ZipRecruiter

Log In

1

Home Equity Underwriter Jobs (NOW HIRING)

Bethpage

Home Equity Underwriter

Bethpage, NY · On-site

$26.36 - $30.97/hr

What You'll Do The Home Equity Underwriter reviews and analyzes home equity loan applications to determine whether borrowers meet financial and creditworthiness criteria. The Underwriter assesses the ...

Citizens

Home Equity Underwriter

Johnston, RI · On-site

As the Home Equity Underwriter II, you will be responsible for rendering quality credit decisions on complicated new HELOC applications, using your data analysis, problem-solving skills, and ...

Citizens

Home Equity Underwriter

Johnston, RI

As the Home Equity Underwriter II, you will be responsible for rendering quality credit decisions on complicated new HELOC applications, using your data analysis, problem-solving skills, and ...

Citizens Bank

Home Equity Underwriter

Johnston, RI · On-site

As the Home Equity Underwriter II, you will be responsible for rendering quality credit decisions on complicated new HELOC applications, using your data analysis, problem-solving skills, and ...

Citizens

Home Equity Underwriter

Johnston, RI · On-site

As the Home Equity Underwriter II, you will be responsible for rendering quality credit decisions on complicated new HELOC applications, using your data analysis, problem-solving skills, and ...

TEKsystems

Mortgage Equity Underwriter

Coppell, TX

Review, analyze, and underwrite home equity loan (HEL) and home equity line of credit (HELOC) applications in accordance with company's lending guidelines and regulatory requirements. * Evaluate ...

TEKsystems

Mortgage Equity Underwriter

Coppell, TX

$22.02 - $39.93/hr

Review, analyze, and underwrite home equity loan (HEL) and home equity line of credit (HELOC) applications in accordance with company's lending guidelines and regulatory requirements. * Evaluate ...

TEKsystems

Remote Mortgage Equity Underwriter

Newark, NJ · On-site +1

$22.02 - $39.93/hr

Review, analyze, and underwrite home equity loan (HEL) and home equity line of credit (HELOC) applications in accordance with company's lending guidelines and regulatory requirements. * Evaluate ...

New

Citizens

Home Equity Senior Underwriter

Johnston, RI · Hybrid

$99K - $117K/yr

As the Home Equity Senior Underwriter on the Wealth Team, you will be responsible for rendering quality credit decisions on complicated new HELOC applications, using your data analysis, problem ...

Citizens

Home Equity Senior Underwriter

Johnston, RI · Hybrid

$99K - $117K/yr

As the Home Equity Senior Underwriter on the Wealth Team, you will be responsible for rendering quality credit decisions on complicated new HELOC applications, using your data analysis, problem ...

Citizens

Home Equity Senior Underwriter

Johnston, RI · Hybrid

$99K - $117K/yr

As the Home Equity Senior Underwriter on the Wealth Team, you will be responsible for rendering quality credit decisions on complicated new HELOC applications, using your data analysis, problem ...

Citizens Bank

Home Equity Senior Underwriter

Johnston, RI · On-site

$99K - $117K/yr

As the Home Equity Senior Underwriter on the Wealth Team, you will be responsible for rendering quality credit decisions on complicated new HELOC applications, using your data analysis, problem ...

Broadview FCU

Home Equity Lending Specialist

Albany, NY · On-site

The Home Equity Lending Specialist processes and underwrites home equity loan applications submitted by members through various channels. Ensures outstanding member experience and high-quality loan ...

Langley

Home Equity Loan Processor

Newport News, VA · On-site

$19.90 - $24.62/hr

This representative works closely with branches, borrowers, underwriters, and appraisers to facilitate the processing of the loan from initial setup to closing. The Home Equity Loan Processor ...

next page

Showing results 1-20

All JobsFinance and Insurance JobsMortgage JobsLoan Underwriter JobsHome Equity Underwriter Jobs

Home Equity Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do home equity underwriter jobs pay per year?

As of Aug 24, 2026, the average yearly pay for home equity underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is a home equity underwriter?

A Home Equity Underwriter is responsible for evaluating and assessing the risk associated with home equity loan applications. They review financial documents, credit history, property appraisals, and other relevant factors to determine a borrower's creditworthiness. Their goal is to ensure that loans meet company guidelines and regulatory requirements while minimizing risk. Home Equity Underwriters work closely with loan officers and processors to make informed lending decisions.

What are the key skills and qualifications needed to thrive as a home equity underwriter?

To thrive as a Home Equity Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of credit risk assessment, lending guidelines, and relevant regulatory requirements—typically supported by experience in mortgage or consumer lending. Familiarity with loan origination systems, automated underwriting tools, and financial documentation is common, and certifications like FHA DE or VA SAR can be advantageous. Exceptional communication, critical thinking, and decision-making abilities help professionals effectively collaborate with loan officers and borrowers. These skills ensure thorough risk evaluation, regulatory compliance, and efficient processing of home equity loan applications.

What are some typical challenges faced by home equity underwriters in their day-to-day work?

