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How much do full time occupational therapist insurance jobs pay per hour?

As of Aug 9, 2026, the average hourly pay for full time occupational therapist insurance in the United States is $45.37, according to ZipRecruiter salary data. Most workers in this role earn between $38.70 and $50.96 per hour, depending on experience, location, and employer.

How does a full time occupational therapist insurance professional typically coordinate care with other professionals?

As a Full Time Occupational Therapist handling insurance cases, you'll frequently collaborate with physicians, case managers, and other therapists to ensure a comprehensive care plan that meets insurance requirements. This collaboration often involves regular communication regarding patient progress, documentation of functional outcomes, and participation in interdisciplinary meetings. Effective teamwork is essential for streamlining approvals and ensuring patients receive timely, appropriate interventions. Staying organized and maintaining clear records is key to both patient care and insurance compliance.

What does a full time occupational therapist insurance professional do?

A Full Time Occupational Therapist Insurance professional works as an occupational therapist, typically employed by or in partnership with insurance companies, to assess, treat, and document patients' functional abilities and needs. They help determine the medical necessity of therapy services, create treatment plans, and assist with the claims process by providing detailed reports and justifications for ongoing therapy. Their role bridges clinical care and insurance requirements, ensuring that patients receive appropriate therapy while adhering to insurance guidelines.

What is the difference between Full Time Occupational Therapist Insurance vs Part Time Occupational Therapist Insurance?

AspectFull Time Occupational Therapist InsurancePart Time Occupational Therapist Insurance
Coverage ScopeProvides comprehensive coverage for full-time employment, including benefits and full salary protection.Offers limited coverage aligned with part-time hours, often with reduced benefits.
Premium CostsHigher premiums due to full coverage and benefits.Lower premiums reflecting reduced coverage.
Work EnvironmentTypically employed in hospitals, clinics, or schools with full-time schedules.Similar environments but with fewer hours and potentially different employer policies.

Full Time Occupational Therapist Insurance offers comprehensive coverage suited for full-time roles, while Part Time Occupational Therapist Insurance is designed for those working fewer hours with adjusted benefits. Choosing the right plan depends on your work schedule and coverage needs.

What are the key skills and qualifications needed to thrive as a full time occupational therapist insurance professional?

To thrive as a Full Time Occupational Therapist in insurance, you need a degree in occupational therapy, state licensure, and a deep understanding of rehabilitation and functional assessment. Familiarity with claims management systems, medical documentation software, and relevant certifications like OTR/L or CHT is often required. Outstanding analytical, communication, and organizational skills help you effectively collaborate with clients, insurers, and healthcare providers. These competencies ensure accurate case evaluations, clear reporting, and optimal support for clients navigating insurance processes.
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Full Time Occupational Therapist Insurance jobs near you
Infographic showing various Full Time Occupational Therapist Insurance job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 20% Part Time, and 5% Contract. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $94,375 per year, or $45.4 per hour.

Full-time Occupational Therapist

Functional Pathways

Albert Lea, MN • On-site

$55 - $58/hr

Full-time

Re-posted 8 days ago

Functional Pathways rating

7.1

Company rating: 7.1 out of 10

Based on 15 frontline employees who took The Breakroom Quiz

Job description

Join Our Team at Thorne Crest Senior Living Community in Albert Lea, MN! 

Are you a passionate Occupational Therapist (OT) seeking a rewarding career opportunity? Look no further! Thorne Crest Senior Living Community in Albert Lea, MN, invites you to join our dynamic therapy team as a Full-time Occupational Therapist. 

Offering a $15,000 Sign-on Bonus!

*Only direct applicants qualify for Bonus*

About Us: For more than 40 years, Thorne Crest has been a trusted senior living community offering independent living, assisted living, memory care, skilled nursing, and rehabilitation services. Following an $11 million campus redevelopment, residents enjoy modern amenities including a wellness center, memory care center, updated dining venues, and beautiful living spaces.  Located in Albert Lea, Minnesota, Thorne Crest offers the charm of a welcoming community with convenient shopping, dining, and outdoor recreation. As a member of our therapy team, you'll collaborate with dedicated professionals who are passionate about delivering compassionate, resident-centered care while helping seniors achieve their highest level of independence and quality of life.

Why Choose Functional Pathways: At Functional Pathways, we offer a supportive family environment, ethical care, innovation, and a strong focus on values and customer service. Join us in making a positive impact on our residents' lives! 

Job Summary: The Occupational Therapist shall screen, evaluate, re-evaluate, discharge plan and make revisions in any established plan of care as supervised by the Physician. 

Qualifications: 

  • Bachelor's, Master’s or Doctorate degree in occupational therapy from an accredited program. 

  • Certification and licensure requirements as established by state and national board associations. 

  • Active state license 

  • Excellent organizational and time management skills 

  • Excellent written and verbal communication skills 

  • Current working knowledge of Functional Pathways policies and procedures 

  • Completion of all required screenings, certifications, and licensure.  Screening requirements may vary by location.  

**Please be aware this is a job summary, not an all-inclusive listing of the tasks and duties for this position. 

Employment decisions and actions will be administered without regard to race, color, religion, national origin, age, veteran status, gender, disability, or any other classification protected by law. 

#URG1

#LI-KD1

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