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Financial Underwriting Jobs (NOW HIRING)

Summit

Junior Financial Underwriter (Hybrid)

Washington, DC · On-site

$65K - $80K/yr

The selected applicant will contribute to financing, underwriting, and analytical activities involving energy, utility, and infrastructure assets that support economic opportunity, system reliability ...

Summit

Junior Financial Underwriter (Hybrid)

Washington, DC · On-site

$65K - $80K/yr

The selected applicant will contribute to financing, underwriting, and analytical activities involving energy, utility, and infrastructure assets that support economic opportunity, system reliability ...

Aquent

Dental/Vision Financial Underwriter

Chicago, IL · On-site +1

$45 - $49/hr

Reporting to the Manager of Financial Underwriting, this role involves an in-depth evaluation of variable factors and the preparation of comprehensive financial reports for large-scale accounts.

Summit

Financial Underwriter (Hybrid)

Washington, DC · On-site

$80K - $100K/yr

The selected applicant will contribute to financing, underwriting, and analytical activities involving energy, utility, and infrastructure assets that support economic opportunity, system reliability ...

Summit

Financial Underwriter (Hybrid)

Washington, DC · On-site

$80K - $100K/yr

The selected applicant will contribute to financing, underwriting, and analytical activities involving energy, utility, and infrastructure assets that support economic opportunity, system reliability ...

Foresters Financial

Senior Underwriter

$71K - $104K/yr

Strong medical and financial underwriting knowledge * Experience with simplified issue and final expense type products * Strong knowledge of underwriting theory, principles, methods, systems ...

Foresters Financial

Senior Underwriter

Las Vegas, NV · Remote

$71K - $104K/yr

Strong medical and financial underwriting knowledge * Experience with simplified issue and final expense type products * Strong knowledge of underwriting theory, principles, methods, systems ...

CBRE

FCG - Senior Financial Analyst

Miami, FL · On-site

$81K - $101K/yr

The Financial Consulting Group (FCG) of CBRE is seeking a Senior Financial Analyst to be part of ... Underwrite income-producing assets for disposition using Argus and Excel. * Analyze, review, and ...

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How much do financial underwriting jobs pay per hour?

As of Jul 7, 2026, the average hourly pay for financial underwriting in the United States is $25.88, according to ZipRecruiter salary data. Most workers in this role earn between $22.60 and $26.20 per hour, depending on experience, location, and employer.

What do financial underwriters do?

Financial underwriters evaluate the risk of lending money or issuing insurance by analyzing applicants' financial information, credit reports, and supporting documents. They use specialized tools and guidelines to determine approval, denial, or terms of the financial products they review. Strong analytical skills and attention to detail are essential in this role.

Is underwriting a high paying career?

Financial underwriting can be a well-paying career, especially for experienced professionals or those working in specialized sectors like insurance or banking. Salaries vary based on location, experience, and certifications, with many underwriters earning competitive wages and opportunities for advancement.

What are some common challenges faced by professionals in financial underwriting and how can they be addressed?

Financial underwriters often encounter challenges such as tight deadlines, evaluating incomplete or complex financial data, and balancing risk with business growth objectives. Successfully addressing these challenges requires strong analytical skills, attention to detail, and effective communication with clients and internal stakeholders to clarify ambiguities. Staying updated on industry regulations and leveraging advanced underwriting software can also streamline processes and improve decision accuracy. Collaborative teamwork and continuous professional development are key to thriving in this role.

What is financial underwriting?

Financial underwriting is the process of evaluating the financial risks associated with providing insurance or loans to individuals or businesses. It involves assessing the applicant's financial stability, income, debts, and other relevant financial documents to determine their ability to meet financial obligations. This evaluation helps lenders or insurers decide whether to approve an application, set appropriate terms, or determine pricing. Financial underwriters play a crucial role in managing risk for financial institutions.

What is an underwriter in finance salary?

The salary of a financial underwriter typically ranges from $50,000 to $100,000 annually, depending on experience, location, and industry. Senior underwriters or those in specialized fields can earn higher salaries, often supplemented with bonuses and benefits. Strong analytical skills and industry certifications can influence earning potential.

