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Independent Insurance Adjuster Jobs in Delaware (NOW HIRING)

Join American Modern Insurance Group, a Munich Re company, as a Property Field Adjuster, where you will manage claims end-to-end and support customers when it matters most. American Modern Insurance ...

The Firm is seeking an independent and experienced attorney to handle first and second chair for ... Maintain consistent, clear communication with clients, adjusters, and opposing counsel * Work ...

Claims Monitoring Counsel

Wilmington, DE · On-site

$120K - $190K/yr

... adjusters. * Strategic input and evaluation of defense strategies. * Independent exposure evaluation. * Develop and manage resolution strategies. * Interface with Client, insurers and other Project ...

Job File Coordinator

Georgetown, DE · On-site

$36K - $40K/yr

Provide updates to insurance companies and clients * Review and validate initial field ... Independently Owned and Operated. All employees of a SERVPRO Franchise are hired by, employed by ...

Job File Coordinator

Georgetown, DE · On-site

$36K - $40K/yr

Provide updates to insurance companies and clients * Review and validate initial field ... Independently Owned and Operated. All employees of a SERVPRO Franchise are hired by, employed by ...

Nurse - LPN/EMT

Millsboro, DE

$22.50 - $30.75/hr

... insurance company Claim's Adjusters. * Completes annual competencies, continuing education and ... Independently seeks professional development. * Adhere to health management protocols, medical ...

Nurse - LPN/EMT

Millsboro, DE

$22.50 - $30.75/hr

... insurance company Claim's Adjusters. * Completes annual competencies, continuing education and ... Independently seeks professional development. * Adhere to health management protocols, medical ...

Showing results 21-33

Independent Insurance Adjuster information

See Delaware salary details

$64.6K

$82.6K

$98.1K

How much do independent insurance adjuster jobs pay per year?

As of Aug 22, 2026, the average yearly pay for independent insurance adjuster in Delaware is $82,571.00, according to ZipRecruiter salary data. Most workers in this role earn between $73,600.00 and $91,600.00 per year, depending on experience, location, and employer.

What is an independent insurance adjuster?

Independent insurance adjusters are professionals who investigate and evaluate insurance claims on behalf of insurance companies, but they are not direct employees of those companies. Instead, they typically work as contractors or through third-party adjusting firms and are called in to handle claims, especially during large-scale events like natural disasters or when specialized expertise is needed. Their responsibilities include assessing property damage, reviewing policy terms, interviewing claimants and witnesses, and preparing detailed reports to help insurers determine claim settlements. Independent adjusters often handle multiple clients and various types of insurance claims, such as property, casualty, or auto. Their role is crucial in ensuring fair and accurate claim resolutions.

What are some common challenges independent insurance adjusters face when managing multiple claims simultaneously?

Independent Insurance Adjusters often juggle several claims at once, which can make time management and organization crucial. Balancing field inspections, thorough documentation, and timely communication with policyholders and insurance companies are common challenges. Adjusters must prioritize tasks efficiently to meet deadlines and ensure accurate claim resolutions. Leveraging digital tools and maintaining clear records can help mitigate these challenges and support a smoother workflow.

What is the difference between Independent Insurance Adjuster vs Staff Insurance Adjuster?

AspectIndependent Insurance AdjusterStaff Insurance Adjuster
CredentialsTypically requires licensing and certifications; no employer-specific credentialsRequires licensing and often employer-specific training
Work EnvironmentFreelance, contract-based, often remote or on-site at claims locationsEmployed full-time by an insurance company, primarily office or claims site
Employer & Industry UsageHired by multiple insurance companies or independent firmsEmployed directly by an insurance company
Work ScopeHandles claims independently, often on a per-claim basisHandles claims as part of a team within the insurance company's structure

In summary, Independent Insurance Adjusters work independently or as contractors, handling claims for multiple insurers, while Staff Insurance Adjusters are employed full-time by insurance companies and work within their organizational structure. Both roles require licensing and involve claims assessment, but their work settings and employment types differ.

How to find work as an independent insurance adjuster?

To find work as an independent insurance adjuster, you should obtain relevant licensing and certifications, such as state-specific adjuster licenses, and build a network with insurance companies, claims management firms, and adjusting agencies. Many adjusters find opportunities through online job boards, industry associations, and by establishing relationships with insurance carriers. Having strong communication skills and knowledge of claims processing software can also improve job prospects.

Is being an independent insurance adjuster worth it?

Independent insurance adjusters evaluate insurance claims and often work on a contract basis, offering flexibility and the potential for higher earnings based on workload. However, income can vary widely, and the job requires strong analytical skills, industry knowledge, and the ability to manage irregular schedules and self-employment responsibilities.

Is it hard to become an independent insurance adjuster?

Becoming an independent insurance adjuster typically requires obtaining relevant licensing, which involves passing a state exam and completing pre-licensing education. Gaining experience in claims handling and developing strong communication skills can also be important, but the process varies by state and can take several months to complete.

