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Financial Asset Jobs (NOW HIRING)

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Financial Asset information

What is the difference between Financial Asset vs Financial Analyst?

AspectFinancial AssetFinancial Analyst
Required CredentialsNone specific; often includes basic financial literacyBachelor's degree in finance, economics, or related field; certifications like CFA beneficial
Work EnvironmentInvestment firms, banks, markets, portfoliosFinancial institutions, corporate finance departments, investment firms
Employer & Industry UsageUsed by investors, asset managers, and institutions to represent valueEmployed to analyze financial data, advise on investments, and forecast trends

Financial assets are investment instruments like stocks, bonds, or cash that hold value. Financial analysts evaluate these assets and market data to guide investment decisions. While financial assets are the assets themselves, financial analysts are professionals who analyze and interpret data related to these assets to help clients or companies make informed financial choices.

What are financial assets?

Financial assets are intangible assets that derive their value from a contractual claim, such as bank deposits, bonds, and stocks. Unlike physical assets like real estate or machinery, financial assets represent ownership of value or the right to receive payments in the future. They are widely used for investment, savings, and raising capital. The value of financial assets can fluctuate based on market conditions, interest rates, and the financial health of issuers.

What are the key skills and qualifications needed to thrive as a Financial Asset Manager, and why are they important?

To thrive as a Financial Asset Manager, you need strong analytical skills, financial modeling expertise, and a relevant degree such as finance or economics, often supported by certifications like the CFA. Proficiency with portfolio management software, Bloomberg Terminal, and risk assessment tools is typically required. Excellent communication, decision-making, and client relationship skills help distinguish top performers in this field. These skills are crucial for making informed investment decisions, managing portfolios effectively, and building trust with clients.

What are some common challenges faced by professionals managing financial assets, and how can they overcome them?

Professionals managing financial assets often face challenges such as market volatility, regulatory changes, and balancing risk versus return for clients or organizations. Staying updated with market trends and continuously enhancing analytical skills are crucial for success in this role. Collaboration with research analysts, compliance officers, and portfolio managers helps in making informed decisions. Regular training and leveraging financial technology tools can further mitigate risks and improve asset management outcomes.
More about Financial Asset jobs
Asset Manager - Agency Finance Asset Management - Fannie Mae

Asset Manager - Agency Finance Asset Management - Fannie Mae

Capital One

Houston, TX

Full-time

Posted 8 days ago


Capital One rating

7.7

Company rating: 7.7 out of 10

Based on 134 frontline employees who took The Breakroom Quiz

72nd of 141 rated banks


Job description

Asset Manager - Agency Finance Asset Management - Fannie Mae

The Asset Manager is a key member of the Agency Finance Asset Management team, primarily responsible for managing an assigned portfolio of multifamily Fannie Mae loans and processing Transfers of Ownership. This role serves as the lead for evaluating complex Transfers of Interest-including changes to equity ownership or organizational structure-ensuring all transactions comply with Investor consent requirements. You will maintain a primary focus on risk mitigation while delivering exceptional customer service across the Fannie Mae platform.

Responsibilities:

  • Transfer of Ownership Leadership: Direct the evaluation and processing of Transfers of Interest, ensuring rigorous review of direct and indirect ownership changes to maintain loan and asset quality.

  • Portfolio Management: Manage all aspects of an assigned Fannie Mae multifamily portfolio, serving as the primary point of contact for borrower requests and lender requirements.

  • Credit & Financial Analysis: Analyze property operating statements, rent rolls, and borrower financial statements to identify operational performance concerns.

  • Lender Consent Requests: Process complex and routine consent requests, including management changes, partial releases of security, easements, loan modifications, etc. in strict accordance with the Fannie Mae DUS Guide.

  • Property Surveillance: Conduct physical on-site inspections to evaluate property conditions and ensure compliance with Fannie Mae investor standards.

  • Risk Detection & Monitoring: Perform ongoing risk analysis and trend monitoring to identify potential credit issues early, ensuring appropriate monitoring and mitigation for high-risk assets.

  • Investor Reporting: Prepare loan and portfolio-level status reports that comply with all Fannie Mae monitoring and reporting requirements.

  • Client Relationship Management: Provide excellent customer service while firmly enforcing loan document and lender requirements.


Basic Qualifications:

  • Bachelor's Degree or military experience

  • At least 4 years of experience in Commercial Real Estate (CRE)

  • At least 3 years of experience with Government Sponsored Enterprises (Fannie Mae or Freddie Mac) or CMBS asset management

Preferred Qualifications:

  • Bachelor's Degree in Business, Finance, or Economics

  • At least 3 years specifically in loan asset management, with a track record of processing complex lender consent requests

  • Demonstrated experience with Freddie Mac or Fannie Mae transfer consent products

  • Freddie Mac Certified Inspector status or equivalent field inspection experience

  • Advanced proficiency in financial modeling (Proficiency in analyzing property operating statements, rent rolls, and borrower financial statements and in modeling complex financial scenarios)

  • Strong written and oral communication skills with high proficiency in Microsoft Office/Google Suite (Excel, Word, PowerPoint). Strong organizational skills are critical.

***At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

Charlotte, NC: $119,400 - $136,200 for Agency Asset Manager I


Houston, TX: $119,400 - $136,200 for Agency Asset Manager I


McLean, VA: $131,300 - $149,800 for Agency Asset Manager I


Plano, TX: $119,400 - $136,200 for Agency Asset Manager I








Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at theCapital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).


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