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Financial Underwriting Jobs (NOW HIRING)

Understanding of insurance financial fundamentals; impact of underwriting decisions on company assets. Ability to understand credit risk. * Actuarial fundamentals. Ability to understand loss trends ...

Financial Analyst

Encino, CA · On-site

$30 - $40/hr

The Senior Real Estate Investment Analyst will lead financial analysis and underwriting for the team's active deal pipeline across a wide range of commercial real estate investment opportunities and ...

The Senior Real Estate Investment Analyst will lead financial analysis and underwriting for the team's active deal pipeline across a wide range of commercial real estate investment opportunities and ...

PLADS Group Underwriter III

Shelton, CT · On-site +1

$90K - $120K/yr

Bachelor's Degree In a related field * 4 years of financial underwriting experience with Group Life, STD, LTD and Leave products for employer groups exceeding 1,000 covered lives or 5 years of ...

Analyze/underwrite financials and provide reports on a timely basis * Pull rent and sale comparables * Provide market analysis * Assist with the due diligence process and verify findings * Perform ...

Analyze/underwrite financials and provide reports on a timely basis * Pull rent and sale comparables * Provide market analysis * Assist with the due diligence process and verify findings * Perform ...

Analyze/underwrite financials and provide reports on a timely basis * Pull rent and sale comparables * Provide market analysis * Assist with the due diligence process and verify findings * Perform ...

Make your mark in Underwriting AIG Underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, and Multinational Clients. We ...

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Financial Underwriting information

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$5

$25

$37

How much do financial underwriting jobs pay per hour?

As of Aug 8, 2026, the average hourly pay for financial underwriting in the United States is $25.88, according to ZipRecruiter salary data. Most workers in this role earn between $22.60 and $26.20 per hour, depending on experience, location, and employer.

Is financial underwriting a good career?

Financial underwriting is a stable career that involves assessing the risk of loan or insurance applications, often requiring analytical skills and attention to detail. It offers opportunities for advancement and typically requires certifications such as the Chartered Financial Analyst (CFA) or similar credentials. The job environment is usually office-based with standard working hours, and demand for underwriters remains steady in financial and insurance sectors.

What does a financial underwriter do?

A financial underwriter assesses the risk of lending money or issuing insurance by reviewing applicants' financial information, credit history, and supporting documents. They determine whether to approve or deny applications and set appropriate terms, often using specialized software and adhering to company policies. Strong analytical skills and attention to detail are essential in this role.

What is the difference between Financial Underwriting vs Credit Analyst?

AspectFinancial UnderwritingCredit Analyst
Required CredentialsFinance or related degree, certifications like CFA or CPA often preferredFinance, accounting, or economics degree, similar certifications
Work EnvironmentBanking, insurance, or lending institutions; office settingBanking, financial services firms; office setting
Employer & Industry UsageUsed in loan approval, insurance underwriting, and risk assessmentUsed in assessing creditworthiness for loans, credit lines, and financial products

Financial Underwriting and Credit Analysts both evaluate financial data, but Financial Underwriting focuses on assessing risks for loans or insurance policies, while Credit Analysts primarily analyze creditworthiness of individuals or companies. Both roles require similar skills and credentials, often working within the same industries and environments.

Do financial underwriters make a lot of money?

Financial underwriters typically earn a median annual salary that varies by experience, location, and industry, with entry-level positions starting lower and experienced underwriters earning higher wages. They often receive benefits and may have opportunities for bonuses based on performance. Overall, the role offers a stable income but is not among the highest-paying finance jobs.
More about Financial Underwriting jobs
What cities are hiring for Financial Underwriting jobs? Cities with the most Financial Underwriting job openings:
What states have the most Financial Underwriting jobs? States with the most job openings for Financial Underwriting jobs include:
Infographic showing various Financial Underwriting job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 83% Full Time, 14% Part Time, and 2% Contract. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $53,827 per year, or $25.9 per hour.

