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High Risk Jobs in Iowa (NOW HIRING)

JLL

Risk & Compliance Director

Des Moines, IA · Remote

The Risk & Compliance Director at JLL is a senior leadership role responsible for overseeing the ... high severity incidents to client and account leadership, and communicate lessons learned to ...

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High Risk information

See Iowa salary details

$13

$28

$69

How much do high risk jobs pay per hour?

As of Jun 20, 2026, the average hourly pay for high risk in Iowa is $28.49, according to ZipRecruiter salary data. Most workers in this role earn between $18.27 and $36.35 per hour, depending on experience, location, and employer.

What is a high risk job?

A high risk job involves tasks that pose a greater chance of injury, illness, or danger due to factors like hazardous environments, heavy machinery, or exposure to harmful substances. Examples include construction, mining, firefighting, and certain manufacturing roles, often requiring specialized safety training and protective equipment.

What jobs make $10,000 a month without a degree?

High-risk jobs such as commercial fishing, offshore drilling, or certain sales roles can generate $10,000 or more monthly without requiring a degree. These positions often involve physical danger, irregular hours, or high commission potential, and success depends on experience, skills, and risk tolerance.

Which job has the highest risk?

High-risk jobs include roles such as commercial fishing, logging, and construction work, which involve dangerous environments, heavy machinery, and physical hazards. These jobs often have higher rates of injury and fatality due to the nature of the work and safety challenges. Workers typically require specialized training, safety certifications, and protective equipment to mitigate risks.

What is a High Risk job?

A High Risk job refers to an occupation that involves significant danger or potential for harm due to hazardous conditions, tasks, or environments. These jobs often require specialized training, safety protocols, and protective equipment to mitigate risks. Examples include construction work, firefighting, law enforcement, and jobs involving hazardous materials. Employers in these industries must follow strict safety regulations to ensure worker protection.

What is the most high risk job?

High risk jobs include roles such as commercial fishing, logging, and construction work, which involve dangerous environments, heavy machinery, and physical hazards. These jobs often require specialized safety training, protective equipment, and adherence to strict safety protocols to mitigate risks.

What are the key skills and qualifications needed to thrive in the High Risk position, and why are they important?

To thrive in a High Risk role, such as a High Risk Analyst in the financial or insurance sectors, you generally need strong analytical skills, attention to detail, and a background in finance, economics, or a related field. Familiarity with risk assessment software, compliance tools, and certifications like CAMS (Certified Anti-Money Laundering Specialist) or FRM (Financial Risk Manager) are commonly required. Excellent problem-solving abilities, ethical judgment, and effective communication are standout soft skills. These qualifications are essential to detect, evaluate, and mitigate risks while ensuring organizational compliance and protecting assets.

What are some common challenges faced by professionals working in High Risk positions?

Professionals in High Risk roles often face the challenge of staying updated with rapidly changing regulations and identifying evolving threats or vulnerabilities. Balancing thorough risk assessments with fast-paced business demands can also be demanding, as timely yet accurate decisions are critical. Working collaboratively with other departments, such as legal and compliance teams, is common to ensure all-encompassing risk mitigation strategies. These challenges foster a dynamic work environment, requiring adaptability and ongoing professional development.

What are popular job titles related to High Risk jobs in Iowa? For High Risk jobs in Iowa, the most frequently searched job titles are:
What job categories do people searching High Risk jobs in Iowa look for? The top searched job categories for High Risk jobs in Iowa are:
High Risk jobs near you
Infographic showing various High Risk job openings in Iowa as of June 2026, with employment types broken down into 83% Full Time, 12% Part Time, 3% Temporary, and 2% Contract. Highlights an 100% In-person job distribution, with an average salary of $59,267 per year, or $28.5 per hour.
Risk Manager - Insurance

Risk Manager - Insurance

Insurance Office of America

Des Moines, IA

$110K - $145K/yr

Full-time

Medical, Retirement

Posted 24 days ago

Insurance Office Of America rating

8.6

Company rating: 8.6 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

73rd of 261 rated insurance

Job description

Description

Job Description:

