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Final Expense Life Insurance Jobs (NOW HIRING)

Life Insurance Agent - Final Expense $25/hr + Uncapped Commissions + Bonuses In-Office | Clearwater, FL Clarifying Marketing Group is hiring driven and motivated Final Expense Life Insurance Agents ...

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Remote Final Expense Agent

Irvine, CA · Remote

$48K - $100K/yr

ACTIVE LIFE INSURANCE LICENSE REQUIRED. This is different from the traditional Final Expense model. You are not responsible for buying leads, paying for marketing, or building a team. 100% Inbound ...

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We are an honest Final Expense Group, and we are looking to hire a couple of Final Expense ... State Life Insurance license Full-time/Part-Time Commitment Consistent Schedule Consistent Lead ...

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We are an honest Final Expense Group, and we are looking to hire a couple of Final Expense ... State Life Insurance license Full-time/Part-Time Commitment Consistent Schedule Consistent Lead ...

Be Seen First

We are an honest Final Expense Group, and we are looking to hire a couple of Final Expense ... State Life Insurance license Full-time/Part-Time Commitment Consistent Schedule Consistent Lead ...

Be Seen First

We are an honest Final Expense Group, and we are looking to hire a couple of Final Expense ... State Life Insurance license Full-time/Part Time Commitment Consistent Schedule Consistent Lead ...

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Final Expense Life Insurance information

See salary details

$38K

$81.8K

$112K

How much do final expense life insurance jobs pay per year?

As of Sep 13, 2026, the average yearly pay for final expense life insurance in the United States is $81,805.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,500.00 and $98,500.00 per year, depending on experience, location, and employer.

What is final expense life insurance?

Final expense life insurance is a type of whole life insurance policy designed to help cover end-of-life expenses, such as funeral and burial costs, medical bills, and other outstanding debts. These policies typically offer smaller coverage amounts, making them more affordable and easier to qualify for, especially for seniors or those with health concerns. The goal of final expense insurance is to provide financial peace of mind to you and your loved ones by ensuring that funeral costs and related expenses are taken care of without creating a financial burden.

What are the key skills and qualifications needed to thrive as a final expense life insurance agent?

To thrive as a Final Expense Life Insurance Agent, you typically need a state insurance license, strong sales acumen, and knowledge of insurance products and regulations. Familiarity with CRM software, quoting tools, and e-signature platforms is commonly required to manage leads and process applications efficiently. Exceptional interpersonal skills, empathy, and resilience set top agents apart when building trust with clients facing end-of-life planning. These competencies are crucial for meeting client needs, ensuring compliance, and achieving consistent sales performance in a competitive market.

What are some common challenges faced by final expense life insurance agents, and how can they overcome them?

Final Expense Life Insurance agents often face challenges such as building trust with clients, handling objections about policy costs, and maintaining a steady pipeline of leads. Success in this role typically involves strong interpersonal skills, empathy, and persistence. Agents can overcome these challenges by staying informed about product options, leveraging referral networks, and utilizing effective communication techniques to clearly explain policy benefits. Continuous professional development and mentorship from experienced colleagues also contribute to improved sales performance and job satisfaction.

What is the difference between Final Expense Life Insurance vs Insurance Agent?

AspectFinal Expense Life InsuranceInsurance Agent
CredentialsTypically no specific licensing beyond insurance licenseRequires state licensing and certifications
Work EnvironmentPrimarily sales, client consultations, policy salesSales, client meetings, policy management
Industry UsageInsurance industry, specifically life insurance salesInsurance industry, sales and advisory roles
Search/Comparison IntentUnderstanding policies, coverage options, costsComparing policies, commissions, career info

Final Expense Life Insurance agents focus on selling specific policies to clients, often requiring licensing. Insurance agents have broader roles, including advising and selling various insurance products, and typically need more certifications. While both work within the insurance industry, their responsibilities and credentials differ, making this comparison relevant for those exploring careers or policies in life insurance.

More about Final Expense Life Insurance jobs

What states have the most Final Expense Life Insurance jobs?

States with the most job openings for Final Expense Life Insurance jobs include:

What are popular job titles for Final Expense Life Insurance?

Popular job titles for Final Expense Life Insurance:

Infographic showing various Final Expense Life Insurance job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 79% Full Time, 15% Part Time, and 5% Contract. Highlights an 90% Physical, 2% Hybrid, and 8% Remote job distribution, with an average salary of $81,805 per year, or $39.3 per hour.

Final Expense Life Agent - Team Nexa

Philadelphia, PA • Remote

$50K - $275K/yr

Contractor

Re-posted 4 days ago


Job description


Calling all life insurance agents who are have struggled to be successful because of lead debt. 
We have an answer for you.

Team Nexa Insurance Solutions is one of the hottest IMO based agencies in the country.  We have a portfolio of carriers that can solve all problems for all families.  We invite you to join our team.   
No longer will agents be forced to take a reduced commission in order to get "free" old and overpriced leads. 
Our programs have proven to allow our agents to limit their travel, earn monies daily and not worry about poor quality leads. 

Full time and Part time positions are available for a self-motivated and currently licensed life insurance agent to sell our final expense along with other insurance products to the growing senior market.

Team Nexa Insurance Solutions  is growing at a rapid pace. Our focus is providing the right products, the right training and a collaborative environment.  Additional offerings include American Amicable, CiCa, Gerber, Mutual of Omaha, Transamerica and several more offerings.  

We provide the following

· Event Based Lead Training (No Cost Lead Initiative)
CABoom Leads

· Live Training 

· Generous Commission Contracts 
· Unlimited growth opportunities
Licensed Agents Can Sell

· Final Expense

· Mortgage Protection

· Guaranteed Issue Products

· Indexed Universal Life Products & Family Plans

· Cancer, Heart Attack & Stroke Plans & More
Team Nexa Insurance Solutions wants you to join our growing family of insurance agents.  We are doing a nationwide recruiting search.  

This is a sales position in a growing market with successful life insurance companies that strives to assist you in achieving your desired level of success.
CLICK HERE TO GET MORE INFORMATION

*Individual Results May Vary*

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