Home Equity Underwriters often encounter challenges such as evaluating complex financial documentation, staying up-to-date with changing lending regulations, and managing tight deadlines for loan approvals. Effective underwriters must also ensure that all applications comply with both company and federal guidelines while accurately assessing borrower risk. Collaboration with loan processors, sales teams, and appraisal vendors is frequent, requiring clear communication and problem-solving skills. These challenges make the role both dynamic and rewarding, offering continuous opportunities to build expertise in credit risk and residential lending.

Is it hard to become a home equity underwriter?

Becoming a home equity underwriter typically requires a background in finance, real estate, or related fields, along with strong analytical and communication skills. Many employers prefer candidates with experience in mortgage lending or underwriting, and some roles may require relevant certifications such as the Mortgage Underwriter Certification. The job can involve working with specialized software and adhering to strict regulatory guidelines, but the difficulty varies based on individual experience and training.

Is it hard to get a job in home equity underwriting?

Home equity underwriting jobs can be competitive and typically require relevant experience in mortgage or loan processing, strong analytical skills, and knowledge of credit and property valuation. Candidates often need a bachelor's degree and may benefit from industry certifications such as the Certified Mortgage Underwriter (CMU).
More about Home Equity Underwriter jobs

What cities are hiring for Home Equity Underwriter jobs?

Cities with the most Home Equity Underwriter job openings:

What are the most commonly searched types of Home Equity Underwriter jobs?

The most popular types of Home Equity Underwriter jobs are:

What states have the most Home Equity Underwriter jobs?

States with the most job openings for Home Equity Underwriter jobs include:

What job categories do people searching Home Equity Underwriter jobs look for?

The top searched job categories for Home Equity Underwriter jobs are:

Home Equity Underwriter jobs near you
Infographic showing various Home Equity Underwriter job openings in the United States as of August 2026, with employment types broken down into 100% Full Time. Highlights an 78% In-person, 7% Hybrid, and 15% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Home Equity Underwriter

Bethpage Federal Credit Union

Bethpage, NY • Remote

$26.36 - $30.97/hr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 10 days ago

Job description

It Starts With Our Employees

FourLeaf's ultimate goal is to provide the best-in-class member and employee experience, and it all begins with two things: hiring incredible people and giving them a great place to work.

What You’ll Do

The Home Equity Underwriter reviews and analyzes home equity loan applications to determine whether borrowers meet financial and creditworthiness criteria. The Underwriter assesses the risk associated with approving a loan, evaluates the borrower’s income, credit history, employment history, debt-to-income ratio, available equity, and other important factors. As part of the Home Equity Underwriting team, they strive to provide exceptional service to members and partners.

This opportunity is open to flexible work options including a remote set up.

Core Contributions

  • Review loan applications, credit reports, and supporting documentation to analyze risk and request additional information and/or documentation as necessary.
  • Review income and loan documents or verify self-employed tax returns.
  • Monitor and manage pipeline to meet Service Level Agreements.
  • Review and follow up on incomplete files for initial decision.
  • Work in collaboration with other departments and team members.
  • Document and effectively communicate reasons for the rendered decision of loan applications to internal teams and members.
  • Ensure compliance with regulatory and partner specific policies and guidelines.
  • Validate loan data utilizing internal and external resources to include member documentation and vendor reporting. Identify and resolve any red flags.
  • Communicate with closers and processors to resolve issues or as needed.
  • Additional job-related projects and duties as assigned by management.

Assets You Will Bring 

  • High School Diploma or GED.
  • 2+ years of underwriting or processing experience required.

The estimated salary for this role is $26.36 - $30.97 per hour. (FourLeaf Federal Credit Union offers a comprehensive benefits package, including medical, dental, and vision coverage; life and disability insurance; voluntary benefit programs; a 401(k) plan with employer match; reimbursement and wellness programs; and an annual performance-based bonus.) In addition to the salary or hourly rate listed above there may be other compensation & benefits available.

#LI-Remote  

What Sets Us Apart? 

In addition to our comprehensive benefits, we invest in employee connection and well-being through: 

  • Competitive 401(k)
  • Tuition and fitness reimbursement programs
  • Flexible work options
  • Volunteer opportunities
  • Executive “Water Cooler Chats”
  • Clubs, sports, and social events
  • Food truck days

….and more! 

Who is FourLeaf? 

FourLeaf Federal Credit Union (FourLeaf) has been committed to the financial well-being of our members for over 80 years. Through our full range of competitive savings and loan products, you can trust us in every step of your financial journey. From applying for a credit card to closing on your mortgage to opening your child’s first savings account, FourLeaf is here to help you reach your financial goals. 

We are proud to be an award-winning place to work! Some of our recent recognitions include Certified Great Place to Work 2024-2025, America’s Greatest Midsize Workplaces 2025, and Fortune’s Best Workplaces in Financial Services & Insurance 2024.  

As a credit union, our vision is to enrich the lives of our members, employees, and communities. Since 2002, we have been an integral community partner through our charitable giving and community development programs in New York and beyond.

Apply