Director of Underwriting - Builder Finance

PVH (Tommy Hilfiger/Calvin Klein)

Boca Raton, FL • On-site

$120 - $180/hr

Other

Medical, Dental, Vision, Retirement, PTO

Posted 3 days ago

New


PVH Corp. rating

6.3

Company rating: 6.3 out of 10

Based on 7 frontline employees who took The Breakroom Quiz


Job description

At LendingOne, we don't just lend capital-we fuel opportunity. Headquartered in sunny Boca Raton, FL, with additional offices in Charlotte, NC and Great Neck, NY, we've funded over $8 billion in real estate capital and earned recognition as one of the Sun Sentinel's Top Workplaces-four years running! As a direct lender-not a broker or a bank-we specialize in loans for real estate investors. Our mission is powered by our values: Speed & Ease - We simplify lending so clients can move fast and seize opportunities. Solutions Driven - We solve problems, not just process paperwork. Loyal Partners - We build trust, not just transactions. Authentic Experience - We stay real, reliable, and respectful-always. We're a fully funded, full-service lending partner- and we're growing fast.

The Opportunity:

As the Director of Underwriting - Builder Finance, you will be the subject matter expert for LendingOne's Builder Finance platform. In this specialized role, you will underwrite complex builder finance transactions and help establish standards, workflows, credit guidelines and best practices that will allow the division to scale. While working closely with Sales, Credit, Capital Markets, Closing, and Executive Leadership, you will structure loans, evaluate risk, and ensure consistent credit decisions. In addition, you will provide technical guidance to others within the Builder Finance Underwriting team, ensuring quality and consistency. The ideal candidate has deep expertise in construction finance related to home builders with a strong understanding of budgeting, draw administration, project timelines, borrower risk evaluation, and construction-specific credit considerations. Successful candidates will have a proven track record underwriting builder finance transactions within fast-paced lending environments, while balancing growth objectives with disciplined credit risk management. This is a full-time, on-site opportunity based at our headquarters in Boca Raton, FL.

What You'll Do:
  • Act as the resident Underwriting expert for our Builder Finance division by underwriting complex transactions, credit analysis and lending recommendations.
  • You will evaluate borrower financial strength, project feasibility, budget, construction schedules, collateral, guarantors and market risk.
  • Structure transactions to balance risk while supporting business growth.
  • Review exceptions and recommend appropriate credit solutions for various lending scenarios.
  • Develop, maintain and refine underwriting guidelines that align with scaling the builder finance product.
  • Monitor market trends, construction risks, and industry best practices to provide reporting, potential issues and solutions to executive leadership.
  • Complete periodic loan reviews to ensure underwriting quality and consistency.
  • Partner with Sales, Closing, Processing, Draw Administration and Credit to streamline efficiencies in our loan process.
  • Support technology enhancements and underwriting system improvements that increase efficiency and scalability.
What You Bring:
  • Bachelor's degree required; Finance, Business, Economics, Real Estate, or related field preferred.
  • 7+ years of underwriting, credit risk, or real estate lending experience within new construction or builder finance loan types.
  • 3+ years of experience within new construction or builder finance, specifically residential single family/town home communities.
  • You have a demonstrated ability to create efficient and scalable operations within the Builder Finance market.
  • Exceptional communication skills paired with an analytical mind – you are able to work effectively with various departments company wide to problem solve and achieve initiatives while understanding what it takes to mitigate risk within underwriting and credit for business purpose lending.
Why LendingOne:
  • Competitive base salary and incentive structure
  • Full medical, dental, and vision benefits
  • Company-matching 401(k) plan
  • Paid time off and 10 company-paid holidays
  • Work-from-home Fridays
  • Career development, training, and internal promotion opportunities
  • Team-building events, company lunches, and swag
  • Collaborative, inclusive, and fun workplace culture

LendingOne is proud to be an Equal Opportunity Employer. We're committed to building a diverse and inclusive workforce where everyone belongs.

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