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Independent Life Insurance Broker Jobs (NOW HIRING)

Symmetry

Remote Life Insurance Broker

Duncanville, TX · Remote

$50K - $100K/yr

We are looking for Life Insurance Agents with an entrepreneural mindset, who want to be trained to become a manager and lead in select regions within the next ten months. Seeking agents who want to ...

Symmetry

Remote Life Insurance Broker

Gainesville, FL · On-site +1

$50K - $100K/yr

We are looking for Life Insurance Agents with an entrepreneural mindset, who want to be trained to become a manager and lead in select regions within the next ten months. Seeking agents who want to ...

Symmetry

Remote Life Insurance Broker

Mesa, AZ · Remote

$50K - $100K/yr

We are looking for Life Insurance Agents with an entrepreneural mindset, who want to be trained to become a manager and lead in select regions within the next ten months. Seeking agents who want to ...

Symmetry

Remote Life Insurance Broker

Duncanville, TX · On-site +1

$50K - $100K/yr

We are looking for Life Insurance Agents with an entrepreneural mindset, who want to be trained to become a manager and lead in select regions within the next ten months. Seeking agents who want to ...

Parks and Associates LLC

In this role, you will be focusing on life insurance sales. You will be responsible for assisting ... We are an Independent Agency, and have access to many carriers, so you will be able to find the ...

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Independent Life Insurance Broker information

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$39K

$87.2K

$119K

How much do independent life insurance broker jobs pay per year?

As of Sep 10, 2026, the average yearly pay for independent life insurance broker in the United States is $87,223.00, according to ZipRecruiter salary data. Most workers in this role earn between $76,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What is an independent life insurance broker?

An Independent Life Insurance Broker is a licensed professional who helps clients find and purchase life insurance policies from a variety of insurance companies, rather than being tied to just one provider. They assess clients' financial needs and goals, compare policy options across multiple insurers, and provide unbiased advice to ensure clients get the best coverage for their situation. Because they have access to many different insurance carriers, independent brokers can often find more competitive rates and policy features tailored to individual needs.

What are the key skills and qualifications needed to thrive as an independent life insurance broker?

To thrive as an Independent Life Insurance Broker, you need a solid understanding of insurance products, sales acumen, and an active state insurance license. Familiarity with customer relationship management (CRM) systems, quoting software, and industry compliance tools is typically required. Outstanding interpersonal skills, self-motivation, and ethical integrity help brokers build trust and long-term client relationships. These competencies are vital for effectively matching clients with appropriate coverage and sustaining a successful, client-focused business.

What are some common challenges independent life insurance brokers face when building their client base?

Independent life insurance brokers often encounter challenges such as establishing trust with new clients, differentiating themselves from competitors, and managing lead generation without the support of a larger agency. Building a strong referral network and leveraging digital marketing tools can help overcome these hurdles. Additionally, brokers must stay updated on various insurance products and regulations to provide accurate advice and foster long-term client relationships. Persistence, adaptability, and proactive communication are key to success in this role.

What is the difference between Independent Life Insurance Broker vs Insurance Agent?

AspectIndependent Life Insurance BrokerInsurance Agent
CredentialsLicensing required; may work with multiple carriersLicensing required; typically represents one carrier
Work EnvironmentSelf-employed or contracted; flexible hoursEmployed by an insurance company or agency; structured hours
Employer & Industry UsageOperates independently; broader product accessWorks for a specific insurer; limited product range

In summary, Independent Life Insurance Brokers operate independently, offering products from multiple carriers, while Insurance Agents usually work for a single insurer. Both require licensing, but brokers often have more flexibility and product options, making them a popular choice for clients seeking personalized coverage.

How do I become an independent life insurance broker?

To become an independent life insurance broker, you typically need to obtain a state insurance license by completing pre-licensing education and passing a licensing exam. Additionally, gaining knowledge of insurance products, building sales skills, and establishing relationships with multiple insurance carriers are essential for operating independently in this role.

How does an independent life insurance broker make money?

An independent life insurance broker makes money primarily through commissions paid by insurance companies for each policy they sell. They may also earn renewal commissions if the policy remains active and sometimes receive fees for additional services, depending on their business model. Brokers typically need licensing and may work on a commission-only basis or combine commissions with fees for consulting or advice.

How much do independent life insurance brokers make?

Independent life insurance brokers typically earn between $40,000 and $100,000 annually, with income largely based on commissions from policy sales. Earnings can vary depending on experience, sales skills, client base, and the commission structure of the insurance companies they work with.
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What are popular job titles related to Independent Life Insurance Broker jobs?

For Independent Life Insurance Broker jobs, the most frequently searched job titles are:

Independent Life Insurance Broker jobs near you
Infographic showing various Independent Life Insurance Broker job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $87,223 per year, or $41.9 per hour.

Remote Life Insurance Broker

Duncanville, TX • Remote

Symmetry
Finance and Insurance • 1 - 5K employees
Learn more about Symmetryexternal

$50K - $100K/yr

Full-time

Re-posted 15 days ago

Job description

Organization Description:

We are looking for Life Insurance Agents with an entrepreneural mindset, who want to be trained to become a manager and lead in select regions within the next ten months. Seeking agents who want to own their own business and create their own schedules. Who are coachable, self-motivated, believe people come first, and willing to participate as a team.

Job Details:

The ability to work primarily from home is necessary.

Work from anywhere when you have a computer/laptop, reliable phone, and internet connection.

Experience is not necessary however previous sales experience in sales or marketing will be helpful.

Commission Only

Ability to understand and present a solution professionally to a homeowner looking to protect their family in the event of a major health issue or death.

Part or Full-time, agents who follow our proven sales system have earned from $50,000 to $100,000 annually

Responsibilities:

Must be licensed or willing to obtain a license within 2 weeks and not months.

Be willing to call leads and book appointments daily is a must.

Run appointments and go over options that a family would qualify for.

Be able to submit electronic applications to carriers for the client.

Work your own schedule. Must be willing to travel for training and connect with team to build and grow as a leader. Attend local meetings with your team.

Requirements:

Be a Self Starter, Driven, Great Attitude, Coachable, Team Player, Leader, and Service Minded.

Need cell phone, internet, laptop or desktop.

Have or be willing to get a Life and Health Insurance License.

AML Training and E&O Insurance for contracting with multiple carriers is NOT optional.

Leads are accessible and beneficial to your business profitability. Open to learn from Mentorship and engage with team upon hire.

Rachelle Singleton

| Regional Sales Manager

No agents success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.

Symmetry Financial Group logo

About Symmetry Financial Group

Sourced by ZipRecruiter

Symmetry Financial Group is a leading insurance marketing organization based in Asheville, North Carolina, USA, specializing in life insurance, mortgage protection, retirement protection, and debt elimination services. The company was established in 2009 by co-founders Brandon Ellison, Brian Pope, and Casey Watkins to cater to families requiring personal protection and financial security. With a nationwide footprint, Symmetry has become a significant player in the insurance and financial services industry. Symmetry Financial Group's mission revolves around making a positive and lasting impact on the families they serve across the nation. It is built around core values which they call 'The Symmetry Way' – Relationships matter, People come first, Family, and Serve others.

Industry

Finance and insurance

Company size

1,001 - 5,000 Employees

Headquarters location

Swannanoa, NC, US

Year founded

2009

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