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Financial Risk Specialist Jobs in Iowa (NOW HIRING)

... Finance, Bachelors - Statistics, Masters - Business Administration, Masters - Risk Management Certifications Certified Anti-Money Laundering Specialist (CAMS) - Professional School of Indian Banking ...

... Finance, Bachelors - Statistics, Masters - Business Administration, Masters - Risk Management Certifications Certified Anti-Money Laundering Specialist (CAMS) - Professional School of Indian Banking ...

Account Specialist

Cedar Falls, IA · On-site

$17.75 - $24.25/hr

Our integrated platform spanning risk management, employee benefits, and personal financial ... Service Specialists will support the Account Manager(s), Account Executive(s), Risk Advisor(s), and ...

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Financial Risk Specialist information

See Iowa salary details

$29.6K

$70K

$109.9K

How much do financial risk specialist jobs pay per year?

As of Jul 28, 2026, the average yearly pay for financial risk specialist in Iowa is $70,002.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,700.00 and $88,300.00 per year, depending on experience, location, and employer.

What are some common challenges Financial Risk Specialists face when working with cross-functional teams?

Financial Risk Specialists often collaborate with departments such as compliance, operations, and IT to assess and manage organizational risks. A common challenge is translating complex risk models and regulatory requirements into actionable steps that non-experts can understand and implement. Effective communication and adaptability are crucial, as priorities may shift quickly in response to emerging risks or regulatory changes. Building strong relationships across teams helps ensure risk controls are properly integrated into business processes.

What does a Financial Risk Specialist do?

A Financial Risk Specialist is responsible for identifying, analyzing, and mitigating risks that could impact a company's financial health. They assess potential threats related to market fluctuations, credit exposure, operational procedures, and regulatory compliance. Using quantitative models, they evaluate risk levels and recommend strategies to minimize losses. Their work helps organizations make informed decisions and maintain financial stability.

What is the difference between Financial Risk Specialist vs Credit Analyst?

AspectFinancial Risk SpecialistCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; certifications like FRM or CFABachelor's degree in finance, accounting, or related; often CFA or similar certifications
Work EnvironmentFinancial institutions, consulting firms, risk management departmentsBanks, lending institutions, credit agencies
Employer & Industry UsageUsed across finance sectors focusing on risk assessment and mitigationPrimarily in banking and lending for credit evaluation

The main difference is that a Financial Risk Specialist focuses on identifying and managing overall financial risks within an organization, including market, credit, and operational risks. In contrast, a Credit Analyst primarily evaluates the creditworthiness of individual borrowers or companies to determine lending risk. Both roles require similar credentials and often work in related environments, but their focus areas differ significantly.

What are the key skills and qualifications needed to thrive as a Financial Risk Specialist, and why are they important?

To thrive as a Financial Risk Specialist, you need strong analytical skills, a solid understanding of financial markets, and a relevant degree in finance, economics, or mathematics. Familiarity with risk assessment tools, statistical software (such as SAS or MATLAB), and professional certifications like FRM or CFA are typically required. Excellent problem-solving, attention to detail, and effective communication skills help you interpret data and collaborate with stakeholders. These competencies are crucial for accurately identifying, assessing, and mitigating financial risks to protect an organization’s assets and ensure regulatory compliance.
What are popular job titles related to Financial Risk Specialist jobs in Iowa? For Financial Risk Specialist jobs in Iowa, the most frequently searched job titles are:
What job categories do people searching Financial Risk Specialist jobs in Iowa look for? The top searched job categories for Financial Risk Specialist jobs in Iowa are:
Infographic showing various Financial Risk Specialist job openings in Iowa as of July 2026, with employment types broken down into 1% As Needed, 82% Full Time, 15% Part Time, and 2% Contract. Highlights an 89% Physical, 4% Hybrid, and 7% Remote job distribution, with an average salary of $70,002 per year, or $33.7 per hour.

