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Independent Contractor Insurance Jobs in Iowa (NOW HIRING)

GIA Legacy Planning

It is an independent contractor opportunity where your results are a direct reflection of your ... Present life insurance and protection solutions tailored to each family's situation * Follow our ...

Information Providers Inc.

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Insurance Inspector

Sioux City, IA · On-site

$18.50 - $22.75/hr

As an Insurance Inspector you'll be on-site conducting insurance underwriting inspections ... The schedule below is based on experience and/or background. Part Time or Independent Contractor ...

Information Providers Inc.

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Insurance Inspector

Des Moines, IA · On-site

$18.25 - $22.50/hr

As an Insurance Inspector you'll be on-site conducting insurance underwriting inspections ... The schedule below is based on experience and/or background. Part Time or Independent Contractor ...

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How much do independent contractor insurance jobs pay per week?

As of Sep 4, 2026, the average weekly pay for independent contractor insurance in Iowa is $1,023.17, according to ZipRecruiter salary data. Most workers in this role earn between $676.92 and $1,138.46 per week, depending on experience, location, and employer.

What is an independent contractor insurance?

An Independent Contractor Insurance job involves helping self-employed individuals or freelancers secure the right insurance coverage to protect their businesses. This can include general liability, professional liability, workers' compensation, and other policies tailored to their specific industry. Insurance professionals in this role assess risks, recommend policies, and guide clients through the coverage selection process. They may work independently or for an insurance agency, ensuring contractors have the financial protection needed to operate safely and legally.

What skills and qualifications are needed for independent contractor insurance?

To excel as an Independent Contractor Insurance professional, you need a thorough understanding of insurance products, industry regulations, and self-employment management, often backed by appropriate state licensure or credentials. Familiarity with CRM platforms, e-signature tools, and quoting software is vital for managing client accounts and processing insurance applications efficiently. Strong communication, organizational skills, and an entrepreneurial mindset set top performers apart in this field. These abilities help build trust with clients, secure new business, and sustain a successful independent practice.

What are common challenges faced by independent contractor insurance professionals?

Independent Contractor Insurance professionals often face challenges such as sourcing their own clients, managing unpredictable income streams, and staying updated on constantly changing insurance regulations. They typically balance multiple client accounts and must be proactive in networking and marketing their services to build a steady book of business. Working independently also requires self-motivation and discipline, as success is largely determined by the effort you put into client outreach and relationship management. However, the role offers flexibility and the potential for significant earnings growth as you establish a strong client base.

What are the most commonly searched types of Insurance jobs in Iowa?

The most popular types of Insurance jobs in Iowa are:

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For Independent Contractor Insurance jobs in Iowa, the most frequently searched job titles are:

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Independent Contractor Insurance jobs near you
Infographic showing various Independent Contractor Insurance job openings in Iowa as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, 4% Contract, and 1% Nights. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $53,205 per year, or $25.6 per hour.

Loss Control Consultant Commercial Insurance - Independent Contractor- Des Moines, IA.

exl

Des Moines, IA

Full-time, Contractor

Re-posted 5 days ago

ExlService Holdings rating

7.8

Company rating: 7.8 out of 10

Based on 8 frontline employees who took The Breakroom Quiz

138th of 500 rated business services

Job description

EXL Risk Control is a leading provider of risk assessments and loss control surveys for commercial lines insurance carriers. We are seeking candidates who possess 10+ years of experience with a major insurance carrier and/or national broker in commercial Property & Casualty Risk Control, excellent communication skills, computer proficiency, and a commitment to meeting client quality and timeliness standards. Those with these skills as well as knowledge or experience in commercial insurance, inspections, or fire and safety assessments are encouraged to apply.

 

You will be responsible for scheduling on-site surveys and provide risk evaluation and risk improvement reports to insurance industry clients.  These reports contain information necessary to underwrite a commercial insurance policy and may include recommendations to control and/or correct potential loss producing conditions associated with that policy. You will be expected to manage assignments you accept, successfully secure customer appointments within a local territory and complete work assignments on time.

You may work on special projects or conduct more challenging risk evaluation surveys or risk improvement service requests that utilize your education, professional certifications and overall risk control skills level. Insured businesses range from Middle Market to Large Multi-location commercial size.

Consultants will work from their home or office, and travel to local commercial business operations (i.e.) retail businesses, restaurants, hotels, apartment buildings and complexes, construction operations and jobsites, various types of manufacturers, churches, schools, etc.  You will assess the risk for various commercial insurance lines of business that can include Property, General Liability, Workers Compensation, Auto/Fleet, Products Liability, Inland Marine and Builders Risk.

 

Tools or Items You Must Provide:

  • Computer with an image/document scanner
  • Digital camera or tablet
  • High speed internet access
  • Measuring device such as a laser, 100 ft. tape, or measuring wheel
  • Reliable vehicle
  • Auto and General Liability Insurance Preferred Experience 
  • 10+ years of Risk Control Consulting
  • Experience working with major carrier or national brokerage preferred
  • BS Degree in Engineering, Safety and/or the physical sciences is preferred
  • CSP or ARM designations preferred but not required
  • Commercial Lines Property/Casualty Loss Control
  • Commercial Lines Property/Casualty Underwriting
  • Commercial Lines Property/Casualty Claims Adjuster
  • Commercial insurance inspections
  • Fire and Life Safety investigations/inspections
  • EIN (Employer Identification Number)
  • No Licensed Insurance Agents/Producers

What ExlService Holdings employees say

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Hours and flexibility

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