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Imo Annuity Jobs (NOW HIRING)

IMO & Annuity Partner Management * Manage day-to-day relationships with assigned IMOs and key principals focused on annuity distribution * Develop deep understanding of each IMO's annuity strategy ...

Account Manager - IMO

Charleston, WV · On-site

$80K - $107K/yr

IMO & Annuity Partner Management * Manage day-to-day relationships with assigned IMOs and key principals focused on annuity distribution * Develop deep understanding of each IMO's annuity strategy ...

Account Manager - IMO

Philadelphia, PA · On-site

$80K - $107K/yr

IMO & Annuity Partner Management * Manage day-to-day relationships with assigned IMOs and key principals focused on annuity distribution * Develop deep understanding of each IMO's annuity strategy ...

Account Manager - IMO

Philadelphia, PA · On-site

$80K - $107K/yr

IMO & Annuity Partner Management * Manage day-to-day relationships with assigned IMOs and key principals focused on annuity distribution * Develop deep understanding of each IMO's annuity strategy ...

Overview At Oceanview Life and Annuity Company, we are more than a financial services provider - We ... Deliver marketing support to IMO personnel through webinars, conference calls, presentations, and ...

MANAGER, KEY ACCOUNT

Denver, CO · On-site

$114K - $125K/yr

Overview At Oceanview Life and Annuity Company, we are more than a financial services provider - We ... Deliver marketing support to IMO personnel through webinars, conference calls, presentations, and ...

The Internal Wholesaler in the IMO channel will educate Financial Advisors on Athene annuity products, services and resources via proactive & direct phone contact. This role will partner with the ...

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Imo Annuity information

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$11

$27

$45

How much do imo annuity jobs pay per hour?

As of Jun 16, 2026, the average hourly pay for imo annuity in the United States is $27.68, according to ZipRecruiter salary data. Most workers in this role earn between $19.23 and $29.33 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an IMO Annuity Sales Professional, and why are they important?

To thrive as an IMO Annuity Sales Professional, you need a deep understanding of financial products, strong sales acumen, and the appropriate insurance licensing. Familiarity with customer relationship management (CRM) software, annuity illustration tools, and regulatory compliance platforms is typically required. Outstanding interpersonal skills, ethical integrity, and the ability to clearly explain complex financial concepts set top performers apart. These skills and qualities are crucial for building trust with clients, ensuring accurate product recommendations, and driving business growth in a competitive financial services environment.

What is an IMO annuity?

An IMO annuity refers to an annuity product that is distributed through an Insurance Marketing Organization (IMO). IMOs are independent organizations that partner with insurance carriers to market and sell various insurance products, including annuities, to agents and consumers. Annuities provided through IMOs can offer a range of features, such as guaranteed income, tax-deferred growth, and different payout options, depending on the insurance carrier and the specific product. These annuities are typically sold by licensed agents who work with the IMO, providing clients with guidance on selecting the right product for their retirement or investment needs.

What are some common challenges faced by professionals working in IMO annuity sales, and how can they be addressed?

Professionals in IMO (Independent Marketing Organization) annuity sales often face challenges such as navigating complex product offerings, staying compliant with changing regulations, and building trust with clients who may be wary of long-term financial commitments. To address these challenges, it is important to stay updated on industry changes through regular training, maintain transparent communication with clients, and leverage support from IMO-provided resources like product specialists and compliance teams. Strong networking and relationship-building skills are also essential for long-term success in this role.

What is the difference between Imo Annuity vs Insurance Agent?

AspectImo AnnuityInsurance Agent
CredentialsTypically requires licensing for annuities and financial advisingRequires insurance licensing for various policies
Work EnvironmentFinancial institutions, insurance companies, or independent advisingInsurance agencies, brokerages, or direct client sales
Industry UsageFinancial services, retirement planningInsurance sales, risk management

Imo Annuity professionals focus on selling and advising on retirement income products, requiring financial licenses. Insurance Agents sell various insurance policies, including life and health, often needing different licenses. Both roles involve client consultations but differ in product specialization and industry focus.

More about Imo Annuity jobs
What cities are hiring for Imo Annuity jobs? Cities with the most Imo Annuity job openings:
What states have the most Imo Annuity jobs? States with the most job openings for Imo Annuity jobs include:
Infographic showing various Imo Annuity job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $57,583 per year, or $27.7 per hour.

$80K - $107K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 7 hours ago


Job description

Job Responsibilities and Requirements

The Account Manager, Annuities Distribution, is responsible for managing and growing relationships with assigned Independent Marketing Organizations (IMOs) that distribute fixed, indexed, and variable annuity products. This role serves as the primary liaison between the firm and its IMO partners, ensuring strong engagement, effective issue resolution, and execution of annuity-focused sales and growth initiatives. The Account Manager partners closely with internal wholesaling, product, operations, and compliance teams to drive profitable annuity growth while supporting a high-quality producer experience.

