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Health Insurance Agent Jobs in Albany, NY (NOW HIRING)

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$11

$26

$58

How much do health insurance agent jobs pay per hour?

As of May 28, 2026, the average hourly pay for health insurance agent in Albany, NY is $26.33, according to ZipRecruiter salary data. Most workers in this role earn between $20.05 and $30.29 per hour, depending on experience, location, and employer.

What Does a Health Insurance Agent Do?

A health insurance agent contacts potential customers to sell them health insurance. In this career, you explain the health care policy and plan to the customer and help them choose the coverage that best suits their needs. Your responsibilities include interviewing prospective clients and analyzing current clients’ policies for any needed additions or changes. Other duties of a health insurance agent include customizing insurance programs for individuals and handling policy renewals. You maintain electronic and paper records of customer’s health insurance and help policyholders settle any claims. Sometimes you cold call potential clients to pitch them on a policy from the insurance company for which you work.

What are the key skills and qualifications needed to thrive as a Health Insurance Agent, and why are they important?

To thrive as a Health Insurance Agent, you need in-depth knowledge of health insurance products, strong sales abilities, and often a state-issued insurance license. Familiarity with customer relationship management (CRM) software, quoting tools, and compliance systems is typical for the role. Outstanding interpersonal skills, active listening, and the ability to explain complex information clearly help agents build trust with clients. These skills ensure agents can effectively match clients with suitable policies, maintain regulatory compliance, and grow their client base in a competitive market.

What are the most common challenges Health Insurance Agents face when helping clients choose the right plan?

Health Insurance Agents often encounter challenges such as explaining complex plan options, addressing clients' concerns about coverage and out-of-pocket costs, and staying updated on frequently changing regulations. Agents must tailor their recommendations to each client's unique health needs and financial situation, which requires strong listening skills and adaptability. Building trust and maintaining ongoing relationships with clients are also crucial, as agents typically provide support not only during the initial enrollment but throughout the policy lifecycle.

What are health insurance agents?

Health insurance agents are licensed professionals who help individuals, families, and businesses find and enroll in suitable health insurance plans. They provide guidance on different policy options, explain coverage details, assist with applications, and ensure clients understand their benefits and costs. Health insurance agents may represent one or multiple insurance companies and often help clients navigate claims or resolve issues. Their goal is to match clients with the best coverage for their needs and budget. In many cases, their services are free to clients, as they are compensated by insurance companies.

What is the difference between Health Insurance Agent vs Insurance Broker?

AspectHealth Insurance AgentInsurance Broker
CredentialsLicensing required, often specific to health insuranceLicensing required, may hold multiple licenses for various insurance types
Work EnvironmentTypically works for insurance companies or agenciesWorks independently or for brokerage firms, representing multiple insurers
Employer & Industry UsageEmployed by health insurance providers or agenciesEmployed by brokerages or independent, serving clients across insurers
Search & Comparison IntentOften compared for direct health insurance sales rolesCompared for broader insurance options and client representation

While both roles involve selling insurance policies, health insurance agents usually work directly for health insurance companies, focusing on health plans. Insurance brokers operate independently or for brokerages, offering clients a variety of insurance options across multiple providers. Understanding these differences helps job seekers identify the right career path based on credentials, work environment, and industry focus.

More about Health Insurance Agent jobs
What are the most commonly searched types of Health Insurance Agent jobs in Albany, NY? The most popular types of Health Insurance Agent jobs in Albany, NY are:
What are popular job titles related to Health Insurance Agent jobs in Albany, NY? For Health Insurance Agent jobs in Albany, NY, the most frequently searched job titles are:
What job categories do people searching Health Insurance Agent jobs in Albany, NY look for? The top searched job categories for Health Insurance Agent jobs in Albany, NY are:
What cities near Albany, NY are hiring for Health Insurance Agent jobs? Cities near Albany, NY with the most Health Insurance Agent job openings:
Health Insurance Agent jobs near you
Infographic showing various Health Insurance Agent job openings in Albany, NY as of May 2026, with employment types broken down into 7% As Needed, 65% Full Time, and 28% Part Time. Highlights an 65% Physical, 1% Hybrid, and 34% Remote job distribution, with an average salary of $54,757 per year, or $26.3 per hour.

Lia Insurance Agency - Insurance Agent

The Lia Group

Albany, NY • Remote

$60K - $80K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 29 days ago

Job description

Insurance Agent

Albany, NY (Remote)


Insurance Agent

Lia Insurance Agency is an independent insurance agency and part of a family-owned business. Our agency receives hundreds of leads each month from the Lia Auto Group dealerships, our website, and referrals. We are seeking a motivated Sales Agent who is looking to join a rapidly growing team and share in our success.


We are looking for a motivated, goal-driven professional with a strong focus on sales and a background in Property & Casualty Insurance. The ideal candidate will bring a positive attitude and a results-oriented mindset to our sales team. As an Agent on the new business sales team, you will be responsible for offering all personal line products in an efficient and professional manner. Our list of more than a dozen quality carriers we can place business with will ensure clients receive the best coverage to meet their needs.


Responsibilities will include but are not limited to:

  • Writing new agency business policies
  • Hitting your monthly sales numbers
  • Being a liaison between clients and carriers
  • Utilizing our Client Relationship Management system to track and document lead information
  • Building a relationship with auto dealership staff

Requirements

  • Must have a track record of hitting sales targets
  • Active Property and Casualty Insurance License in NY
  • At least one year of agency experience (Preferred)
  • Knowledge of Google Docs and Microsoft Products

Employee Benefits Include:

  • Health, Dental, and Vision coverage
  • 401K with employer match
  • Paid vacation
  • Base salary plus commission