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Group Health Underwriter Jobs (NOW HIRING)

Underwriter

Itasca, IL

$100K - $135K/hr

The Underwriter is responsible for evaluating and underwriting stop-loss insurance. The role ... Review group health plans, claims experience, and member demographics to assess the potential for ...

Underwriter

Itasca, IL · On-site

$100K - $135K/hr

The Underwriter is responsible for evaluating and underwriting stop-loss insurance. The role ... Review group health plans, claims experience, and member demographics to assess the potential for ...

Underwriter

Itasca, IL · On-site +1

The Underwriter is responsible for evaluating and underwriting stop-loss insurance. The role ... Review group health plans, claims experience, and member demographics to assess the potential for ...

Underwriter

Miami, FL · On-site +1

$10K/mo

None required Experience: * 2 years experience in health underwriting REQUIRED * Must have experience in large group underwriting (51+ employees). * Preferred experience in prospect rating, renewal ...

Underwriter

Doral, FL · On-site +1

None required Experience: * 2 years experience in health underwriting REQUIRED * Must have experience in large group underwriting (51+ employees). * Preferred experience in prospect rating, renewal ...

PEO Underwriter

New York, NY · On-site

$70K - $80K/yr

Independently prioritize underwriting requests across new business, renewals, off‑cycle changes ... Exposure to PEO, ASO, or group health insurance concepts. * Familiarity with ACA compliance, COBRA ...

Group Underwriter, Senior

Indianapolis, IN · Hybrid

$94K - $111K/yr

UND > Group Underwriting Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes ...

... group health and stop-loss analytics supporting the Amwins Self-Funded and Accident & Health Underwriting divisions. This is an opportunity to join a growing actuarial team where your work influences ...

Group Underwriter, Senior

Atlanta, GA · Hybrid

$94K - $112K/yr

UND > Group Underwriting Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes ...

Group Underwriter, Senior

Atlanta, GA · Hybrid

$94K - $112K/yr

UND > Group Underwriting Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes ...

Group Underwriter, Senior

Mason, OH · Hybrid

$92K - $109K/yr

UND > Group Underwriting Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes ...

Group Underwriter, Senior

Mason, OH · Hybrid

$92K - $109K/yr

UND > Group Underwriting Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes ...

Group Underwriter, Senior

Atlanta, GA · On-site

$94K - $112K/yr

UND > Group Underwriting Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes ...

Group Underwriter, Senior

Indianapolis, IN · Hybrid

$94K - $111K/yr

UND > Group Underwriting Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes ...

Group Underwriter, Senior

Atlanta, GA · On-site

$94K - $112K/yr

UND > Group Underwriting Please be advised that Elevance Health only accepts resumes for compensation from agencies that have a signed agreement with Elevance Health. Any unsolicited resumes ...

... group health and stop-loss analytics supporting the Amwins Self-Funded and Accident & Health Underwriting divisions. This is an opportunity to join a growing actuarial team where your work influences ...

Group Underwriter, Senior

Mason, OH · Hybrid

$92K - $109K/yr

Group Underwriter, Senior Location: This role requires associates to be in-office 1 day per week ... Please be advised that Elevance Health only accepts resumes for compensation from agencies that ...

Showing results 21-40

Group Health Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do group health underwriter jobs pay per year?

As of Aug 8, 2026, the average yearly pay for group health underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What does a group health underwriter do?

A group health underwriter evaluates the risk of providing health insurance coverage to groups of employees, determining policy terms, premiums, and coverage options based on factors like employee health data and claims history. They analyze data, assess risk, and collaborate with brokers and clients to develop suitable insurance plans, often using specialized underwriting software. Strong analytical skills and knowledge of health insurance regulations are essential for this role.

What are the key skills and qualifications needed to thrive as a group health underwriter?

To thrive as a Group Health Underwriter, you need a strong understanding of risk assessment, medical terminology, group insurance principles, and relevant educational background, often a bachelor's degree in business, finance, or a related field. Familiarity with underwriting software, risk analysis tools, and possession of certifications such as LOMA or AHU can be advantageous. Analytical thinking, attention to detail, effective communication, and strong organizational skills are highly valued soft skills in this role. These competencies are crucial for accurately evaluating group health applications, maintaining profitability, and collaborating effectively with brokers, clients, and internal teams.

