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Financial Underwriting Jobs (NOW HIRING)

EmpiRx Health, LLC

Underwriting Analyst

Montvale, NJ · On-site

Financial Modeling & Underwriting * Develop financial underwriting models to support Request for Proposals (RFPs), renewals, and market checks * Build pricing strategies and financial offers for ...

Symetra

Underwriting Consultant

$96K - $161K/yr

Strong technical and financial underwriting skills * Service-oriented with commitment to meet deadlines, prioritize and handle multiple tasks in a demanding work environment * Strong interpersonal ...

Aquent

Dental/Vision Financial Underwriter

Chicago, IL · On-site +1

$45 - $49/hr

Reporting to the Manager of Financial Underwriting, this role involves an in-depth evaluation of variable factors and the preparation of comprehensive financial reports for large-scale accounts.

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How much do financial underwriting jobs pay per hour?

As of Jul 29, 2026, the average hourly pay for financial underwriting in the United States is $25.88, according to ZipRecruiter salary data. Most workers in this role earn between $22.60 and $26.20 per hour, depending on experience, location, and employer.

What do financial underwriters do?

Financial underwriters evaluate the risk of lending money or issuing insurance by analyzing applicants' financial information, credit reports, and supporting documents. They use specialized tools and guidelines to determine approval, denial, or terms of the financial products they review. Strong analytical skills and attention to detail are essential in this role.

Is underwriting a high paying career?

Financial underwriting can be a well-paying career, especially for experienced professionals or those working in specialized sectors like insurance or banking. Salaries vary based on location, experience, and certifications, with many underwriters earning competitive wages and opportunities for advancement.

What are some common challenges faced by professionals in financial underwriting and how can they be addressed?

Financial underwriters often encounter challenges such as tight deadlines, evaluating incomplete or complex financial data, and balancing risk with business growth objectives. Successfully addressing these challenges requires strong analytical skills, attention to detail, and effective communication with clients and internal stakeholders to clarify ambiguities. Staying updated on industry regulations and leveraging advanced underwriting software can also streamline processes and improve decision accuracy. Collaborative teamwork and continuous professional development are key to thriving in this role.

What is financial underwriting?

Financial underwriting is the process of evaluating the financial risks associated with providing insurance or loans to individuals or businesses. It involves assessing the applicant's financial stability, income, debts, and other relevant financial documents to determine their ability to meet financial obligations. This evaluation helps lenders or insurers decide whether to approve an application, set appropriate terms, or determine pricing. Financial underwriters play a crucial role in managing risk for financial institutions.

What is an underwriter in finance salary?

The salary of a financial underwriter typically ranges from $50,000 to $100,000 annually, depending on experience, location, and industry. Senior underwriters or those in specialized fields can earn higher salaries, often supplemented with bonuses and benefits. Strong analytical skills and industry certifications can influence earning potential.

What are the key skills and qualifications needed to thrive as a Financial Underwriter, and why are they important?

To thrive as a Financial Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of financial principles, often supported by a degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and sometimes certifications like Chartered Property Casualty Underwriter (CPCU) are commonly required. Excellent decision-making, communication, and negotiation abilities help underwriters assess risk accurately and convey terms to clients and colleagues. These skills are crucial for evaluating risk, ensuring accurate assessments, and maintaining profitability and compliance for financial institutions.

What is the difference between Financial Underwriting vs Credit Analyst?

AspectFinancial UnderwritingCredit Analyst
Required CredentialsFinance or related degree, certifications like CFA or CPA often preferredFinance, accounting, or economics degree, similar certifications
Work EnvironmentBanking, insurance, or lending institutions; office settingBanking, financial services firms; office setting
Employer & Industry UsageUsed in loan approval, insurance underwriting, and risk assessmentUsed in assessing creditworthiness for loans, credit lines, and financial products

Financial Underwriting and Credit Analysts both evaluate financial data, but Financial Underwriting focuses on assessing risks for loans or insurance policies, while Credit Analysts primarily analyze creditworthiness of individuals or companies. Both roles require similar skills and credentials, often working within the same industries and environments.

More about Financial Underwriting jobs
What cities are hiring for Financial Underwriting jobs? Cities with the most Financial Underwriting job openings:
What states have the most Financial Underwriting jobs? States with the most job openings for Financial Underwriting jobs include:
What job categories do people searching Financial Underwriting jobs look for? The top searched job categories for Financial Underwriting jobs are:
Financial Underwriting jobs near you
Infographic showing various Financial Underwriting job openings in the United States as of July 2026, with employment types broken down into 100% Full Time. Highlights an 50% In-person, and 50% Remote job distribution, with an average salary of $53,827 per year, or $25.9 per hour.

Financial & Underwriting Consultant

allianthcm

Austin, TX

Other

Medical, Dental, Vision

Posted 9 days ago

Job description


SUMMARY 


Responsible for execution of all advanced pricing and analysis requests.  Leads in the development and management of assigned underwriting and analyst teams.


ESSENTIAL DUTIES AND RESPONSIBILITIES  


Act as subject matter expert in all major areas of underwriting, including special pricing and marketing projects.


Meet with clients and Financial & Underwriting team to define and accomplish projects.


Assist in determining strategic goals of team(s), including but not limited to resource planning, education/training needs, policy development, and business growth.


Identify, coordinate, and manage all relevant external business partner relationships, including but not limited to insurance carriers, external consultants, and third party administrators and vendors.


Act as subject matter expert in understanding actuarial plan values and how they are used in various pricing and analysis projects. This includes ability to competently use software available for such types of plan analysis and pricing.


Understand underwriting models and reporting templates in order to fully modify and customize to meet customer needs.


Lead and manage all assigned client underwriting projects, and present analysis to clients directly in a confident and easy-to-understand manner.


Assist Producers in prospecting activities as needed, including but not limited to written RFP responses, finalist presentations, and related follow-up activities.


Maintain data tracking and reporting for financial management, underwriting models, client reports, and other analytical reporting deliverables.


Competent in multiple carrier data and reporting systems as needed to obtain claim data for reporting and analysis purposes.


Confidently analyze and challenge insurance company renewal calculations for fully-insured contracts (Health, Dental, and Vision).


Actively engage in educational opportunities to further underwriting knowledge, market trends, and regulatory environment.


Responsible for accuracy and timeliness of all work performed, including proper management of timelines and meeting deadlines as established.


Address incoming correspondence and respond as required in a timely manner.


Lead in training development and execution on all underwriting and analysis related topics.


Serve as mentor to team members in the Financial & Underwriting team.


Comply with agency management system data standards and data integrity (enter and maintain complete and accurate information).


Other duties as assigned.


QUALIFICATIONS 
EDUCATION / EXPERIENCE 


Bachelor's Degree or equivalent combination of education and experience 


Eight (8) or more years of related work experience


One (1) or more years of management experience in leading a team of at least 3 individuals


Must continue to meet Continuing Education requirements for license renewal


Valid Insurance License within 90 Days


SKILLS


Proficient in Microsoft Office Suite, advanced MS Excel skills required


Excellent verbal and written communication skills


Excellent problem solving and time management skills


Good customer service skills, including telephone and listening skills


Excellent planning, organizational, and prioritization skills


Ability to work within a team and to foster teamwork


Ability to completely manage mid-level and large projects as well as effectively manage and lead assigned teams to complete goals


Ability to work productively as an individual to accomplish assigned projects


Ability to prioritize work for multiple projects and deadlines


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