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Final Expense Life Insurance Jobs (NOW HIRING)

ZoQuote.com

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Licensed Final Expense Insurance Agent (Remote / 1099)

OR · Remote

$40K - $140K/yr

About ZoQuote ZoQuote is a telesales insurance agency helping families across the country secure Final Expense life insurance coverage by phone. We are growing our agent team and looking for licensed ...

Enhance Health LLC

Life Insurance Agent

Clearwater, FL · On-site

$25/hr

Life Insurance Agent - Final Expense $25/hr + Uncapped Commissions + Bonuses In-Office | Clearwater, FL Clarifying Marketing Group is hiring driven and motivated Final Expense Life Insurance Agents ...

Cypress Memorial Insurance Services

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Insurance Agent - Final Expense

Watsonville, CA · On-site

$500/day

... Insurance Services gives you the potential to make $500 a day and more by selling our Final Expense products to 1-85 years old. - Endless Flow of High-Quality, Compliant Leads - Commissions Within 24 ...

NORTH AMERICAN SENIOR BENEFITS

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Final Expense Agents Needed

Lafayette, LA · On-site

We are an honest Final Expense Group, and we are looking to hire a couple of Final Expense ... State Life Insurance license Full-time/Part-Time Commitment Consistent Schedule Consistent Lead ...

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All JobsFinance and Insurance JobsInsurance JobsFinal Expense Life Insurance Jobs

Final Expense Life Insurance information

See salary details

$38K

$81.8K

$112K

How much do final expense life insurance jobs pay per year?

As of Aug 21, 2026, the average yearly pay for final expense life insurance in the United States is $81,805.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What is final expense life insurance?

Final expense life insurance is a type of whole life insurance policy designed to help cover end-of-life expenses, such as funeral and burial costs, medical bills, and other outstanding debts. These policies typically offer smaller coverage amounts, making them more affordable and easier to qualify for, especially for seniors or those with health concerns. The goal of final expense insurance is to provide financial peace of mind to you and your loved ones by ensuring that funeral costs and related expenses are taken care of without creating a financial burden.

What are the key skills and qualifications needed to thrive as a final expense life insurance agent?

To thrive as a Final Expense Life Insurance Agent, you typically need a state insurance license, strong sales acumen, and knowledge of insurance products and regulations. Familiarity with CRM software, quoting tools, and e-signature platforms is commonly required to manage leads and process applications efficiently. Exceptional interpersonal skills, empathy, and resilience set top agents apart when building trust with clients facing end-of-life planning. These competencies are crucial for meeting client needs, ensuring compliance, and achieving consistent sales performance in a competitive market.

What are some common challenges faced by final expense life insurance agents, and how can they overcome them?

Final Expense Life Insurance agents often face challenges such as building trust with clients, handling objections about policy costs, and maintaining a steady pipeline of leads. Success in this role typically involves strong interpersonal skills, empathy, and persistence. Agents can overcome these challenges by staying informed about product options, leveraging referral networks, and utilizing effective communication techniques to clearly explain policy benefits. Continuous professional development and mentorship from experienced colleagues also contribute to improved sales performance and job satisfaction.

What is the difference between Final Expense Life Insurance vs Insurance Agent?

AspectFinal Expense Life InsuranceInsurance Agent
CredentialsTypically no specific licensing beyond insurance licenseRequires state licensing and certifications
Work EnvironmentPrimarily sales, client consultations, policy salesSales, client meetings, policy management
Industry UsageInsurance industry, specifically life insurance salesInsurance industry, sales and advisory roles
Search/Comparison IntentUnderstanding policies, coverage options, costsComparing policies, commissions, career info

Final Expense Life Insurance agents focus on selling specific policies to clients, often requiring licensing. Insurance agents have broader roles, including advising and selling various insurance products, and typically need more certifications. While both work within the insurance industry, their responsibilities and credentials differ, making this comparison relevant for those exploring careers or policies in life insurance.

More about Final Expense Life Insurance jobs

What cities are hiring for Final Expense Life Insurance jobs?