What are the key skills and qualifications needed to thrive as a Financial Underwriter, and why are they important?

To thrive as a Financial Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of financial principles, often supported by a degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and sometimes certifications like Chartered Property Casualty Underwriter (CPCU) are commonly required. Excellent decision-making, communication, and negotiation abilities help underwriters assess risk accurately and convey terms to clients and colleagues. These skills are crucial for evaluating risk, ensuring accurate assessments, and maintaining profitability and compliance for financial institutions.

What is the difference between Financial Underwriting vs Credit Analyst?

AspectFinancial UnderwritingCredit Analyst
Required CredentialsFinance or related degree, certifications like CFA or CPA often preferredFinance, accounting, or economics degree, similar certifications
Work EnvironmentBanking, insurance, or lending institutions; office settingBanking, financial services firms; office setting
Employer & Industry UsageUsed in loan approval, insurance underwriting, and risk assessmentUsed in assessing creditworthiness for loans, credit lines, and financial products

Financial Underwriting and Credit Analysts both evaluate financial data, but Financial Underwriting focuses on assessing risks for loans or insurance policies, while Credit Analysts primarily analyze creditworthiness of individuals or companies. Both roles require similar skills and credentials, often working within the same industries and environments.

More about Financial Underwriting jobs
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Financial Underwriting jobs near you
Infographic showing various Financial Underwriting job openings in the United States as of July 2026, with employment types broken down into 100% Full Time. Highlights an 50% In-person, and 50% Remote job distribution, with an average salary of $53,827 per year, or $25.9 per hour.
Junior Financial Underwriter (Hybrid)

Junior Financial Underwriter (Hybrid)

Summit

Washington, DC • On-site

$65K - $80K/yr

Full-time

This job post has expired today. Applications are no longer accepted.

Job description

Financial Underwriter
Washington, DC-Based | Energy and Infrastructure Finance | 2-4 Years of Experience
Summit Consulting, LLC provides quantitative and qualitative solutions to help federal agencies and mission-driven organizations address complex challenges in financial management, risk management, program delivery, and analysis. Our practitioners combine technical rigor with practical implementation experience, working collaboratively with clients to support sound decisions, strengthen program operations, and improve outcomes for the communities they serve.
Summit is seeking a Financial Underwriter with 2 to 4 years of experience to support federal energy and infrastructure finance work. This position is based in Washington, DC. The selected applicant will contribute to financing, underwriting, and analytical activities involving energy, utility, and infrastructure assets that support economic opportunity, system reliability, affordability, resiliency, and long-term community benefit.
This role is focused on the asset types and financial characteristics associated with energy and utility infrastructure, including renewable generation assets, battery energy storage systems, electric distribution and transmission assets, grid modernization investments, rural and community-serving utility systems, and related infrastructure assets. The work requires the ability to evaluate asset-level financial performance, borrower or sponsor capacity, cost reasonableness, operating assumptions, repayment capacity, and the strength of supporting documentation.
The strongest candidates will bring sound financial judgment, careful attention to detail, strong writing skills, and the ability to evaluate project and asset information in a clear, well-documented, and defensible manner. Candidates should be comfortable reviewing financial materials, identifying documentation gaps, supporting risk analysis, and preparing clear summaries that help senior underwriters and client stakeholders make informed financing decisions.
Apply to this position if you know how to:
  • Review, analyze, and conduct financial due diligence for energy, utility, and infrastructure assets, including renewable generation, battery energy storage, electric distribution and transmission systems, grid modernization assets, and related community-serving infrastructure.
  • Review financial statements, operating statements, budgets, sources and uses of funds, debt schedules, capital expenditure plans, asset-level cost documentation, and other materials to assess applicant, borrower, or sponsor capacity.
  • Evaluate the financial reasonableness of asset investments, including capital costs, financing structures, projected revenues, operating expenses, repayment capacity, reserve assumptions, useful life considerations, and long-term sustainability.
  • Analyze borrower creditworthiness, liquidity, leverage, operating performance, cash flow, and ability to meet proposed financing obligations.
  • Review loan, grant, credit, or financial assistance application materials for completeness, consistency, documentation quality, and alignment with applicable financing requirements.
  • Identify documentation gaps, financial inconsistencies, unsupported assumptions, asset-level risks, borrower risks, and follow-up questions needed to support a complete underwriting review.
  • Support the assessment of financial and operational risks, including sponsor capacity, asset feasibility, implementation considerations, operating assumptions, repayment risk, and adequacy of supporting documentation.
  • Prepare clear underwriting narratives, financial summaries, risk assessments, issue papers, and recommendation materials for both technical and non-technical audiences.
  • Work in a team environment with other underwriters, business intelligence analysts, project managers, and client stakeholders to contribute to overall processing goals and consistent application review standards.
  • Monitor assigned application reviews and promptly support new submissions, revised materials, resubmittals, and client requests.
  • Communicate analysis in oral and written formats to respond to immediate, short-term, and long-term client and colleague requests.

