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Fraud Operations Analyst Jobs in California (NOW HIRING)

MRISpokane

Payments Fraud Analyst

Riverside, CA

The team is looking for someone who understands payment fraud operations deeply, can identify fraud ... Fraud Analyst * Fraud Operations Specialist * Electronic Fraud Specialist * Deposit Operations ...

Collectorsuniverse

Head of Fraud Operations

Santa Ana, CA · On-site +1

$139K - $200K/yr

The Head of Fraud Operations runs the operational engine of fraud prevention across Collectors ... Manage review-queue health, decision SLAs, and analyst productivity and quality. Investigations ...

Hyundai Capital

Fraud Analytics Associate

Irvine, CA · On-site

Summarize findings clearly and concisely for analytics managers and fraud operations teams. Vendor & Credit Reporting Agency (CRA) Analytics Support * Support evaluation of fraud prevention tools and ...

Finix

Business Operations Analyst

San Francisco, CA · On-site

$100K - $160K/yr

... or fraud operations * Experience with ACH workflows, chargeback mechanics, or reserve management ... Business Operations Analyst Level: IC3 Location: San Francisco Base Salary Range: $100,000/yr to ...

Finix

Business Operations Analyst

San Francisco, CA

$100K - $160K/yr

... or fraud operations * Experience with ACH workflows, chargeback mechanics, or reserve management ... Business Operations Analyst Level: IC3 Location: San Francisco Base Salary Range: $100,000/yr to ...

Finix

Business Operations Analyst

San Francisco, CA · On-site +1

$100K - $160K/yr

... or fraud operations * Experience with ACH workflows, chargeback mechanics, or reserve management ... Business Operations Analyst Level: IC3 Location: San Francisco Base Salary Range: $100,000/yr to ...

Plaid Inc

Senior Fraud Research Analyst

San Francisco, CA · On-site

$139K - $191K/yr

This is not a purely operational role - your research directly drives features, model inputs, and product design. Responsibilities: Live Fraud Investigation & Reconstruction * Lead investigations ...

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Fraud Operations Analyst information

See California salary details

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$30

$62

How much do fraud operations analyst jobs pay per hour?

As of Jul 26, 2026, the average hourly pay for fraud operations analyst in California is $30.28, according to ZipRecruiter salary data. Most workers in this role earn between $20.87 and $33.46 per hour, depending on experience, location, and employer.

What is the difference between Fraud Operations Analyst vs Fraud Investigator?

AspectFraud Operations AnalystFraud Investigator
CredentialsTypically requires a bachelor’s degree in finance, criminal justice, or related field; certifications like CFE or ACFE are commonSimilar credentials; often holds certifications like CFE or ACFE
Work EnvironmentAnalyzes data, monitors fraud patterns, and implements prevention strategies in a corporate settingConducts investigations, interviews, and gathers evidence, often in a law enforcement or corporate environment
Employer & IndustryFinancial institutions, e-commerce, and retail companiesFinancial institutions, law enforcement agencies, and corporate security teams

While both roles focus on combating fraud, the Fraud Operations Analyst primarily monitors and analyzes fraud data to prevent future incidents, whereas the Fraud Investigator actively investigates specific fraud cases and gathers evidence for potential legal action.

What are the key skills and qualifications needed to thrive as a Fraud Operations Analyst, and why are they important?

To thrive as a Fraud Operations Analyst, you need strong analytical skills, attention to detail, and a background in finance, accounting, or a related field, often supported by a bachelor’s degree. Familiarity with fraud detection tools, data analysis software, and case management systems is typically required, as well as relevant certifications like Certified Fraud Examiner (CFE). Excellent problem-solving abilities, communication, and the capacity to work under pressure are standout soft skills in this role. These skills are crucial for accurately identifying fraudulent activity, minimizing financial risk, and maintaining trust in organizational operations.

What does a Fraud Operations Analyst do?

