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Independent Life Insurance Broker Jobs (NOW HIRING)

FCSU Financial

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Independent Life Insurance Agent

Philadelphia, PA · Remote

$48K - $120K/yr

FCSU Financial Independent Life Insurance and Fixed Annuity Agent (1099) We are seeking licensed individuals to join our team as an Independent Life Insurance Agent in the Cleveland, Columbus, and ...

Symmetry

Remote Life Insurance Broker

Pine Bluff, AR · Remote

$50K - $100K/yr

We are looking for Life Insurance Agents with an entrepreneural mindset, who want to be trained to become a manager and lead in select regions within the next ten months. Seeking agents who want to ...

Symmetry

Remote Life Insurance Broker

Mesa, AZ · Remote

$50K - $100K/yr

We are looking for Life Insurance Agents with an entrepreneural mindset, who want to be trained to become a manager and lead in select regions within the next ten months. Seeking agents who want to ...

Symmetry

Remote Life Insurance Broker

Duncanville, TX · Remote

$50K - $100K/yr

We are looking for Life Insurance Agents with an entrepreneural mindset, who want to be trained to become a manager and lead in select regions within the next ten months. Seeking agents who want to ...

Symmetry

Remote Life Insurance Broker

Gainesville, FL · Remote

$50K - $100K/yr

We are looking for Life Insurance Agents with an entrepreneural mindset, who want to be trained to become a manager and lead in select regions within the next ten months. Seeking agents who want to ...

Alchemy Financial Group

Life Insurance Broker- Commission Based We are looking for a competitive Insurance Sales Representative to help us expand our business by actively assisting senior citizens within their community.

Parks and Associates LLC

In this role, you will be focusing on life insurance sales. You will be responsible for assisting ... We are an Independent Agency, and have access to many carriers, so you will be able to find the ...

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All JobsIndependent Life Insurance Broker Jobs

Independent Life Insurance Broker information

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$39K

$87.2K

$119K

How much do independent life insurance broker jobs pay per year?

As of Jun 10, 2026, the average yearly pay for independent life insurance broker in the United States is $87,223.00, according to ZipRecruiter salary data. Most workers in this role earn between $76,000.00 and $100,000.00 per year, depending on experience, location, and employer.

What are some common challenges independent life insurance brokers face when building their client base?

Independent life insurance brokers often encounter challenges such as establishing trust with new clients, differentiating themselves from competitors, and managing lead generation without the support of a larger agency. Building a strong referral network and leveraging digital marketing tools can help overcome these hurdles. Additionally, brokers must stay updated on various insurance products and regulations to provide accurate advice and foster long-term client relationships. Persistence, adaptability, and proactive communication are key to success in this role.

What is the difference between Independent Life Insurance Broker vs Insurance Agent?

AspectIndependent Life Insurance BrokerInsurance Agent
CredentialsLicensing required; may work with multiple carriersLicensing required; typically represents one carrier
Work EnvironmentSelf-employed or contracted; flexible hoursEmployed by an insurance company or agency; structured hours
Employer & Industry UsageOperates independently; broader product accessWorks for a specific insurer; limited product range

In summary, Independent Life Insurance Brokers operate independently, offering products from multiple carriers, while Insurance Agents usually work for a single insurer. Both require licensing, but brokers often have more flexibility and product options, making them a popular choice for clients seeking personalized coverage.

What is an Independent Life Insurance Broker?

An Independent Life Insurance Broker is a licensed professional who helps clients find and purchase life insurance policies from a variety of insurance companies, rather than being tied to just one provider. They assess clients' financial needs and goals, compare policy options across multiple insurers, and provide unbiased advice to ensure clients get the best coverage for their situation. Because they have access to many different insurance carriers, independent brokers can often find more competitive rates and policy features tailored to individual needs.

What are the key skills and qualifications needed to thrive as an Independent Life Insurance Broker, and why are they important?

