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Independent Insurance Broker Jobs in Springfield, MO

InsCipher

Tax Associate

Springfield, MO · On-site

$21 - $26/hr

... insurance, surplus lines associations, and brokers nationwide. We're achieving that goal by ... Independently investigate, research, and resolve issues that may arise during the filing ...

Northwestern Mutual

Financial Advisor

Springfield, MO · On-site

$61 - $250/hr

... independent contractors for income tax purposes, and a statutory employee for Federal Insurance ... Services, LLC ( NMIS ) (Investment Brokerage Services), a registered investment adviser ...

SOUTHERN BANK

Financial Advisor

Springfield, MO · On-site

... Broker/Dealer, including mutual funds, stocks, bonds, managed accounts, ETFs, REITs, annuities ... insurance and estate planning. EXPECTATIONS OF ALL SOUTHERN BANK TEAM MEMBERS * Southern Bank team ...

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All JobsIndependent Insurance Broker JobsIndependent Insurance Broker Jobs in Springfield, MO

Independent Insurance Broker information

See Springfield, MO salary details

$35.5K

$79.3K

$108.2K

How much do independent insurance broker jobs pay per year?

As of Sep 4, 2026, the average yearly pay for independent insurance broker in Springfield, MO is $79,341.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,100.00 and $91,000.00 per year, depending on experience, location, and employer.

What is an independent insurance broker?

Independent insurance brokers are professionals who help clients find and purchase insurance policies from a variety of insurance companies, rather than being tied to just one provider. They assess the specific insurance needs of individuals or businesses and compare different policies to find the most suitable coverage. Because they work independently, they can offer unbiased advice and access to a wider range of products, often resulting in better value for the client. Their services typically include consultation, policy selection, claims assistance, and ongoing support.

What are the key skills and qualifications needed to thrive as an independent insurance broker?

To thrive as an Independent Insurance Broker, you need a solid understanding of insurance products, risk assessment, sales techniques, and typically a state insurance license. Proficiency with customer relationship management (CRM) software, quoting platforms, and knowledge of industry regulations is essential. Strong interpersonal skills, negotiation, and self-motivation help brokers build trust and grow their client base. These skills and qualities ensure brokers can effectively match clients to the right coverage, maintain compliance, and achieve business success in a competitive market.

How do independent insurance brokers typically build and maintain a client base?

Independent Insurance Brokers often build their client base through a combination of networking, referrals, and targeted marketing efforts. Establishing trust and strong relationships is key, as brokers serve as advisors who match clients with the best insurance products from multiple carriers. Maintaining a client base requires regular follow-up, excellent customer service, and staying informed about policy changes or new offerings. Many brokers also leverage technology and customer relationship management (CRM) tools to efficiently track leads, renewals, and client communications.

What is the difference between Independent Insurance Broker vs Insurance Agent?

AspectIndependent Insurance BrokerInsurance Agent
CredentialsLicensing varies by state; typically requires state insurance licenseSame licensing requirements as brokers
Work EnvironmentOperates independently or with multiple insurersUsually affiliated with a specific insurance company or agency
Employer & Industry UsageWorks independently or for brokerage firms, representing multiple insurersEmployed by or contracted with a single insurance company or agency

While both roles require licensing and involve selling insurance policies, Independent Insurance Brokers work independently or with multiple insurers, offering clients a variety of options. Insurance Agents typically represent a single insurer or agency, focusing on selling that company's products. The choice depends on whether you prefer a broader range of options or a dedicated focus on one insurer.

How do I become an independent insurance broker?

To become an independent insurance broker, you typically need to obtain a state insurance license by completing pre-licensing education and passing a licensing exam. Additionally, gaining knowledge of insurance products, building client relationships, and maintaining continuing education are essential for success in this role.

How does an independent insurance broker make money?

An independent insurance broker makes money primarily through commissions paid by insurance companies when they sell policies to clients. They may also earn fees for additional services or consulting, but commissions are the main source of income. Brokers often need licensing and industry knowledge to effectively advise clients and earn commissions.

How much does an independent insurance broker make?

An independent insurance broker's income varies based on commissions, experience, and client base, but the median annual salary typically ranges from $50,000 to $70,000. Successful brokers with a strong network and sales skills can earn significantly more through commissions and bonuses.

What are popular job titles related to Independent Insurance Broker jobs in Springfield, MO?

