$73K - $96K/yr
An Independent Opportunity For Driven, Self-Motivated People Ready To Build Something Of Their Own ... GIA Legacy Planning is a life insurance distribution agency helping families protect what they have ...
$73K - $96K/yr
An Independent Opportunity For Driven, Self-Motivated People Ready To Build Something Of Their Own ... GIA Legacy Planning is a life insurance distribution agency helping families protect what they have ...
Insurance Broker
Pikeville, NC · On-site
$75K - $100K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including life, medical * Good knowledge ...
Insurance Broker
Pikeville, NC · On-site
$75K - $100K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including life, medical * Good knowledge ...
Insurance Broker
$75K - $90K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including life & medical and so on * Good ...
Insurance Broker
$75K - $90K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including life & medical and so on * Good ...
Insurance Broker
$85K - $105K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...
Insurance Broker
$85K - $105K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...
Insurance Broker
Conway, SC · On-site +1
$75K - $100K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...
Insurance Broker
Conway, SC · On-site +1
$75K - $100K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...
Insurance Broker
$80K - $110K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...
Insurance Broker
$80K - $110K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...
Insurance Broker
$80K - $115K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...
Insurance Broker
$80K - $115K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...
Insurance Broker
Aiken, SC · On-site
$80K - $115K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...
Insurance Broker
Aiken, SC · On-site
$80K - $115K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...
Experienced Life Insurance Broker Remote
Hampton, VA · On-site
$66K - $87K/yr
An Independent Opportunity For Driven, Self-Motivated People Ready To Build Something Of Their Own ... GIA Legacy Planning is a life insurance distribution agency helping families protect what they have ...
Experienced Life Insurance Broker Remote
Hampton, VA · On-site
$66K - $87K/yr
An Independent Opportunity For Driven, Self-Motivated People Ready To Build Something Of Their Own ... GIA Legacy Planning is a life insurance distribution agency helping families protect what they have ...
Insurance Broker
Mooresville, NC · On-site
$75K - $95K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...
Insurance Broker
Mooresville, NC · On-site
$75K - $95K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...
Insurance Broker
Hartsville, SC · On-site
$70K - $90K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including life, medical and so on * Good ...
Insurance Broker
Hartsville, SC · On-site
$70K - $90K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including life, medical and so on * Good ...
Insurance Broker
$75K - $100K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...
Insurance Broker
$75K - $100K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...
Insurance Broker
Locust, NC · On-site
$75K - $105K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...
Insurance Broker
Locust, NC · On-site
$75K - $105K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...
Insurance Broker
$75K - $100K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...
Insurance Broker
$75K - $100K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...
Insurance Broker
Myrtle Beach, SC · On-site
$75K - $90K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...
Insurance Broker
Myrtle Beach, SC · On-site
$75K - $90K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...
Insurance Broker
Darlington, SC · On-site
$75K - $95K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...
Insurance Broker
Darlington, SC · On-site
$75K - $95K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...
Insurance Broker
$75K - $90K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...
Insurance Broker
$75K - $90K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including automobile, fire, life ...
Insurance Broker
$70K - $90K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including life, medical and so on * Good ...
Insurance Broker
$70K - $90K/yr
About the Insurance Broker position We are looking for a skilled Insurance Broker to join our team ... Experience of working with major kinds of insurance plans including life, medical and so on * Good ...
Experienced Life Insurance Broker - Remote
Philadelphia, PA · Remote
$73K - $96K/yr
An independent opportunity for driven, self-motivated people ready to build something of their own ... GIA Legacy Planning is a life insurance distribution agency helping families protect what they have ...
Quick apply
Experienced Life Insurance Broker - Remote
Philadelphia, PA · Remote
$73K - $96K/yr
An independent opportunity for driven, self-motivated people ready to build something of their own ... GIA Legacy Planning is a life insurance distribution agency helping families protect what they have ...
$74K - $97K/yr
An independent opportunity for driven, self-motivated people ready to build something of their own ... GIA Legacy Planning is a life insurance distribution agency helping families protect what they have ...
$74K - $97K/yr
An independent opportunity for driven, self-motivated people ready to build something of their own ... GIA Legacy Planning is a life insurance distribution agency helping families protect what they have ...
Independent Life Insurance Broker information
See salary details
$39K - $46.3K
3% of jobs
$46.3K - $53.5K
8% of jobs
$53.5K - $60.8K
1% of jobs
$60.8K - $68.1K
4% of jobs
$68.1K - $75.4K
6% of jobs
$76.5K is the 25th percentile. Wages below this are outliers.
$75.4K - $82.6K
12% of jobs
The median wage is $88.5K / yr.
$82.6K - $89.9K
19% of jobs
$89.9K - $97.2K
17% of jobs
$99.6K is the 75th percentile. Wages above this are outliers.
$97.2K - $104.5K
14% of jobs
$104.5K - $111.7K
9% of jobs
$111.7K - $119K
6% of jobs
$39K
$87.2K
$119K
How much do independent life insurance broker jobs pay per year?
As of Aug 10, 2026, the average yearly pay for independent life insurance broker in the United States is $87,223.00, according to ZipRecruiter salary data. Most workers in this role earn between $76,000.00 and $100,000.00 per year, depending on experience, location, and employer.
What are some common challenges independent life insurance brokers face when building their client base?
Independent life insurance brokers often encounter challenges such as establishing trust with new clients, differentiating themselves from competitors, and managing lead generation without the support of a larger agency. Building a strong referral network and leveraging digital marketing tools can help overcome these hurdles. Additionally, brokers must stay updated on various insurance products and regulations to provide accurate advice and foster long-term client relationships. Persistence, adaptability, and proactive communication are key to success in this role.
