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Fintech Risk Management Jobs in Texas (NOW HIRING)

Pe-Risk

Insurance and Risk Analyst

Dallas, TX · On-site

About Acrisure A global fintech leader, Acrisure empowers millions of ambitious businesses and ... Aid in the management of insurance claims related to real estate assets. * Collaborate with ...

RealPage, Inc.

FinTech Counsel

Richardson, TX · On-site

$138K - $235K/yr

The Fintech Counsel will serve as the primary legal advisor supporting RealPage's payment ... risk management. * Assist with due diligence for prospective banking, payments, and lending ...

RealPage, Inc.

FinTech Counsel

Richardson, TX · On-site

The Fintech Counsel is responsible for delivering practical, business-oriented legal guidance on ... risk management. * Assist with due diligence for prospective banking, payments, and lending ...

RealPage, Inc.

FinTech Counsel

Richardson, TX · On-site

$138K - $235K/yr

The Fintech Counsel is responsible for delivering practical, business-oriented legal guidance on ... risk management. * Assist with due diligence for prospective banking, payments, and lending ...

Netspend

Risk Analytics Manager

Austin, TX · On-site

$100 - $130/hr

... related to risk management and fraud prevention. Requirements * Must have a high level of ... Fintech or Payments industry. * Familiarity with card payments or banking/finance industry ...

Acrisure

Insurance and Risk Analyst

Dallas, TX · On-site

About Acrisure A global fintech leader, Acrisure empowers millions of ambitious businesses and ... Aid in the management of insurance claims related to real estate assets. * Collaborate with ...

Intuit

Risk Operations - Vendor Manager

Frisco, TX

Overview FinTech powers the money movement capabilities within Intuit and we are seeking an exceptional team member to manage our third party vendor relationships in the role of Staff Risk Analyst.

Intuit

Risk Operations - Vendor Manager

Frisco, TX · On-site

FinTech powers the money movement capabilities within Intuit and we are seeking an exceptional team member to manage our third party vendor relationships in the role of Staff Risk Analyst. The ideal ...

Acrisure

Insurance and Risk Analyst

Dallas, TX

About Acrisure A global fintech leader, Acrisure empowers millions of ambitious businesses and ... Aid in the management of insurance claims related to real estate assets. * Collaborate with ...

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Fintech Risk Management information

See Texas salary details

$48K

$103.9K

$158.4K

How much do fintech risk management jobs pay per year?

As of Sep 7, 2026, the average yearly pay for fintech risk management in Texas is $103,932.00, according to ZipRecruiter salary data. Most workers in this role earn between $83,800.00 and $120,200.00 per year, depending on experience, location, and employer.

What is fintech risk management?

A Fintech Risk Management job involves identifying, assessing, and mitigating risks associated with financial technology products and services. This includes areas such as fraud prevention, cybersecurity, regulatory compliance, credit risk, and operational risks. Professionals in this role analyze data, develop risk models, and implement controls to protect financial institutions and customers. They work closely with compliance, legal, and technology teams to ensure that fintech solutions are safe, secure, and in line with industry regulations. The role is critical for maintaining trust and stability in the rapidly evolving fintech landscape.

What are the typical challenges faced by professionals in fintech risk management?

Professionals in Fintech Risk Management often navigate the complex and rapidly evolving landscape of financial regulations and emerging technologies. They must anticipate and mitigate risks related to cybersecurity, fraud, regulatory compliance, and market volatility, all while adapting to new fintech products and services. This requires staying up to date with industry trends, working closely with product development, legal, and IT teams, and designing effective risk mitigation processes. Successfully meeting these challenges not only protects the organization but also opens up opportunities for career advancement into senior risk management or strategic leadership positions.

What are the key skills and qualifications needed to thrive in fintech risk management?

To thrive in Fintech Risk Management, you need strong analytical skills, knowledge of regulatory compliance, and expertise in financial risk modeling, typically supported by a degree in finance, economics, or a related field. Fluency with risk assessment tools, data analytics software (such as SAS, R, or Python), and industry certifications like FRM or CFA is highly valued. Excellent problem-solving, communication, and collaboration skills help you work effectively with cross-functional teams and present complex risk assessments clearly. These abilities are crucial for proactively identifying, measuring, and mitigating risks in a dynamic financial technology environment.

What are the most commonly searched types of Fintech Risk Management jobs in Texas?

The most popular types of Fintech Risk Management jobs in Texas are:

What are popular job titles related to Fintech Risk Management jobs in Texas?

For Fintech Risk Management jobs in Texas, the most frequently searched job titles are:

What job categories do people searching Fintech Risk Management jobs in Texas look for?

The top searched job categories for Fintech Risk Management jobs in Texas are:

Fintech Risk Management jobs near you
Infographic showing various Fintech Risk Management job openings in Texas as of August 2026, with employment types broken down into 83% Full Time, and 17% Contract. Highlights an 97% In-person, and 3% Hybrid job distribution, with an average salary of $103,932 per year, or $50 per hour.