For Independent Insurance Broker jobs in Springfield, MO, the most frequently searched job titles are:

What job categories do people searching Independent Insurance Broker jobs in Springfield, MO look for?

The top searched job categories for Independent Insurance Broker jobs in Springfield, MO are:

Independent Insurance Broker jobs near you
Infographic showing various Independent Insurance Broker job openings in Springfield, MO as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 24% Part Time, and 4% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $79,341 per year, or $38.1 per hour.

Tax Associate

InsCipher

Springfield, MO • On-site

$21 - $26/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 15 days ago

Key responsibilities

  • Complete state regulatory surplus lines tax filings accurately and on time.

  • Review and verify documents, transactions, and filings related to surplus lines taxes, ensuring compliance with regulations.

  • Assist with audits, respond to client inquiries, and coordinate multiple projects to ensure timely and accurate deliverables.

Job description

At InsCipher, our commitment to our customers is what drives us. 

Ours is a culture of innovation and progress. We are a creative team of doers constantly striving to develop value-driven products and services for our customers.  

Our ultimate goal is to become the trusted authority and leading partner for state departments of insurance, surplus lines associations, and brokers nationwide. We’re achieving that goal by enhancing every facet of our customers reporting and tax filings through education and innovative, streamlined compliance solutions. 

We’re growing fast and want you to be a part of it! 

We’re looking for a talented, detail-oriented Tax Associate - Remote to join our team. Under the direction of the Filing Services Team Lead this role will be responsible for completing filings, reports, and reconciliations of surplus lines taxes in all states. 

Key Responsibilities 

  • Timely and accurately complete state regulatory surplus lines tax filings 
  • Ensure proper documents are received and reviewed from client submission 
  • Conduct compliance and quality review on documents, state legislation, codes and procedures associated with surplus lines tax filing 
  • Maintain working knowledge of surplus lines tax regulations 
  • Reconcile filings with InsCipher Connect platform and state transaction reports 
  • Assist in directing other team members as needed to maintain compliance with all surplus lines tax filings 
  • Manage multiple priorities in a high-volume position, deliver timely and accurate work products with a focus on customer service, and respond with a sense of urgency as required 
  • Assist with any surplus lines audits, verifying transactions, documents, and filings 
  • Assist with surplus lines calls and accurately and efficiently respond to emails, outlook tasks, and voicemails 
  • Provide technical assistance to InsCipher Connect clients 
  • Coordinate multiple projects, ensuring timely and accurate deliverables and effectively resolve any issues that occur 
  • Effectively build professional, positive working relationships with both clients and all levels of the organization 
  • Independently investigate, research, and resolve issues that may arise during the filing, reconciliation, or payment processes 
  • Properly document all correspondence with the state and client in their applicable location 
  • Support the Surplus Lines Tax Leadership Team in fulfillment of ad hoc requests, as needed 
  • Adapt to and provide feedback on any internal workflow and process changes 
  • Escalate customer, state, or internal issues through proper channels when needed 
  • Required to perform other duties as requested, directed, or assigned 

Requirements and Qualifications 

  • Associate or Bachelor's degree in Accounting, Finance, or related field preferred 
  • 2+ years of accounting, compliance, or insurance related experience 
  • Intermediate skills in Excel or other spreadsheet software 
  • Self-directed and detail-oriented with strong organizational, decision-making, and time management skills 
  • Effectively works independently and as part of a team 
  • Demonstrated willingness to take initiative and act decisively 

Perks 

  • Health, dental, and vision plans 
  • Amazing work-life balance with 4 weeks of Paid Time Off 
  • 10 Paid Company Holidays with 2 floating holidays 
  • 401K Programs with employer match 
  • Personal assistant programs for support in a healthy personal and work life 

Why InsCipher? 

At InsCipher, you'll join a team of disruptors, innovators, and forward-thinkers. We're not just changing the game; we're creating a new one. We offer a dynamic, inclusive work environment where your ideas are valued, and your contributions lead to real change. With us, you'll have the opportunity to: 

  • Work on cutting-edge projects that are reshaping an industry 
  • Collaborate with a team of passionate, like-minded professionals 
  • Enjoy a culture that values flexibility, innovation, and personal growth 

Compensation Range: $21/hr - $26/hr 

We are proud to be an equal-opportunity employer. We are committed to providing equal opportunities to all qualified applicants, regardless of race, color, religion, sex, national origin, disability, or any other legally protected characteristics.  

If you need accommodation, please let us know during the interview process.

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