To thrive as an Independent Life Insurance Broker, you need a solid understanding of insurance products, sales acumen, and an active state insurance license. Familiarity with customer relationship management (CRM) systems, quoting software, and industry compliance tools is typically required. Outstanding interpersonal skills, self-motivation, and ethical integrity help brokers build trust and long-term client relationships. These competencies are vital for effectively matching clients with appropriate coverage and sustaining a successful, client-focused business.
More about Independent Life Insurance Broker jobs
What job categories do people searching Independent Life Insurance Broker jobs look for? The top searched job categories for Independent Life Insurance Broker jobs are:
Independent Life Insurance Broker jobs near you
Infographic showing various Independent Life Insurance Broker job openings in the United States as of June 2026, with employment types broken down into 5% Full Time, 90% Part Time, and 5% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $87,223 per year, or $41.9 per hour.

Independent Life Insurance Agent

O'Brien Life Agency

Savannah, GA • On-site, Remote

$45K - $65K/yr

Full-time, Part-time, Contractor

Posted 8 days ago

Job description

TODAY can be the day you take control of your life and your future.

TODAY can be the day you decide you’re ready to do more than merely get by.

TODAY can be the day you start building toward financial freedom, personal growth, and a career where your effort can directly impact your income.

TODAY can be the day you start working like an OWNER and ENTREPRENEUR.

TODAY can be the day you start a career in life insurance sales — one of the most stable and rewarding industries in the world.

Are you ready for a new start? If so… keep reading.

Job Description

We are looking to hire and train new Independent Life Insurance Agents.

This is a 1099 independent contractor, 100% commission sales position. There is no base salary. Your income is based on your activity, consistency, and ability to follow the training and sales process.

You must be coachable, adaptable, self-motivated, and eager to learn. This is not a get-rich-quick opportunity. It is a real sales career that takes effort, discipline, and a willingness to be trained.

You’ll work alongside experienced agents and top producers, giving you access to mentorship, proven systems, and support as you build your business.

You will work remotely from anywhere, part-time or full-time, with the ability to set your own schedule. As you grow your personal production and build your own agency, your income potential can grow as well.

You will be helping families with life insurance solutions after they have requested information or expressed interest in protecting their families. Our lead-based business gives agents access to people to contact, follow up with, and serve across the nation.

Because this is a highly regulated industry, you will need to become licensed. We will help guide you through that process. If you are already licensed, you may be able to onboard in a matter of days.

Income potential is uncapped, but results vary based on effort, skill, consistency, and time invested. We typically see part-time agents working 15–20 hours per week earning $3,000–$5,000 per month, and full-time agents working 35–45 hours per week earning $8,000–$15,000+ per month. Ownership opportunities are also possible.

Work Designation
  • 1099 independent contractor
  • Remote from anywhere
  • Part-time or full-time
Principal Duties & Responsibilities
  • Helping families with life insurance solutions after they have requested information or expressed interest in protecting their families
  • Contacting, following up with, and serving people across the nation
  • Building your personal production
  • Building your own agency
  • Following the training and sales process
Requirements
  • Coachable
  • Adaptable
  • Self-motivated
  • Eager to learn
  • Hungry
  • Positive
  • Ready to build something meaningful
Compensation
  • Income potential is uncapped
  • Part-time agents working 15–20 hours per week earning $3,000–$5,000 per month
  • Full-time agents working 35–45 hours per week earning $8,000–$15,000+ per month
  • Ownership opportunities are also possible
Core Values

As a part of our team, you will too:

  • Relationships matter. People come first.
  • Open, honest, and productive communication.
  • Relentless pursuit of personal growth.
  • We do the right thing even when no one is looking.
  • We work as a true team and strive to be a positive influence.
  • We act like owners because we own it.
  • Being of service and doing good in the world.
  • WE HAVE FUN AND GET STUFF DONE!

This opportunity is not for everyone. But if you are hungry, coachable, positive, and ready to build something meaningful, this could be the fresh start you’ve been looking for.

Whether you are already licensed or brand new to the industry, we are looking for people who are ready to learn, take action, and grow.

Apply today to learn more about becoming an Independent Life Insurance Agent.