Senior Director, Credit Risk Management

RealPage, Inc.

Richardson, TX • Remote

$140K - $239K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 12 days ago

Key responsibilities

  • Own the end-to-end credit risk strategy for the company's payments and fintech portfolio, including merchant/counterparty underwriting, exposure limits, reserve requirements, and loss forecasting.

  • Design, implement, and continuously refine credit risk policies, scorecards, and underwriting models.

  • Monitor portfolio performance and proactively identify emerging risk trends across merchant segments, verticals, and payment products.

RealPage rating

6.0

Company rating: 6.0 out of 10

Based on 9 frontline employees who took The Breakroom Quiz

227th of 247 rated software companies

Job description

We are seeking an experienced Senior Director of Credit Risk Management to lead the credit risk function for our payments and fintech platform. This role owns the strategy, policies, and infrastructure that manage counterparty, merchant, and transactional credit exposure across our payment products — including merchant acquiring, lending, and embedded finance offerings. The ideal candidate combines deep quantitative credit risk expertise with hands-on leadership of underwriting, portfolio monitoring, and loss mitigation teams, and partners closely with Product, Data Science, Finance, Compliance, and Operations to balance growth with prudent risk management. 


  • Own the end-to-end credit risk strategy for the company's payments and fintech portfolio, including merchant/counterparty underwriting, exposure limits, reserve requirements, and loss forecasting.
  • Design, implement, and continuously refine credit risk policies, scorecards, and underwriting models to balance risk appetite with revenue and conversion goals.
  • Build and lead a high-performing team of credit risk managers and analysts; set goals, coach performance, and develop talent.
  • Monitor portfolio performance (delinquency, chargebacks, default rates, loss ratios) and proactively identify emerging risk trends across merchant segments, verticals, and payment products.
  • Partner with Data Science/Analytics to develop and validate credit scoring models, machine-learning underwriting tools, and early-warning indicators.
  • Set and manage credit risk appetite, exposure limits, and reserve/collateral policies in partnership with Finance and Treasury.
  • Lead loss mitigation, collections strategy, and workout processes for delinquent or high-risk accounts.
  • Present credit risk metrics, portfolio health, and key decisions to executive leadership, Risk Committee, and the Board as needed.
  • Ensure credit risk practices comply with applicable regulatory requirements (e.g., card network rules, BSA/AML-adjacent controls, state lending regulations) in partnership with Legal and Compliance.
  • Own credit risk components of due diligence for new products, partnerships, and market expansion, including BNPL, embedded lending, and merchant cash advance offerings.
  • Drive automation and scalability of credit underwriting and monitoring processes to support rapid business growth.
  • Manage relationships with external data providers, bureaus, and risk technology vendors. 

 
  • 12+ years of progressive experience in credit risk management, with at least 5–7 years in a senior leadership role; payments, fintech, card issuing/acquiring, or commercial lending background strongly preferred.
  • Bachelor's degree in Finance, Economics, Statistics, or related field required; MBA or advanced quantitative degree a plus. 

KNOWLEDGE/SKILLS/ABILITIES  

  • Proven experience building or scaling a credit risk function, including underwriting frameworks, portfolio monitoring, and loss mitigation at a high-growth or transaction-volume business.
  • Strong quantitative background: experience with credit scoring models, statistical/ML-based underwriting, and portfolio risk analytics.
  • Track record of managing exposure and losses across a merchant or borrower portfolio, including chargeback/dispute risk, fraud-adjacent losses, and counterparty default.
  • Deep understanding of payments ecosystem dynamics (card networks, ACH, merchant acquiring, or lending) and related regulatory frameworks.
  • Demonstrated people leadership: hiring, developing, and managing credit risk or underwriting teams.
  • Excellent executive communication skills, with experience presenting to senior leadership, Risk Committees, or Boards.
  • Experience with SQL, Python, R, or similar tools for risk analytics preferred. 
 
SALARY AND BENEFITS
 
RealPage provides a competitive salary package along with a comprehensive benefit plan that includes:
  • Health, dental, and vision insurance.
  • Retirement savings plan with company match.
  • Paid time off and holidays.
  • Professional development opportunities.
  • Performance-based bonus based on position.

#LI-AS2

#LI-REMOTE

 
Compensation may vary depending on your location, qualifications including job-related education, training, experience, licensure, and certification, that could result at a level outside of these ranges. Certain roles are eligible for additional rewards, including annual bonus, and sales incentives depending on the terms of the applicable plan and role as well as individual performance.
 
Equal Opportunity Employer: RealPage Company is an equal opportunity employer and committed to creating an inclusive environment for all employees.

USD $140,600.00 - USD $239,400.00 /Yr.

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