What are some typical challenges faced by group health underwriters in their daily work?

Group Health Underwriters often encounter challenges such as evaluating complex medical histories, staying updated on ever-changing insurance regulations, and balancing risk tolerance with competitive pricing. It's common to manage multiple applications simultaneously, requiring strong time management and prioritization skills. Additionally, effective communication is key when working with brokers and clients to clarify policy stipulations and negotiate terms. Overcoming these challenges helps ensure accurate risk assessments and high client satisfaction, making the role both demanding and rewarding.

What is a group health underwriter?

A Group Health Underwriter evaluates and assesses the risk of insuring a group of people under a health insurance plan. They analyze medical histories, demographics, and financial data to determine coverage terms, premium rates, and policy conditions. Their goal is to balance risk for the insurer while ensuring fair pricing for the client. They work closely with actuaries, sales teams, and medical professionals to make informed decisions.

More about Group Health Underwriter jobs
What cities are hiring for Group Health Underwriter jobs? Cities with the most Group Health Underwriter job openings:
What are the most commonly searched types of Group Health Underwriter jobs? The most popular types of Group Health Underwriter jobs are:
What states have the most Group Health Underwriter jobs? States with the most job openings for Group Health Underwriter jobs include:
Infographic showing various Group Health Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 17% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

$100K - $135K/hr

Full-time

Re-posted 13 days ago


Job description

The Underwriter is responsible for evaluating and underwriting stop-loss insurance. The role involves analyzing medical risk, pricing policies, and making recommendations based on a thorough understanding of both medical costs and insurance principles.

EDUCATION AND EXPERIENCE: A bachelor’s degree in business, finance, insurance, mathematics, or a related field.  2 -5 years of experience in insurance underwriting, preferably in the health insurance or medical stop-loss field. Experience with medical claims analysis, pricing, and risk management is essential.

SKILLS/COMPETENCIES REQUIREMENTS:

  • Stay updated on industry trends, regulatory changes, and best practices in medical stop-loss underwriting.
  • Risk management principles and stop-loss insurance products.
  • Medical terminology, healthcare costs, and trends in medical claims.
  • Regulatory and compliance issues in insurance underwriting.
  • Strong analytical and problem-solving abilities.
  • Proficiency in underwriting software (Connexure ESL Office).
  • Excellent written and verbal communication skills for client interaction and report creation.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

  • Evaluate submissions for medical stop-loss insurance of assigned captive program(s), assessing the risk posed by each potential policyholder.
  • Analyze medical claims data and historical health costs to determine appropriate stop-loss coverage levels, including individual and aggregate limits.
  • Review group health plans, claims experience, and member demographics to assess the potential for high-cost claims.
  • Develop premium pricing for stop-loss insurance policies based on risk analysis and underwriting guidelines within delegate authority.
  • Establish appropriate retention levels, deductible amounts, and policy terms based on the group’s needs and risk factors.
  • Analyze claims data to assess trends, predict future claims, and identify risk patterns.
  • Use various tools, including statistical analysis and software systems, to track claims history and predict future healthcare costs.
  • Collaborate with clinical risk management team to assess potential for ongoing claims liability.
  • Engage with internal and external stakeholders to explain policy terms, underwriting decisions, and negotiate terms when necessary.
  • Support the sales team by providing underwriting insights and assisting with the proposal process for new business.
  • Ensure all underwriting activities comply with regulatory requirements, industry standards, and company guidelines.
  • Maintain accurate records of underwriting decisions, policies, claims history, and communication with clients.

TRAVEL: Occasional travel may be required for meetings, conferences, or client visits. This includes compliance with all of the requirements of the localities and destinations, as well as transportation carrier requirements.

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Applicants have rights under Federal Employment Laws: Family and Medical Leave Act (FMLA) Poster; Equal Employment Opportunity (EEO) Poster; and Employee Polygraph Protection Act (EPPA) Poster