IMO & Annuity Partner Management

  • Manage day-to-day relationships with assigned IMOs and key principals focused on annuity distribution
  • Develop deep understanding of each IMO's annuity strategy, producer mix, and sales focus (e.g., FIA, MYGA, Other products)
  • Build trusted, consultative relationships that position the firm as a preferred annuity carrier

Annuity Sales Support & Growth Enablement

  • Support IMOled annuity sales initiatives, including product positioning, rate and feature updates, and sales campaigns
  • Coordinate with internal wholesalers to align IMO efforts with field sales priorities
  • Identify production trends, growth opportunities, and at-risk relationships within annuity lines
  • Support rollout of new annuity products, riders, crediting strategies, and pricing updates

Producer & Case Support

  • Act as an escalation point for annuity case issues, including new business processing, suitability reviews, underwriting coordination, and policy issuance
  • Partner with operations and new business teams to improve annuity cycle times and producer satisfaction
  • Ensure IMOs and producers understand annuity processes, requirements, and expectations

Communication & Cross-Functional Coordination

  • Serve as the central coordination point between IMOs and internal teams (sales, product, operations, compliance, technology)
  • Communicate annuity-specific updates such as rate changes, product enhancements, underwriting requirements, and system changes
  • Support IMO business reviews, annuity planning sessions, and strategic growth discussions

Compliance & Risk Awareness

  • Ensure annuity distribution activities align with regulatory requirements (e.g., suitability/best interest standards) and firm policies
  • Partner with compliance and legal teams on annuity-related questions or escalations
  • Reinforce compliant, ethical annuity sales practices across IMO and producer relationships

Reporting & Business Insights

  • Track annuity production, trends, persistency indicators, and partner engagement metrics
  • Prepare relationship and production summaries for sales leadership
  • Use insights to recommend actions that improve annuity growth, mix, and partner performance

Required Knowledge, Skills, Abilities and/or Related Experience

  • Bachelor's degree or equivalent experience
  • 5+ years of experience in annuity distribution, insurance, or retirement financial services
  • Direct experience working with IMOs, BGAs, or similar third-party annuity distribution partners
  • Strong knowledge of fixed, indexed, and/or variable annuity products
  • Proven relationship management and issueresolution skills
  • Experience supporting annuity new business, underwriting, or operations, preferred
  • Familiarity with annuity suitability, best interest, and regulatory requirements, preferred
  • Experience partnering with wholesalers and field sales organizations, preferred
  • CRM experience (e.g., Salesforce), preferred

Ability to Travel: Up to 50%


The expected hiring range for this position is $80,640.00 - $107,660.00 annually for work performed in the primary location (Philadelphia, PA). This expected hiring range covers only base pay and excludes any other compensation components such as commissions or incentive awards. The successful candidate's starting base pay will be based on several factors including work location, job-related skills, experience, qualifications, and market conditions. These ranges may be modified in the future.


Work location may be flexible if approved by the Company.


What We Offer

At Reliance Standard, we believe that fostering an inclusive culture allows us to realize more of our potential. And we can't do this without our most important asset-you.

That is why we offer a competitive pay package and a range of benefits to help team members thrive in their financial, physical, and mental wellbeing.

Our Benefits:

  • An annual performance bonus for all team members
  • Generous 401(k) company match that is immediately vested
  • A choice of three medical plans (that include prescription drug coverage) to suit your unique needs. For High Deductible Health Plan enrollees, a company contribution to your Health Savings Account
  • Multiple options for dental and vision coverage
  • Company provided Life & Disability Insurance to ensure financial protection when you need it most
  • Family friendly benefits including Paid Parental Leave & Adoption Assistance
  • Hybrid work arrangements for eligible roles
  • Tuition Reimbursement and Continuing Professional Education
  • Paid Time Off - new hires start with at least 20 days of PTO per year in addition to nine company paid holidays. As you grow with us, your PTO may increase based on your level within the company and years of service.
  • Volunteer days, community partnerships, and Employee Assistance Program
  • Ability to connect with colleagues around the country through our Employee Resource Group program

Our Values:

  • Integrity
  • Empowerment
  • Compassion
  • Collaboration
  • Fun

EEO Statement

Reliance Standard is an equal opportunity employer. We adhere to a policy of making employment decisions without regard to race, color, religion, sex, national origin, citizenship, age or disability, or any other classification or characteristic protected by federal or state law or regulation. We assure you that your opportunity for employment depends solely on your qualifications.