Cities with the most Final Expense Life Insurance job openings:

What states have the most Final Expense Life Insurance jobs?

States with the most job openings for Final Expense Life Insurance jobs include:

What job categories do people searching Final Expense Life Insurance jobs look for?

The top searched job categories for Final Expense Life Insurance jobs are:

Final Expense Life Insurance jobs near you
Infographic showing various Final Expense Life Insurance job openings in the United States as of August 2026, with employment types broken down into 71% Full Time, 5% Part Time, and 24% Contract. Highlights an 81% In-person, and 19% Remote job distribution, with an average salary of $81,805 per year, or $39.3 per hour.

EXPANDING AND HIRING FINAL EXPENSE LICENSED INSURANCE AGENTS

OS & ASSOCIATES INSURANCE AGENCY @ Hispanos Unidos

Huntington Beach, CA • On-site

$60K - $100K/yr

Contractor

Medical, Dental, Vision

Posted 17 days ago

Job description

Hispanos Unidos Insurance Agency, a part of Golden Memorial Insurance Agency and the nation’s #1 Final Expense Insurance Agency, is expanding nationwide and seeking motivated Final Expense Life Insurance Agents. Our agents represent Lincoln Heritage Life Insurance Company, a trusted provider with over 55 years of experience and strong industry ratings. This opportunity allows you to build a rewarding career helping families prepare for funeral and end-of-life expenses with competitive compensation, flexible schedules, and growth potential.

EXPANDING NATIONWIDE — JOIN HISPANOS UNIDOS


We work in the Final Expense market helping families prepare for funeral and end-of-life expenses. Our agents have the opportunity to represent Lincoln Heritage Life Insurance Company Final Expense products through our agency relationship.

WHY JOIN HISPANOS UNIDOS?

  • Competitive commission-based compensation
  • Daily pay opportunities
  • Renewal income
  • Lead opportunities
  • Training and mentorship
  • Flexible schedule
  • Advancement and management opportunities
  • Bilingual support
  • Nationwide growth opportunities
  • Build your own book of business while helping families

LICENSED AGENTS

If you already hold an active Life Insurance license, we can help you get started with contracting, product training and our sales system.

NOT LICENSED YET?

We also welcome motivated candidates who are interested in entering the insurance industry.

We can provide information and guidance on the steps required to obtain your state Life Insurance license.

WHO WE'RE LOOKING FOR

We're looking for individuals who are:

  • Self-motivated and goal-oriented
  • Comfortable communicating with families
  • Interested in sales and helping people
  • Coachable and willing to learn
  • Able to work independently
  • Bilingual English/Spanish is a plus
  • Licensed in Life Insurance or willing to obtain the required state license

POSITION DETAILS

Position: Final Expense Life Insurance Agent
Compensation: 1099 commission-based independent agent opportunity
Schedule: Flexible
Industry: Life Insurance / Final Expense
Agency: Hispanos Unidos Insurance Agency

There is no guaranteed salary. Earnings depend on individual sales production and other applicable compensation terms.

READY TO BUILD YOUR INSURANCE CAREER?

Hispanos Unidos is expanding nationwide, and we're looking for agents who want an opportunity to grow with us.

Apply through ZipRecruiter today.


La Combinación Perfecta en Gastos Finales

Help Families. Build a Career. Grow With Us.

Company Description

About OS & Associates – Hispanos Unidos Agency

At OS & Associates – Hispanos Unidos Agency, we're more than an insurance agency—we're a team dedicated to protecting families, creating financial opportunities, and building successful careers.

Our mission is to empower agents through comprehensive training, ongoing mentorship, exclusive lead programs, and a supportive, team-oriented culture. Whether you're an experienced professional or starting a new career, we provide the tools, guidance, and resources you need to succeed.

We proudly serve diverse communities nationwide, with a special commitment to helping families plan for the future through personalized life insurance and final expense solutions. Our bilingual team makes it possible to connect with clients in both English and Spanish while making a meaningful impact in the communities we serve.
https://osassociatesgm.com/