What is the difference between Independent Life Insurance Broker vs Insurance Agent?
| Aspect | Independent Life Insurance Broker | Insurance Agent |
|---|---|---|
| Credentials | Licensing required; may work with multiple carriers | Licensing required; typically represents one carrier |
| Work Environment | Self-employed or contracted; flexible hours | Employed by an insurance company or agency; structured hours |
| Employer & Industry Usage | Operates independently; broader product access | Works for a specific insurer; limited product range |
In summary, Independent Life Insurance Brokers operate independently, offering products from multiple carriers, while Insurance Agents usually work for a single insurer. Both require licensing, but brokers often have more flexibility and product options, making them a popular choice for clients seeking personalized coverage.
What is an independent life insurance broker?
An Independent Life Insurance Broker is a licensed professional who helps clients find and purchase life insurance policies from a variety of insurance companies, rather than being tied to just one provider. They assess clients' financial needs and goals, compare policy options across multiple insurers, and provide unbiased advice to ensure clients get the best coverage for their situation. Because they have access to many different insurance carriers, independent brokers can often find more competitive rates and policy features tailored to individual needs.
What are the key skills and qualifications needed to thrive as an independent life insurance broker?
To thrive as an Independent Life Insurance Broker, you need a solid understanding of insurance products, sales acumen, and an active state insurance license. Familiarity with customer relationship management (CRM) systems, quoting software, and industry compliance tools is typically required. Outstanding interpersonal skills, self-motivation, and ethical integrity help brokers build trust and long-term client relationships. These competencies are vital for effectively matching clients with appropriate coverage and sustaining a successful, client-focused business.
More about Independent Life Insurance Broker jobs
What job categories do people searching Independent Life Insurance Broker jobs look for? The top searched job categories for Independent Life Insurance Broker jobs are:
$73K - $96K/yr
Full-time
Posted 13 days ago
Job description
An Independent Opportunity For Driven, Self-Motivated People Ready To Build Something Of Their Own.
If you are someone who wants to be in business for yourself - but not by yourself - this may be exactly what you have been looking for.
GIA Legacy Planning is a life insurance distribution agency helping families protect what they have built and plan for what is ahead. We work with independent agents across Houston and all of Texas who are building their own books of business through a system that is already proven and already in motion.
This is not a job in the traditional sense. There is no boss, no punch clock, and no ceiling. It is an independent contractor opportunity where your results are a direct reflection of your effort, your consistency, and your willingness to follow a system that works.
WHAT MAKES THIS DIFFERENT
WHAT YOU WILL DO
WHO THIS IS FOR
WHO THIS IS NOT FOR
If you are ready to take ownership of your income, your schedule, and your future - we want to hear from you. Apply now and a member of our team will reach out within 24 to 48 hours.
IMPORTANT: This is an independent contractor (1099) commission-only opportunity. There is no base salary, guaranteed income, or employment relationship. Earnings depend entirely on individual performance, activity level, and consistency. Past results of other agents are not a guarantee of your results.
Department Licensed Life Insurance Agent Locations Hampton, VA Remote status Fully Remote
If you are someone who wants to be in business for yourself - but not by yourself - this may be exactly what you have been looking for.
GIA Legacy Planning is a life insurance distribution agency helping families protect what they have built and plan for what is ahead. We work with independent agents across Houston and all of Texas who are building their own books of business through a system that is already proven and already in motion.
This is not a job in the traditional sense. There is no boss, no punch clock, and no ceiling. It is an independent contractor opportunity where your results are a direct reflection of your effort, your consistency, and your willingness to follow a system that works.
WHAT MAKES THIS DIFFERENT
- You control your schedule - mornings, evenings, weekends, you decide
- 100% remote - serve clients across Houston and the surrounding Harris County area from wherever you are most productive
- Warm inbound leads - you talk to people who already raised their hand for coverage, so there is no cold calling
- Carrier-paid training and mentorship from agents who are actively producing right now
- You build a book of business that pays you on every policy you write, with an ownership model and overrides as you grow a team
- No ceiling on your income - your results are a direct reflection of your effort and consistency
WHAT YOU WILL DO
- Connect with interested clients through our proprietary lead system - people who have already requested information about coverage
- Present life insurance and protection solutions tailored to each family's situation
- Follow our step-by-step system for consistent daily activity and follow-up
- Build and manage your own pipeline of active clients and referrals
- Grow at your own pace - whether part-time or full-time, the system adapts to your commitment level
WHO THIS IS FOR
- You are self-motivated and do not need someone standing over you to get things done
- You have experience in sales, real estate, finance, customer service, or another client-facing role - insurance experience is not required
- You are a career changer or part-timer in the Houston area looking for something with real long-term upside
- You are coachable and willing to follow a proven system even if it is new to you
- You are ready to get licensed if you are not already (we will show you exactly how)
WHO THIS IS NOT FOR
- You want a guaranteed paycheck regardless of effort
- You are not willing to follow a system or take direction
- You expect results without putting in consistent daily activity
- You want someone to hand you success without accountability
If you are ready to take ownership of your income, your schedule, and your future - we want to hear from you. Apply now and a member of our team will reach out within 24 to 48 hours.
IMPORTANT: This is an independent contractor (1099) commission-only opportunity. There is no base salary, guaranteed income, or employment relationship. Earnings depend entirely on individual performance, activity level, and consistency. Past results of other agents are not a guarantee of your results.
Department Licensed Life Insurance Agent Locations Hampton, VA Remote status Fully Remote