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Independent Life Insurance Agent Jobs (NOW HIRING)

TruePath Life Solutions

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Life Insurance Agent

Sarasota, FL · Remote

$40K - $250K/yr

... a life insurance and retirement-planning agency. We're looking for a remote, full-time agent to ... High school diploma or equivalent Compensation & what we offer This is a 1099 independent ...

New York Life

Life Insurance Agent

Fayetteville, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

New York Life

Life Insurance Agent

Raleigh, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

New York Life

Life Insurance Agent

Greenville, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

New York Life

Life Insurance Agent

Greensboro, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

New York Life

Life Insurance Agent

Wilmington, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

Maverick Insured

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Independent Insurance Agent - Life Insurance Agent

Seymour, TN · On-site

$80K - $100K/yr

Maverick Insured | Knoxville, TN | In-Office 1099 Independent Contractor | Performance Based Income ... What You'll Do - Work with clients who have requested information about life insurance and ...

Veteran-friendly

Urgent

Training provided

Maverick Insured

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Independent Insurance Agent - Life Insurance Agent

Seymour, TN · On-site

$80K - $100K/yr

Maverick Insured | Knoxville, TN | In-Office 1099 Independent Contractor | Performance Based Income ... What You'll Do - Work with clients who have requested information about life insurance and ...

Veteran-friendly

Urgent

Training provided

Globe Life

Life Insurance Agent

Denver, CO · Remote

$80K - $120K/yr

We are seeking a Life Insurance Agent to join our team! You will be responsible for expanding the company's book of business by selling various types of insurance policies to new and existing clients.

King Legacy & Life LLC

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Life Insurance Agent

Atlanta, GA · Remote

$60K - $120K/yr

Licensed Life Insurance Agent Location: 100% Remote / Work From Home Benefits * Health insurance ... Ability to work independently in a remote environment * Basic tech skills (Zoom, CRM systems, email)

Sisler Agency

Life Insurance Agent

Tyler, TX · Remote

Life Insurance Agent Have you been looking for a career change? Are you passionate about helping ... Ability to work independently and mange time effectively * Openness to feedback, coaching, and ...

Omega Staffing Group LLC

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Life Insurance Agent

Greenville, SC · On-site

$70K - $200K/yr

MUST BE LOCATED IN NORTH CAROLINA As an Insurance Agent, you'll play a crucial role in assisting individual customers and a mixed client base in selecting appropriate life insurance products. This ...

Dorr Agency

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Life Insurance Agent

Charlotte, NC · Remote

$60K - $110K/yr

Licensed Life Insurance Agent (Remote) - Advanced Markets | High Paying | Forbes Ranked We are ... the independent space, including tax-free retirement strategies, IULs, indexed annuities, and ...

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Showing results 21-40

All JobsIndependent Life Insurance Agent Jobs

Independent Life Insurance Agent information

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$18K

$89K

$145K

How much do independent life insurance agent jobs pay per year?

As of Aug 15, 2026, the average yearly pay for independent life insurance agent in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What is the difference between Independent Life Insurance Agent vs Captive Life Insurance Agent?

AspectIndependent Life Insurance AgentCaptive Life Insurance Agent
CredentialsLicensing required; no specific certifications neededLicensing required; may need company-specific training
Work EnvironmentSelf-employed, flexible schedule, multiple carriersEmployed by a single insurance company, structured hours
Employer & Industry UsageIndependent, works with various insurersEmployed directly by one insurer
Sales ApproachOffers products from multiple companies, broader optionsPromotes only their company's products

In summary, Independent Life Insurance Agents operate independently, offering products from multiple insurers, providing flexibility and broader options. Captive Life Insurance Agents work exclusively for one insurer, with a structured environment focused on promoting their company's policies.

What are some common challenges faced by independent life insurance agents, and how can they be overcome?

Independent life insurance agents often face challenges such as building a steady client base, managing multiple carrier relationships, and staying motivated without direct supervision. To overcome these hurdles, agents typically invest in networking, utilize referral programs, and participate in ongoing industry training to stay informed about product offerings. Additionally, leveraging digital marketing and CRM tools can help streamline lead generation and client management, making it easier to grow and sustain a successful practice.

What are the key skills and qualifications needed to thrive as an independent life insurance agent?

To thrive as an Independent Life Insurance Agent, you need a thorough understanding of insurance products, sales strategies, and state licensing requirements. Familiarity with customer relationship management (CRM) software, online quoting tools, and insurance underwriting systems is typically required. Strong interpersonal skills, self-motivation, and effective communication are essential for building client trust and growing a book of business. These skills ensure agents can successfully match clients with suitable policies, navigate complex regulations, and maintain long-term client relationships.

What is an independent life insurance agent?

Independent life insurance agents are professionals who sell life insurance policies from multiple insurance companies, rather than representing just one provider. This allows them to offer clients a wider range of policy options and help compare coverage and prices from different insurers. They act as intermediaries, using their expertise to recommend the best products for clients based on their needs, budget, and circumstances. Independent agents are typically paid through commissions from the insurance companies whose products they sell.
More about Independent Life Insurance Agent jobs

What cities are hiring for Independent Life Insurance Agent jobs?

Cities with the most Independent Life Insurance Agent job openings:

What states have the most Independent Life Insurance Agent jobs?

States with the most job openings for Independent Life Insurance Agent jobs include:

What job categories do people searching Independent Life Insurance Agent jobs look for?

The top searched job categories for Independent Life Insurance Agent jobs are:

Independent Life Insurance Agent jobs near you
Infographic showing various Independent Life Insurance Agent job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Life Insurance Agent

Capital Direct Insurance Services

Chandler, AZ

$30K - $100K/yr

Full-time

Medical, Life, Retirement, PTO

Re-posted 3 days ago

Job description

Life Insurance Agent | $100K+ Opportunity | Leads Provided | Career Growth

???? Chandler, AZ (On-Site at 3133 W Frye Rd)

???? Full-Time | Monday–Friday

???? W2 Position with Base + Commission + Full Benefits


A Different Kind of Opportunity

Most life insurance agents are stuck chasing cold leads, fighting for support, or waiting for someone else’s book of business to open up. At Capital Direct Insurance Services, we’re changing that.

When you join our team, you’ll step into a growth-focused environment with multiple targeted lead sources provided daily, as well as an established database of opportunities. We invest in you with tools, training, and support so you can focus on what you do best: closing deals, serving clients, and building your future.


This isn’t about being just another salesperson. It’s about being part of a company that values your voice, backs your growth, and hands you the tools and support while you control the outcome.


What You’ll Do

  • Meet with pre-qualified leads to recommend the best life insurance options
  • Work in-office Monday through Friday
  • Deliver excellent service and consistent follow-up
  • Take advantage of ongoing training, mentorship, and career coaching


What You’ll Get

  • Choose your comp plan: steady base pay plus commission, or a high-commission structure with overrides
  • $100K+ earning potential
  • Full benefits package (health, 401k, PTO)
  • Career growth path with a voice in shaping your direction
  • A supportive, results-driven culture that values diversity and welcomes bilingual talent


Requirements

  • Active Life Insurance License (Arizona or reciprocal state)
  • Sales-minded, coachable, and motivated to grow
  • Bilingual (especially Spanish) is a strong plus


How to Apply

Send your resume and a brief cover letter highlighting your experience, achievements, and why this opportunity excites you. Include any relevant certifications and professional references.


This is more than a job. It’s your chance to build a career with real influence over your path while helping clients protect what matters most.