What job categories do people searching Independent Insurance Adjuster jobs in Delaware look for?

The top searched job categories for Independent Insurance Adjuster jobs in Delaware are:

What cities in Delaware are hiring for Independent Insurance Adjuster jobs?

Cities in Delaware with the most Independent Insurance Adjuster job openings:

What are popular job titles related to Independent Insurance Adjuster jobs in DE?

For Independent Insurance Adjuster jobs in DE, the most frequently searched job titles are:

Infographic showing various Independent Insurance Adjuster job openings in Delaware as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $82,571 per year, or $39.7 per hour.

Property Field Adjuster

Munich Re

Dover, DE • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 29 days ago


Job description

Property Field Adjuster - Delaware and Eastern Maryland

Own the Claim. Lead in the Field.

Join American Modern Insurance Group, a Munich Re company, as a Property Field Adjuster, where you will manage claims end-to-end and support customers when it matters most.

American Modern Insurance Group, Inc., a Munich Re company, is a recognized leader in specialty insurance, offering products primarily for residential properties-including manufactured homes and specialty dwellings-and select recreational markets. As a Property Field Adjuster, you will focus on handling claims related to our residential property lines, providing expert evaluation and service. Headquartered in Amelia, Ohio, and with associates located across the United States, we are part of Munich Re's Global Specialty Insurance division. Our employees receive boundless opportunity to grow their careers and make a difference every day.

American Modern Insurance Group has been recognized as a Top Workplace Employer since 2013. If you're looking for a rewarding career at a growing company with a true career path, it's time to claim your future with the American Modern claims department.

What You'll Do

  • Own property claims from first notice of loss through resolution
  • Conduct on-site inspections to assess damage and determine coverage
  • Develop estimates using Cotality
  • Guide policyholders through the claims process with clear communication
  • Partner with agents and internal teams to deliver strong outcomes
  • Participation in catastrophe duty as needed. CAT duty can be throughout the United States and can last up to 4 weeks.

 

What You Bring

  • Property claims handling experience
  • Estimating platform experience (Xactimate, Cotality, Symbility, etc.)
  • Experience with property inspections and damage assessment
  • Knowledge of dwelling/mobile home construction
  • Valid driver's license and acceptable driving record
  • Ability to work in the field, including climbing ladders (40+ lbs)
  • Applicants requiring employer sponsorship of a visa will not be considered for this position.

 

Location & Travel

Candidates must be located in or near Delaware or Eastern Maryland area and must have flexibility to complete CAT deployment as needed

 

What We Offer

We are proud to offer our employees, their domestic partners, and their children, a wide range of insurance benefits:

  • Two options for your health insurance plan (PPO or High Deductible).
  • Prescription drug coverage (included in your health insurance plan).
  • Vision and dental insurance plans.
  • Additional insurance coverages provided at no cost to you, such as basic life insurance equal to 1x annual salary and AD&D coverage that is equal to 1x annual salary.
  • Short and Long Term Disability coverage.
  • Supplemental Life and AD&D plans that you can purchase for yourself and dependents (includes Spouse/domestic partner and children).
  • Voluntary Benefit plans that supplement your health and life insurance plans (Accident, Critical Illness and Hospital Indemnity).

In addition to the above insurance offerings, our employees also enjoy:

  • A robust 401k plan with up to a 5% employer match
  • A retirement savings plan that is 100% company funded.
  • Paid time off that begins with 24 days each year, with more days added when you celebrate milestone service anniversaries.
  • Eligibility to receive a yearly bonus as a Munich Re employee.
  • A variety of health and wellness programs provided at no cost.
  • Paid time off for eligible family care needs.
  • Tuition assistance and educational achievement bonuses.
  • A corporate matching gifts program that further enhances your charitable donation.
  • Paid time off to volunteer in your community.

The base salary range anticipated for this position is $60,000 - $90,000, plus opportunity for company bonus based upon a percentage of eligible pay.  In addition, the company makes available a variety of benefits to employees, including health insurance coverage, an employee wellness program, life and disability insurance, 401k match, retirement savings plan, paid holidays and paid time off (PTO). 

The salary estimate is adjusted to reflect the varying market conditions across different locations, with the with the higher end being more aligned with the Delaware and Maryland job market. Factors that may be used to determine your actual salary include your specific skills, how many years of experience you have and comparison to other employees already in this role. Most candidates will start in the bottom half of the range.

At American Modern, we see Diversity and Inclusion as a solution to the challenges and opportunities all around us.  Our goal is to foster an inclusive culture and build a workforce that reflects the communities in which we live and work.  We strive to provide a workplace where all of our colleagues feel respected, valued and empowered to achieve their very best every day.  We recruit and talent with a focus on providing our customers the most innovative products and services.
We are an equal opportunity employer.  Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.