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Financial Underwriting Jobs (NOW HIRING)

Summit

Junior Financial Underwriter (Hybrid)

Washington, DC · On-site

$65K - $80K/yr

The selected applicant will contribute to financing, underwriting, and analytical activities involving energy, utility, and infrastructure assets that support economic opportunity, system reliability ...

Aquent

Dental/Vision Financial Underwriter

Chicago, IL · On-site +1

$45 - $49/hr

Reporting to the Manager of Financial Underwriting, this role involves an in-depth evaluation of variable factors and the preparation of comprehensive financial reports for large-scale accounts.

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How much do financial underwriting jobs pay per hour?

As of Jun 16, 2026, the average hourly pay for financial underwriting in the United States is $25.88, according to ZipRecruiter salary data. Most workers in this role earn between $22.60 and $26.20 per hour, depending on experience, location, and employer.

What is the highest paying underwriting job?

Senior and executive underwriting roles, such as Chief Underwriting Officer or Vice President of Underwriting, tend to be the highest paying in the field. These positions require extensive experience, leadership skills, and often involve overseeing large portfolios or strategic decision-making, resulting in higher compensation packages.

What do financial underwriters do?

Financial underwriters evaluate the risk of lending money or issuing insurance by analyzing financial documents, credit reports, and other relevant data. They determine whether to approve or deny applications and set appropriate loan or policy terms, often using specialized software and adhering to industry guidelines.

What are some common challenges faced by professionals in financial underwriting and how can they be addressed?

Financial underwriters often encounter challenges such as tight deadlines, evaluating incomplete or complex financial data, and balancing risk with business growth objectives. Successfully addressing these challenges requires strong analytical skills, attention to detail, and effective communication with clients and internal stakeholders to clarify ambiguities. Staying updated on industry regulations and leveraging advanced underwriting software can also streamline processes and improve decision accuracy. Collaborative teamwork and continuous professional development are key to thriving in this role.

What is financial underwriting?

Financial underwriting is the process of evaluating the financial risks associated with providing insurance or loans to individuals or businesses. It involves assessing the applicant's financial stability, income, debts, and other relevant financial documents to determine their ability to meet financial obligations. This evaluation helps lenders or insurers decide whether to approve an application, set appropriate terms, or determine pricing. Financial underwriters play a crucial role in managing risk for financial institutions.

What jobs pay 2000 a day?

In financial underwriting, high-paying roles such as senior underwriters, risk managers, or financial consultants can earn around $2,000 per day, especially with extensive experience, certifications, and working for large firms or in specialized markets. These positions often require advanced skills in risk assessment, financial analysis, and industry knowledge, and may involve long hours or high-stakes decision-making.

What are the key skills and qualifications needed to thrive as a Financial Underwriter, and why are they important?

To thrive as a Financial Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of financial principles, often supported by a degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and sometimes certifications like Chartered Property Casualty Underwriter (CPCU) are commonly required. Excellent decision-making, communication, and negotiation abilities help underwriters assess risk accurately and convey terms to clients and colleagues. These skills are crucial for evaluating risk, ensuring accurate assessments, and maintaining profitability and compliance for financial institutions.

What is the difference between Financial Underwriting vs Credit Analyst?

AspectFinancial UnderwritingCredit Analyst
Required CredentialsFinance or related degree, certifications like CFA or CPA often preferredFinance, accounting, or economics degree, similar certifications
Work EnvironmentBanking, insurance, or lending institutions; office settingBanking, financial services firms; office setting
Employer & Industry UsageUsed in loan approval, insurance underwriting, and risk assessmentUsed in assessing creditworthiness for loans, credit lines, and financial products

Financial Underwriting and Credit Analysts both evaluate financial data, but Financial Underwriting focuses on assessing risks for loans or insurance policies, while Credit Analysts primarily analyze creditworthiness of individuals or companies. Both roles require similar skills and credentials, often working within the same industries and environments.

Do underwriters make a lot of money?

Financial underwriters typically earn a median salary that varies by industry and experience, with many earning between $50,000 and $80,000 annually. Experienced underwriters or those in specialized fields can earn higher salaries, especially with certifications and advanced skills in risk assessment and financial analysis.
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Financial Underwriting jobs near you
Infographic showing various Financial Underwriting job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 50% In-person, and 50% Remote job distribution, with an average salary of $53,827 per year, or $25.9 per hour.
Director, Health Analytics & Financial Underwriting - Remote (10135)

Director, Health Analytics & Financial Underwriting - Remote (10135)

Capstone Search Group

Chicago, IL • Remote

$150K - $150K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 10 days ago

Job description

About the Role

100% remote insurance job opportunity for a senior-level health and welfare actuarial and financial underwriting consultant. As Director, Health Analytics and Financial Underwriting, you oversee this national insurance consulting firm’s financial risk assessment, actuarial modeling, and underwriting support they provide internal stakeholders (i.e. sales and service consulting teams) as well as directly to clients, helping them to make informed, data-driven decisions on self-funded health and welfare plans.


Duties & Responsibilities

Strategic Leadership: Develop and execute self-funded financial underwriting and actuarial consulting strategies. Lead, mentor, and grow a team of analysts and underwriters. Identify opportunities to improve and modernize the team’s process, tools, and resources. Ensure a high level of inter-departmental collaboration and successful completion of objectives and deliverables.


Underwriting, Modeling, and Actuarial Analysis: Oversee financial reporting, plan funding/rate development, IBNR and alternative strategies (captives, feasibility models, reserving, etc.). Perform and oversee valuations and financial reporting to ensure adequate funding and regulatory compliance.


Client Strategy and Team Leadership: Work directly with sales and service teams as well as clients and prospects. Present findings and participate in presentations; outline actuarial insights and clarify recommendations based on data analysis. Serve as a subject matter expert on stop-loss structures, captive modeling, and related financial consulting issues.


Skills & Experience

  • Minimum 7-8 years of benefits underwriting, actuarial services, and financial underwriting within health and welfare employee benefits
  • Strong proficiency with self-funded employee benefits plan and advanced modeling and stop-loss analytics

Company Description

Capstone Search Group is an insurance recruiting firm that offers creative, unique staffing solutions for the insurance industry! Our clients include insurance companies, agencies, brokers and intermediaries. Our goal as insurance recruiters is to help insurance organizations identify, attract and retain experienced talent that impacts immediate openings and promotes future growth. We offer Direct Hire (Contingency Search, Engaged/Retained and Recruitment Process Outsourcing [RPO]) and Contract Solutions (long-term contract, 1099 and temp-to-perm). We work nationally with expertise that spans top executives, middle management and technical level positions. We are committed to providing recruiting services of the highest degree of confidentiality, professionalism and integrity.