A Fraud Operations Analyst is responsible for detecting, investigating, and preventing fraudulent activities within an organization, often in banking or financial services. They monitor transactions, analyze suspicious patterns, and use specialized software to identify potential fraud. Their role also includes reporting findings, collaborating with other departments, and sometimes working with law enforcement to resolve cases. By proactively addressing fraud risks, they help protect the company and its customers from financial losses.

What are some common challenges faced by Fraud Operations Analysts, and how can applicants prepare for them?

Fraud Operations Analysts often encounter the challenge of distinguishing between legitimate and suspicious transactions in real time, which requires strong analytical skills and attention to detail. They may also need to manage a high volume of alerts while meeting strict deadlines, making time management and prioritization essential. To prepare, applicants should familiarize themselves with current fraud trends, practice using analytical tools, and develop clear communication skills, as the role frequently involves collaborating with other departments such as compliance and customer service.
What are popular job titles related to Fraud Operations Analyst jobs in California? For Fraud Operations Analyst jobs in California, the most frequently searched job titles are:
What job categories do people searching Fraud Operations Analyst jobs in California look for? The top searched job categories for Fraud Operations Analyst jobs in California are:
Fraud Operations Analyst jobs near you
Infographic showing various Fraud Operations Analyst job openings in California as of July 2026, with employment types broken down into 87% Full Time, 8% Part Time, 1% Temporary, and 4% Contract. Highlights an 85% Physical, 6% Hybrid, and 9% Remote job distribution, with an average salary of $62,987 per year, or $30.3 per hour.

Payments Fraud Analyst

MRISpokane

Riverside, CA

Full-time

Posted 15 days ago

Job description

Payments Fraud Analyst

We're partnering with a growing financial institution seeking an experienced Payments Fraud Analyst to join their Central Operations team. This is a highly visible role focused on protecting the bank and its clients from fraud across multiple payment channels including wires, ACH, debit cards, checks, and digital payments.

This is not an entry-level fraud role. The team is looking for someone who understands payment fraud operations deeply, can identify fraud trends and suspicious activity quickly, and has experience making real-time decisions to mitigate risk and prevent losses.

What You'll Be Doing

  • Monitor and investigate suspicious activity involving:

    • Wire transfers

    • ACH transactions

    • Debit card fraud

    • Check fraud

    • Zelle and other digital payment platforms

  • Review and resolve fraud alerts, suspicious transactions, and exception items

  • Make timely decisions to release, restrict, return, or escalate transactions based on fraud risk

  • Identify fraud patterns, anomalies, and emerging threats

  • Manage Regulation E claims and dispute investigations

  • Create and maintain fraud rules, filters, and monitoring controls within fraud systems

  • Track fraud losses, trends, and operational metrics

  • Assist with fraud reporting, audits, and operational improvements

  • Support debit card operational functions including travel exemptions and fraud-related restrictions

What They're Looking For

  • 5+ years of banking or credit union operations experience with strong fraud exposure

  • Hands-on experience with:

    • ACH fraud

    • Wire fraud

    • Debit card fraud

    • Check fraud

    • Reg E claims and disputes

  • Strong understanding of payment systems and fraud prevention processes

  • Experience investigating fraud cases and making independent fraud decisions

  • Ability to identify trends and recommend fraud mitigation strategies

  • Experience with fraud monitoring platforms such as NICE Actimize, EnFact, Fiserv Premier, or similar systems is highly preferred

Ideal Background

This role is a strong fit for someone currently working as a:

  • Fraud Analyst

  • Fraud Operations Specialist

  • Electronic Fraud Specialist

  • Deposit Operations/Fraud Specialist

  • Payments Risk Analyst

  • Senior Fraud Specialist

Why This Opportunity

  • Broad exposure across all payment channels

  • Ability to influence fraud controls and operational processes

  • Stable and growing institution

  • High-impact role with visibility across operations and risk management

  • Opportunity to work in a collaborative, team-oriented environment