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Final Expense Life Insurance Jobs (NOW HIRING)

NORTH AMERICAN SENIOR BENEFITS

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Final Expense Agent Wanted Now RWIG

Houston, TX · On-site

$80K - $200K/yr

Override income & agency-building opportunities Residual income-earn for work you did years ago No income cap-your effort shapes your income What You'll Be Selling Final Expense Life Insurance (in ...

Cypress Memorial Insurance Services

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Licensed Insurance Agent - Final Expense

Hayward, CA · On-site

$500/day

Join our team as a Licensed Final Expense Insurance Agent and represent the #1 Final Expense agency in the nation. Licensed Insurance Agent - Opportunity Highlights: * Competitive commission ...

Cypress Memorial Insurance Services

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Licensed Insurance Agent - Final Expense

Denver, CO · On-site

$500/day

Join our team as a Licensed Final Expense Insurance Agent and represent the #1 Final Expense agency in the nation. Licensed Insurance Agent - Opportunity Highlights: * Competitive commission ...

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Final Expense Life Insurance information

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$38K

$81.8K

$112K

How much do final expense life insurance jobs pay per year?

As of Sep 13, 2026, the average yearly pay for final expense life insurance in the United States is $81,805.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What is final expense life insurance?

Final expense life insurance is a type of whole life insurance policy designed to help cover end-of-life expenses, such as funeral and burial costs, medical bills, and other outstanding debts. These policies typically offer smaller coverage amounts, making them more affordable and easier to qualify for, especially for seniors or those with health concerns. The goal of final expense insurance is to provide financial peace of mind to you and your loved ones by ensuring that funeral costs and related expenses are taken care of without creating a financial burden.

What are the key skills and qualifications needed to thrive as a final expense life insurance agent?

To thrive as a Final Expense Life Insurance Agent, you typically need a state insurance license, strong sales acumen, and knowledge of insurance products and regulations. Familiarity with CRM software, quoting tools, and e-signature platforms is commonly required to manage leads and process applications efficiently. Exceptional interpersonal skills, empathy, and resilience set top agents apart when building trust with clients facing end-of-life planning. These competencies are crucial for meeting client needs, ensuring compliance, and achieving consistent sales performance in a competitive market.

What are some common challenges faced by final expense life insurance agents, and how can they overcome them?

Final Expense Life Insurance agents often face challenges such as building trust with clients, handling objections about policy costs, and maintaining a steady pipeline of leads. Success in this role typically involves strong interpersonal skills, empathy, and persistence. Agents can overcome these challenges by staying informed about product options, leveraging referral networks, and utilizing effective communication techniques to clearly explain policy benefits. Continuous professional development and mentorship from experienced colleagues also contribute to improved sales performance and job satisfaction.

What is the difference between Final Expense Life Insurance vs Insurance Agent?

AspectFinal Expense Life InsuranceInsurance Agent
CredentialsTypically no specific licensing beyond insurance licenseRequires state licensing and certifications
Work EnvironmentPrimarily sales, client consultations, policy salesSales, client meetings, policy management
Industry UsageInsurance industry, specifically life insurance salesInsurance industry, sales and advisory roles
Search/Comparison IntentUnderstanding policies, coverage options, costsComparing policies, commissions, career info

Final Expense Life Insurance agents focus on selling specific policies to clients, often requiring licensing. Insurance agents have broader roles, including advising and selling various insurance products, and typically need more certifications. While both work within the insurance industry, their responsibilities and credentials differ, making this comparison relevant for those exploring careers or policies in life insurance.

More about Final Expense Life Insurance jobs

What states have the most Final Expense Life Insurance jobs?

States with the most job openings for Final Expense Life Insurance jobs include:

What are popular job titles for Final Expense Life Insurance?

Popular job titles for Final Expense Life Insurance:

Final Expense Life Insurance jobs near you
Infographic showing various Final Expense Life Insurance job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 76% Full Time, 18% Part Time, and 5% Contract. Highlights an 84% Physical, 1% Hybrid, and 15% Remote job distribution, with an average salary of $81,805 per year, or $39.3 per hour.

Licensed Final Expense Agent -- Remote

Champaign, IL • Remote

Integrityfex
See more jobs at Integrityfexexternal

Full-time

Posted 12 days ago

Job description

About Integrity FEX

Integrity FEX is a life insurance sales organization focused on helping individuals and families find coverage designed to address final expenses and other life insurance needs.

We are expanding our remote sales team and seeking currently licensed life insurance agents who are motivated, professional, and comfortable helping clients by phone.

Position Overview

As a Licensed Final Expense Agent, you will speak with prospective clients interested in learning about life insurance and final expense coverage.

Your role is to understand each client's needs, explain available coverage options, provide appropriate recommendations, and assist with the insurance application process.

This is a remote sales opportunity for individuals who are comfortable managing their own activity, communicating consistently with prospective clients, and working in a performance-driven environment.

Responsibilities
  • Speak with prospective clients regarding final expense and life insurance coverage
  • Conduct phone-based needs assessments
  • Identify each client's coverage goals, budget, and insurance needs
  • Explain available life insurance products clearly and professionally
  • Present appropriate coverage options based on client needs and eligibility
  • Assist clients with completing insurance applications
  • Follow up with clients throughout the application and underwriting process
  • Maintain accurate records of client interactions and sales activity
  • Utilize company-supported sales systems and carrier platforms
  • Participate in ongoing training, coaching, and carrier education
  • Follow applicable insurance regulations, carrier guidelines, and compliance requirements
Qualifications
  • Active Life Insurance Producer License required
  • Strong verbal communication and interpersonal skills
  • Comfortable speaking with prospective clients by phone
  • Ability to conduct professional needs-based sales conversations
  • Self-motivated and capable of managing a remote work schedule
  • Strong follow-up and organizational skills
  • Comfortable using web-based sales and insurance platforms
  • Coachable and willing to participate in ongoing professional development
  • Commitment to ethical and compliant insurance sales practices

Previous final expense or life insurance sales experience is preferred, but licensed agents from other insurance backgrounds are encouraged to apply.

What Integrity FEX Provides
  • Access to multiple established life insurance carriers
  • Final Expense and additional life insurance product options
  • Remote sales technology and systems
  • Structured sales processes and resources
  • Ongoing sales and product training
  • Carrier education
  • Team coaching and support
  • Professional development opportunities
  • Opportunities for increased responsibility based on performance and experience
Who This Role Is For

This opportunity may be a strong fit for a licensed agent who enjoys working directly with consumers, wants to develop their life insurance sales skills, and is comfortable being accountable for their individual sales activity.

Successful agents are consistent, responsive, professional, and focused on helping clients make informed coverage decisions.

Job Details

Job Title: Licensed Final Expense Agent
Company: Integrity FEX
Location: Remote
License Requirement: Active Life Insurance Producer License
Experience: Life insurance or Final Expense sales experience preferred
Work Setting: Remote / Phone-Based Sales

Equal Opportunity

Integrity FEX considers qualified applicants without regard to race, color, religion, sex, national origin, age, disability, veteran status, or any other characteristic protected by applicable law.