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Independent Insurance Broker Jobs in Springfield, MO

Sr Manager, Risk Management

Springfield, MO ยท On-site

$150 - $210/hr

Insurance Program Design and Placement*** Lead the annual strategy, marketing, and renewal process ... independent judgment in evaluating coverage structures, negotiating terms with brokers and carriers ...

Financial Advisor

Springfield, MO ยท On-site

$61K - $250K/yr

... independent contractors3 for income tax purposes, and a statutory employee for Federal Insurance ... Brokerage Services), a registered investment adviser, broker-dealer, and member of FINRA and SIPC ...

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Showing results 1-20

Independent Insurance Broker information

See Springfield, MO salary details

$35.5K

$79.3K

$108.2K

How much do independent insurance broker jobs pay per year?

As of Aug 13, 2026, the average yearly pay for independent insurance broker in Springfield, MO is $79,341.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,100.00 and $91,000.00 per year, depending on experience, location, and employer.

How do I become an independent insurance broker?

To become an independent insurance broker, you typically need to obtain a state insurance license by completing pre-licensing education and passing a licensing exam. Additionally, gaining knowledge of insurance products, building industry experience, and establishing relationships with multiple insurance carriers are important steps in starting an independent brokerage.

How do independent insurance brokers typically build and maintain a client base?

Independent Insurance Brokers often build their client base through a combination of networking, referrals, and targeted marketing efforts. Establishing trust and strong relationships is key, as brokers serve as advisors who match clients with the best insurance products from multiple carriers. Maintaining a client base requires regular follow-up, excellent customer service, and staying informed about policy changes or new offerings. Many brokers also leverage technology and customer relationship management (CRM) tools to efficiently track leads, renewals, and client communications.

What is an independent insurance broker?

Independent insurance brokers are professionals who help clients find and purchase insurance policies from a variety of insurance companies, rather than being tied to just one provider. They assess the specific insurance needs of individuals or businesses and compare different policies to find the most suitable coverage. Because they work independently, they can offer unbiased advice and access to a wider range of products, often resulting in better value for the client. Their services typically include consultation, policy selection, claims assistance, and ongoing support.

How much do independent insurance brokers make?

Independent insurance brokers typically earn between $40,000 and $100,000 annually, with income largely based on commissions from policies sold. Earnings can vary depending on experience, client base, and the types of insurance products offered, and many brokers work on a commission-only or commission-plus-fee basis.

How does an independent insurance broker make money?

An independent insurance broker makes money primarily through commissions paid by insurance companies when they sell policies to clients. They may also earn fees for consulting services or policy reviews, and their income depends on the volume and types of policies they place. Brokers often need licensing and industry knowledge to effectively advise clients and secure commissions.

What is the difference between Independent Insurance Broker vs Insurance Agent?

AspectIndependent Insurance BrokerInsurance Agent
CredentialsLicensing varies by state; typically requires state insurance licenseSame licensing requirements as brokers
Work EnvironmentOperates independently or with multiple insurersUsually affiliated with a specific insurance company or agency
Employer & Industry UsageWorks independently or for brokerage firms, representing multiple insurersEmployed by or contracted with a single insurance company or agency

While both roles require licensing and involve selling insurance policies, Independent Insurance Brokers work independently or with multiple insurers, offering clients a variety of options. Insurance Agents typically represent a single insurer or agency, focusing on selling that company's products. The choice depends on whether you prefer a broader range of options or a dedicated focus on one insurer.

What are the key skills and qualifications needed to thrive as an independent insurance broker?

To thrive as an Independent Insurance Broker, you need a solid understanding of insurance products, risk assessment, sales techniques, and typically a state insurance license. Proficiency with customer relationship management (CRM) software, quoting platforms, and knowledge of industry regulations is essential. Strong interpersonal skills, negotiation, and self-motivation help brokers build trust and grow their client base. These skills and qualities ensure brokers can effectively match clients to the right coverage, maintain compliance, and achieve business success in a competitive market.
What are popular job titles related to Independent Insurance Broker jobs in Springfield, MO? For Independent Insurance Broker jobs in Springfield, MO, the most frequently searched job titles are:
What job categories do people searching Independent Insurance Broker jobs in Springfield, MO look for? The top searched job categories for Independent Insurance Broker jobs in Springfield, MO are:
Infographic showing various Independent Insurance Broker job openings in Springfield, MO as of August 2026, with employment types broken down into 1% As Needed, 69% Full Time, 26% Part Time, and 4% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $79,341 per year, or $38.1 per hour.

Remote Life Insurance Sales Agent - Training Provided

MINK Life & Legacy Agency

Springfield, MO โ€ข Remote

$150K - $200K/yr

Full-time

Re-posted 5 days ago


Job description

Mink Life & Legacy is seeking motivated, coachable individuals who want more time and more control. If you're tired of long commutes or missing moments with family, this work-from-home opportunity offers a real path to a meaningful career - with free, proven training and full support.

What You Can Expect

Independent broker model - not captive, full carrier access

Free, structured training (no experience needed)

Innovative lead program (mortgage protection, final expense, annuities)

Cutting-edge CRM with automated lead upload

Multiple income streams: direct commissions, renewals, and agency overrides

Compensation- 100% Commission Only

Part-time: $50,000-$75,000+

Full-time: $80,000-$150,000+

Income depends on your performance and activity level.

We're Looking For

Self-driven, disciplined, and coachable individuals

Those seeking flexible, remote work

People who want growth, leadership, and long-term income potential

Requirements

Must be eligible to work in the U.S.

Must obtain a life insurance license (we guide you)

Reliable phone, computer, and internet

Apply today and join an independent agency committed to your growth and success.

Employment Type: FULL_TIME