Personal Risk Specialist

USI Holdings Corporation

Des Moines, IA • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 29 days ago


Job description

Description and Requirements
General Description: Outside sales position. Serves the unique insurance needs of high net worth personal risk clients. Establishes new client pipeline and cross-sells from other USI lines of business.
Responsibilities:
  • Achieve annualized new business sales goal of $100k in our target market.
  • Meet new business activity and quality appointment goals. Identify and overcome obstacles on a prospect-specific basis.
  • Understand the needs and concerns of high net worth clients. Offer consultative, customized solutions tailored to their individual needs.
  • insurance buyer.
  • Understand and explain USI's competitive differentiation to clients and prospects. Create customized work product samples for prospects.
  • Develop sales business plan and use effective prospecting strategies.
  • Take part in national Personal Risk meetings and video conference calls.
  • Engage in meetings on earning and preparing for first appointments.
  • Pursue cross-selling opportunities to enhance prospect and client relationships.
  • Oversee preparation of proposals for Personal Risk Management clients and prospects. Present personalized insurance programs to prospective clients.
  • Use USI's contact management and sales automation tool to support sales processes. Input timely and accurate information to facilitate sales and revenue projections.
  • Positively represent USI in meetings, seminars, trade shows and networking events.
  • Work collaboratively with account management team and other staff.

Knowledge, Skills and Abilities:
  • 3-5 years in High Net Worth or personal insurance sales or service.
  • Must hold a personal lines insurance license. College degree preferred.
  • Strong knowledge of personal risk insurance coverages.
  • Personable, highly motivated and goal-oriented. Driven to achieve individual sales goals.
  • Superior communication, negotiation, and presentation skills.
  • Excellent organizational and follow-up skills.
  • A consultative, positive and resourceful approach to dealing with prospect, clients and associates.
  • Excellent listening skills with strong customer focus.
  • Ability to deal with senior level management and have a top-level executive presence.

Why USI?
With approximately $3 billion in revenue and over 10,500 associates across approximately 200 offices nationwide, USI is one of the largest insurance brokerage and consulting firms in the world. At USI, we have created one of the most dynamic personal and professional development cultures in the industry. We invest heavily in our associates, and we take pride in celebrating their growth and success through our one-of-a-kind employee reward and recognition programs.
Unrivaled Resources and Support
What truly distinguishes USI as a premier insurance brokerage and consulting firm is the USI ONE Advantage®, a game-changing value proposition that delivers to clients a robust set of risk management and benefit solutions with bottom-line financial impact. USI ONE® represents Omni, Network, Enterprise-the three key elements that set USI apart from the competition. Through USI ONE, we develop strategic, timely, and effective risk management and benefit programs in terms that are easy to understand, and we demonstrate how the solutions can have a positive economic impact.
Premier Sales Rewards, Industry-Leading Programs, and RecognitionIn addition to competitive pay and commission, incentives, and benefits, USI recognizes our top sales associates through USI PEAK, recognizing and rewarding our sales professionals for achieving superior results. USI offers employee programs that recognize outstanding achievement and help our associates lead healthy, productive lives. We turn care into action with our award-winning wellness program, college scholarships for associates' children, and financial help in times of need.
Deep Community Engagement
We are committed to giving back to our local communities and supporting a culture of environmental sustainability. From sharing our time, talent, and resources to support local non-profit organizations, animal shelters, and environmental beautification and restoration projects - to partnering with eco-conscious vendors and taking steps to reduce our own environmental footprint - we're working together as ONE to build a better future.
Committed to a Diverse and Inclusive Workplace
Our award-winning I'm With U diversity and inclusion program educates our associates to help them better understand and serve our clients, prospects, fellow team members, and local communities through curated education and training resources, employee support programs, and community outreach initiatives to build a more diverse, equitable, and inclusive culture.
Nationally Recognized as a Top Insurance Employer
  • Recognized as one of Insurance Business America's Top Insurance Employers eight consecutive years (2018-2025).
  • Named to Business Insurance's annual list of the Best Places to Work in Insurance six years in a row (2020-2025).
  • Named to Fortune's Best Workplaces in Financial Services & Insurance list for the last two years (2024-2025).
  • Certified as a Great Place To Work two years in a row (2024-2025).

Visit our Awards and Accolades page for a complete list of our latest industry awards and recognitions!
USI is committed to providing a full-suite of competitive benefits for our growing population and its diverse needs. We offer a wide range of health, welfare and financial benefits including medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long-term disability, life insurance and other unique employer-sponsored and voluntary programs. USI also offers a generous paid family leave benefit as well as paid holiday time.