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Freelance Remote Mortgage Quality Control Jobs (NOW HIRING)

Zippy, Inc

Quality Control Analyst

$24.50 - $33/hr

Our remote-first team is spread across cities like Dallas, Houston, Knoxville, Omaha, Philadelphia ... Working knowledge of state and federal regulations governing home loan/mortgage lending and ...

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$72K - $109K/yr

Minimum four years experience in Mortgage Quality Assurance/Quality Control roles two of those years spent in a lead or supervisory capacity. * Minimum two years supervisory or leadership experience.

AmeriSave Mortgage Corp.

$65K/yr

AmeriSave is currently hiring Post Closing Quality Control Analysts to join our winning team. The ... Remote work applicants may not work from the following states: California. What You'll Do:

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Our unique approach ensures precise integration and high team performance in full-remote, nearshore ... Quality Assurance: Test automation, performance testing, CI pipelines * Fluent English ...

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How much do freelance remote mortgage quality control jobs pay per hour?

As of Aug 24, 2026, the average hourly pay for freelance remote mortgage quality control in the United States is $21.48, according to ZipRecruiter salary data. Most workers in this role earn between $17.31 and $24.04 per hour, depending on experience, location, and employer.
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Freelance Remote Mortgage Quality Control jobs near you
Infographic showing various Freelance Remote Mortgage Quality Control job openings in the United States as of August 2026, with employment types broken down into 72% Full Time, 10% Part Time, 2% Temporary, and 16% Contract. Highlights an 3% In-person, and 97% Remote job distribution, with an average salary of $44,668 per year, or $21.5 per hour.

Senior Mortgage Quality Control Underwriter

Grand Rapids, MI • On-site, Remote

Lake Michigan Credit Union
51 - 200 employees

8.0

Company rating: 8.0 out of 10

Based on 28 frontline employees who took The Breakroom Quiz

People enjoy working here

Good employer

Good schedule notice

Learn more about Lake Michigan Credit Unionexternal

$111K/yr

Full-time

Medical, Dental, Vision, Retirement

Posted 12 days ago

Job description

General Information

Primary Location:Grand Rapids, MI (4027 Lake Dr.)

Employee Status: Full-Time

Workplace Type:Hybrid | Following training, this role offers 2 remote days per week

Who we are:

At LMCU, you'll find more than just a job - discover a fulfilling career where your contributions truly matter. Join our talented team at Lake Michigan Credit Union and discover the difference an employer who puts people first can make in your career and life.

About this position:

The Senior Mortgage Quality Control Underwriter reviews mortgage loan files to ensure compliance with agency regulations and company policies, identifies errors, fraud risks, and documentation gaps. Key responsibilities include auditing prefunding and post-closing files, analyzing more complex income, asset and collateral documentation, and calculating risk factors. Essential skills include extensive underwriting experience, strong attention to detail, strong analytical and communication skills, familiarity with mortgage products and regulatory requirements.

What you'll do:

  • Conduct thorough prefunding and post-closing audits of mortgage loan files to identify discrepancies, errors, and potential fraud.
  • Review credit reports, income documents, appraisals, title reports, and other supporting documentation for accuracy and completeness.
  • Evaluate creditworthiness, income stability, loan-to-value (LTV), and debt-to-income (DTI) ratios to determine the loan's risk level.
  • Ensure loan files adhere to investor guidelines, federal and state regulations, and internal company policies, with emphasis on more complex loans.
  • Escalate files showing evidence of fraud or misrepresentation to management. Detect patterns or red flags during reviews to proactively mitigate risk.
  • Document audit findings accurately and assist in identifying quality trends. Recommend corrective actions to management and underwriting teams to address recurring issues and strengthen loan quality.
  • Assist in developing and implementing quality control audit plans and procedures. Contribute to ongoing efforts to enhance quality and efficiency within loan operations.
  • Adhere to and champion our core values of curious minds, collaborative hearts, and continuous excellence
  • Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

What you'll bring:

  • A two-year college degree or completion of a specialized course of study at a business or trade school equivalent to approximately 64 credit hours.
  • Three to five years of direct mortgage experience is required.
  • Three years of mortgage underwriting experience is required.
  • Experience in FHA is required.
  • Experience in VA and USDA loans is preferred.
  • Experience using Fannie Mae, Freddie Mac and FHA applications and technology.
  • Experience using Microsoft Word and Excel applications.
  • Experience using software such as Empower, BlackKnight, ACES, Loan Beam, AllRegs, and DataVerify a plus.
  • Should be comfortable with knowing how and where to search for investor/agency guidelines and compliance regulations.

What you'll get:

  • All Employees: weekly pay and retirement savings options.
  • Full Time Employees: comprehensive health coverage including medical (with prescription), dental, vision, HSA match, paid parental leave, and tuition reimbursement.
  • To see a full list of our benefit offerings, check out this helpful guide!

Have additional questions about the role? Email the Talent Acquisition Team at: Careers@lmcu.org.

If you lack access to the internet or require an accommodation in the application process, please send your resume via mail to P.O. Box 2848, Grand Rapids, MI 49501-2848.

LMCU is an Equal Opportunity Employer

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