coverage and sustaining a successful, client-focused business.
More about Independent Life Insurance Broker jobs
What job categories do people searching Independent Life Insurance Broker jobs look for? The top searched job categories for Independent Life Insurance Broker jobs are:
Independent Life Insurance Broker jobs near you
Infographic showing various Independent Life Insurance Broker job openings in the United States as of June 2026, with employment types broken down into 5% Full Time, 90% Part Time, and 5% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $87,223 per year, or $41.9 per hour.
Life Insurance Broker

Life Insurance Broker

Alchemy Financial Group

Chadbourn, NC • On-site

$750K/yr

Full-time

Posted 4 days ago

Job description

About the Insurance Broker position
We are looking for a skilled Insurance Broker to join our team and help us with managing our business development activities. Your duties will include finding new clients as well as promoting and selling company's insurance plans. We expect you to efficiently build and maintain long-term relationships to ensure the stability of company's revenues and growth.
Insurance Broker responsibilities are:
  • Consult clients about befitting risk management strategies
  • Develop effective marketing strategies to sell insurance plans to current or new clients
  • Explore the needs of business or individual customers and propose them plans or other services
  • Find opportunities and build relationship with potential customers Using networking, cold calling and other methods
  • Review insurance claims to ensure fair dealing and satisfaction
  • Prepare regular reviews of progress and present them to interested parties
  • Meet your goals in finding new clients and selling insurance products and services
  • Stay informed about market trends and updates in the field of insurance products and services
  • Follow company's policies and ensure the compliance with applicable legal requirements

Insurance Broker requirements are:
  • Good experience in providing client-focused solutions and building customer relationships
  • Experience of working with major kinds of insurance plans including automobile, fire, life, property, medical and so on
  • Good knowledge of computers and statistics methods
  • Strong communication, presentation and sales skills
  • Results-driven and able to work without supervision
  • High school or BSc degree; professional certification will be a bonus

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