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Independent Life Insurance Agent Jobs (NOW HIRING)

Omega Staffing Group LLC

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Life Insurance Agent

Greenville, SC · On-site

$70K - $200K/yr

MUST BE LOCATED IN NORTH CAROLINA As an Insurance Agent, you'll play a crucial role in assisting individual customers and a mixed client base in selecting appropriate life insurance products. This ...

Dorr Agency

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Life Insurance Agent

Columbus, OH · Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are ... the independent space, including tax-free retirement strategies, IULs, indexed annuities, and ...

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Dorr Agency

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Life Insurance Agent

Charlotte, NC · Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are ... the independent space, including tax-free retirement strategies, IULs, indexed annuities, and ...

Dorr Agency

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Life Insurance Agent

Indianapolis, IN · Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are ... the independent space, including tax-free retirement strategies, IULs, indexed annuities, and ...

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Independent Life Insurance Agent information

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How much do independent life insurance agent jobs pay per year?

As of Aug 15, 2026, the average yearly pay for independent life insurance agent in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What is the difference between Independent Life Insurance Agent vs Captive Life Insurance Agent?

AspectIndependent Life Insurance AgentCaptive Life Insurance Agent
CredentialsLicensing required; no specific certifications neededLicensing required; may need company-specific training
Work EnvironmentSelf-employed, flexible schedule, multiple carriersEmployed by a single insurance company, structured hours
Employer & Industry UsageIndependent, works with various insurersEmployed directly by one insurer
Sales ApproachOffers products from multiple companies, broader optionsPromotes only their company's products

In summary, Independent Life Insurance Agents operate independently, offering products from multiple insurers, providing flexibility and broader options. Captive Life Insurance Agents work exclusively for one insurer, with a structured environment focused on promoting their company's policies.

What are some common challenges faced by independent life insurance agents, and how can they be overcome?

Independent life insurance agents often face challenges such as building a steady client base, managing multiple carrier relationships, and staying motivated without direct supervision. To overcome these hurdles, agents typically invest in networking, utilize referral programs, and participate in ongoing industry training to stay informed about product offerings. Additionally, leveraging digital marketing and CRM tools can help streamline lead generation and client management, making it easier to grow and sustain a successful practice.

What are the key skills and qualifications needed to thrive as an independent life insurance agent?

To thrive as an Independent Life Insurance Agent, you need a thorough understanding of insurance products, sales strategies, and state licensing requirements. Familiarity with customer relationship management (CRM) software, online quoting tools, and insurance underwriting systems is typically required. Strong interpersonal skills, self-motivation, and effective communication are essential for building client trust and growing a book of business. These skills ensure agents can successfully match clients with suitable policies, navigate complex regulations, and maintain long-term client relationships.

What is an independent life insurance agent?

Independent life insurance agents are professionals who sell life insurance policies from multiple insurance companies, rather than representing just one provider. This allows them to offer clients a wider range of policy options and help compare coverage and prices from different insurers. They act as intermediaries, using their expertise to recommend the best products for clients based on their needs, budget, and circumstances. Independent agents are typically paid through commissions from the insurance companies whose products they sell.
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Cities with the most Independent Life Insurance Agent job openings:

What states have the most Independent Life Insurance Agent jobs?

States with the most job openings for Independent Life Insurance Agent jobs include:

What job categories do people searching Independent Life Insurance Agent jobs look for?

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Independent Life Insurance Agent jobs near you
Infographic showing various Independent Life Insurance Agent job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Life Insurance Agent

Omega Staffing Group LLC

Greenville, SC • On-site

$70K - $200K/yr

Full-time

Re-posted 7 days ago

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Job description

MUST BE LOCATED IN NORTH CAROLINA

As an Insurance Agent, you'll play a crucial role in assisting individual customers and a mixed client base in selecting appropriate life insurance products. This role involves direct sales, customer service, and client acquisition within a local travel area. The agent utilizes CRM software, quoting and underwriting tools, and communication platforms to support efficient sales processes and maintain strong customer relationships.

- This position is commission-based while being fully vested day one.

- Remote including local travel

Responsibilities

  • Acquire and engage individual and mixed client base for insurance policies
  • Sell life and health insurance products through direct sales methods
  • Provide excellent customer service to maintain client satisfaction and retention
  • Utilize CRM software to track customer interactions and manage sales pipelines
  • Use quoting and underwriting tools to deliver accurate policy information
  • Conduct local travel to meet clients and attend insurance-related events

Required Qualifications

  • High school diploma or equivalent

Preferred Qualifications

  • Entry-level experience in insurance sales
  • Insurance Agent License
  • Familiarity with Customer Relationship Management (CRM) software
  • Strong problem solving and time management skills
  • Attention to detail
  • Proven sales abilities