Requirements for this position include:
  • A bachelor's degree in finance, accounting, economics, business, public policy, energy policy, engineering, or a similar program.
  • Two to four years of experience in financial underwriting, credit analysis, commercial lending, project finance, infrastructure finance, public finance, energy finance, federal loan or grant program support, or a similar analytical role.
  • Strong understanding of financial statements, cash flow analysis, credit risk, repayment capacity, financial ratios, asset-level budgets, and documentation review.
  • Ability to evaluate capital budgets, financing assumptions, operating projections, sources and uses of funds, and borrower or sponsor financial capacity.
  • Working knowledge of energy, utility, or infrastructure asset considerations, such as capital cost drivers, operating costs, revenue assumptions, useful life, resiliency, maintenance needs, system reliability, and long-term financial sustainability.
  • Ability to identify, document, and communicate financial, credit, operational, implementation, and documentation risks in a clear and organized manner.
  • Excellent analytical and technical writing skills, including grammar, editing, and proofreading skills, to complete underwriting narratives, financial summaries, risk assessments, and recommendation materials.
  • Proficiency with Microsoft Excel, Word, and PowerPoint, including the ability to work with financial schedules, summarize quantitative results, and prepare polished written deliverables.
  • Strong organizational skills, attention to detail, and ability to manage multiple application reviews or underwriting assignments at the same time.
  • Ability to work collaboratively with colleagues and clients and communicate effectively in technical and non-technical settings.

Preferred qualifications include:
  • Experience supporting federal lending, grant, credit, loan guarantee, or financial assistance programs, including application review, underwriting, credit assessment, or portfolio support.
  • Familiarity with energy, utility, infrastructure, clean energy, electric cooperative, public power, Tribal, community-serving, or rural asset finance.
  • Experience reviewing renewable generation, battery energy storage, electric distribution or transmission, grid modernization, utility system, or other infrastructure assets.
  • Experience preparing underwriting packages, credit memoranda, financial risk assessments, loan committee materials, recommendation memoranda, or client-facing decision-support materials.
  • Ability to assess both quantitative financial metrics and qualitative asset risks, including applicant capacity, implementation risk, documentation quality, asset readiness, operating assumptions, reasonableness of costs, and long-term sustainability.
  • Familiarity with infrastructure or project finance concepts, including sources and uses of funds, debt service coverage, repayment capacity, operating projections, reserve assumptions, useful life considerations, and sensitivity considerations.
  • Ability to translate financial, technical, and asset-level information into clear narratives that support sound financing and program decisions.

If we select you to move forward, you can expect to interview with Summit's underwriting and project leadership staff to discuss your experience as it relates to our business needs, including your financial analysis experience, writing skills, underwriting judgment, ability to evaluate asset and borrower risks, and ability to support energy and infrastructure finance work.
If selected, you must be willing to submit to a background check and complete any client-required suitability or onboarding process. Summit strives to ensure that our career website and application process are accessible to all, including individuals with disabilities. If you are a qualified individual with a disability or a disabled veteran and need a reasonable accommodation, please contact Summit Human Resources.
Summit is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, disability status, or any other legally protected status.
EEO is the law. Information on protections under Federal Law from discrimination is available from the U.S. Department of Labor.

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