Title: Risk Manager - Insurance 

Fully Remote: applicants in Eastern or Central Time Zone
Supporting: Longwood, FL | Required: Bachelor’s degree in Risk Management, Finance, Business, Insurance (or a related field), active P&C license
Please note: If this position is posted as either fully remote and/or hybrid, in accordance with company policy, individuals residing within a 50-mile radius of a branch location may be required to work onsite in a hybrid capacity as there may be occasions when on-site presence is necessary to meet specific business needs. Additionally, our remote work policy includes having a dedicated, distraction-free workspace. Remote work is not a substitute for childcare, elder care, or other personal responsibilities during working hours. To view our branch locations, please visit: ioausa.com/locations 
 

About the Role: The Insurance Broker – Risk Manager is responsible for identifying, assessing, and mitigating organizational risk through the design, placement, and ongoing management of insurance and risk financing programs. This role acts as a strategic advisor to clients or internal stakeholders, aligning insurance solutions with business objectives while ensuring regulatory compliance, cost efficiency, and effective claims management. 

 
Key Responsibilities: 

  • Risk Assessment: Conduct comprehensive risk evaluations across property, casualty, liability, professional, cyber, and related exposures to identify risk profiles. 

  • Exposure Analysis: Analyze loss history, operations, and contractual obligations to determine coverage requirements and risk tolerance. 

  • Risk Mitigation Strategy: Develop and implement strategies, including loss control and prevention initiatives, to reduce exposure and improve outcomes. 

  • Program Design & Placement: Design and structure insurance programs that align with client or organizational needs and risk profiles. 

  • Carrier Marketing & Negotiation: Market programs to carriers, negotiating terms, coverage, and pricing to achieve optimal results. 

  • Alternative Risk Solutions: Advise on risk financing strategies such as captives, self‑insurance, deductibles, and retention structures. 

  • Client Advisory: Serve as a trusted advisor to clients and leadership, providing guidance on risk management strategies and insurance solutions. 

  • Proposal & Renewal Strategy: Prepare and present risk analyses, insurance proposals, and renewal recommendations to stakeholders. 

  • Policy Administration: Review policies, endorsements, and certificates to ensure accuracy, adequacy, and proper coverage alignment. 

  • Compliance Management: Ensure adherence to regulatory requirements, contractual obligations, and internal risk management standards. 

  • Claims Oversight: Oversee claims reporting and resolution, coordinating with carriers, adjusters, and legal partners to drive favorable outcomes. 

  • Claims Analysis: Monitor claim trends and recommend corrective actions to reduce future losses and improve performance. 

  • Carrier & Stakeholder Collaboration: Partner with carriers and internal teams including Legal, Finance, HR, and Operations to align risk strategies. 

  • Market & Risk Intelligence: Stay informed on market trends, emerging risks, regulatory changes, and industry developments to provide proactive recommendations. 

  • Champion IOA Values: Demonstrate integrity and leadership. 

 
Ideal Candidate Qualifications: 

  • Bachelor’s degree in Risk Management, Finance, Business, Insurance, or related field; advanced degree preferred 

  • 5–10+ years of experience in insurance brokerage, risk management, or commercial insurance consulting. Active property & casualty licensing.

  • Proven expertise managing complex insurance programs and client relationships 

  • Professional designations such as CPCU, ARM, or CRM preferred; active insurance licensing as required 

  • Strong knowledge of commercial insurance products, coverage structures, and risk transfer strategies 

  • Excellent analytical, financial, negotiation, and problem‑solving skills 

  • Outstanding communication and presentation abilities with a consultative, relationship‑driven approach 

  • High attention to detail, strong organizational skills, and ability to manage multiple priorities 

 
What We Offer: 

  • Competitive salaries and bonus potential 

  • Company-paid health insurance 

  • Paid holidays, vacations, and sick time 

  • 401K with employer match 

  • Professional growth and career progression opportunities 

  • Respectful culture and work/family life balance 

  • Community service commitment 

  • Supportive teammates and a rewarding work environment 

 
What to Expect (Application Process): 

  • 30-Minute Phone Screen, Online Assessments, and Interview(s) 

Salary Range

The expected pay range for this position is $110,000.00 to $145,000.00 per year, depending on experience, relevant skills, and geographic location.

Insurance Office of America is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Summary

The Insurance Broker – Risk Manager is responsible for identifying, assessing, and mitigating organizational risk through the design, placement, and ongoing management of insurance and risk financing programs. This role acts as a strategic advisor to clients or internal stakeholders, aligning insurance solutions with business objectives while ensuring regulatory compliance, cost efficiency, and effective claims management.

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