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Final Expense Insurance Jobs in Washington (NOW HIRING)

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Our agents specializes in mortgage protection, final expense, college education, paycheck ... Comply with insurance standards and regulations * Track and identify areas of improvement * Attend ...

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Our agents specializes in mortgage protection, final expense, college education, paycheck ... Comply with insurance standards and regulations * Track and identify areas of improvement * Attend ...

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Final Expense Insurance information

See Washington salary details

$43K

$92.7K

$126.9K

How much do final expense insurance jobs pay per year?

As of Jul 14, 2026, the average yearly pay for final expense insurance in Washington is $92,652.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,800.00 and $111,600.00 per year, depending on experience, location, and employer.

How much do final expense insurance agents make?

Final expense insurance agents typically earn between $30,000 and $70,000 annually, with top performers making over $100,000. Income largely depends on sales skills, experience, and commission structures, as these agents often work on a commission-only basis or with a combination of salary and commissions.

Is the $50,000 final expense real?

Final expense insurance policies offering $50,000 coverage are available and are designed to help cover funeral and burial costs. These policies are legitimate financial products provided by insurance companies, but the specific coverage amount and terms vary by provider. It is important to compare policies and ensure the insurer is licensed and reputable before purchasing.

What are the typical challenges faced in a Final Expense Insurance role?

One common challenge in Final Expense Insurance is addressing sensitive topics with clients, as discussions often involve end-of-life planning and financial concerns. Agents may encounter objections or emotional conversations, requiring patience and empathy to build rapport and trust. Additionally, prospecting for new clients and navigating various state insurance regulations can be demanding. However, many find the role rewarding due to the meaningful impact they have on helping families prepare for the future, and there are strong opportunities for career growth through building a client base and advancing to management or training positions.

Is selling final expense insurance a good career?

Final expense insurance sales is a sales-focused career that involves helping clients plan for end-of-life expenses. Success often depends on strong interpersonal skills, product knowledge, and the ability to build client relationships, with many agents working independently and earning commissions based on sales performance.

What is a Final Expense Insurance job?

A Final Expense Insurance job involves helping clients secure affordable insurance policies that cover end-of-life expenses, such as funeral costs and medical bills. Agents educate customers on policy options, assess their needs, and assist them in choosing the right coverage. This role typically includes sales, customer service, and networking to build a client base. Many agents work with insurance companies or as independent brokers, earning commissions for policies they sell.

What does Dave Ramsey say about final expense insurance?

Dave Ramsey generally recommends term life insurance over final expense insurance, emphasizing affordability and simplicity. He advises consumers to focus on term policies that provide adequate coverage and avoid whole or final expense policies with higher premiums and less transparency.

What are the key skills and qualifications needed to thrive in the Final Expense Insurance position, and why are they important?

To thrive in Final Expense Insurance, you need strong sales acumen, thorough knowledge of insurance products, and applicable state licensure. Familiarity with insurance quoting software, CRM systems, and regulatory compliance tools is highly valued. Excellent interpersonal skills, active listening, and compassion set top performers apart in this field. These capabilities help build client trust, ensure regulatory adherence, and drive continued success in serving clients planning for end-of-life expenses.

What cities in Washington are hiring for Final Expense Insurance jobs? Cities in Washington with the most Final Expense Insurance job openings:

Maryland Area Life Insurance Agent (DP)

Team Nexa Insurance Solutions

Lanham, MD • Remote

$50K - $275K/yr

Contractor

Life

Re-posted 26 days ago


Job description

(Work Remote or In-Person)

Are you looking for a high-impact career helping families across Maryland protect their future? Team Nexa Insurance Solutions is expanding and seeking both licensed and unlicensed life insurance agents who want real training, real support, and access to top national carriers.

We partner with some of the strongest names in the industry, including:
American Amicable, CICA Life, Gerber Life, Transamerica, Royal Neighbors, Occidental, Pioneer, Mutual of Omaha and more.

This means you can offer a full suite of products:
• Final Expense (Day-1 coverage options)
• Mortgage Protection
• Indexed Universal Life (IUL)
• High Death Benefit Term & Ordinary Life
• Guaranteed Issue options
• Living Benefits
• Legacy & Funeral Support Services (Sequoia)

What Makes Team Nexa Different?
✔ Real-time CABoom leads (Maryland targeting available)
✔ Weekly training & hands-on mentorship
✔ Remote selling system OR in-person appointments
✔ Lifetime renewals
✔ Access to niche high-risk carriers like CICA Life
✔ Bilingual support (English/Spanish)
✔ Career advancement into agency leadership
 Income & Compensation
High-compensation structure based on performance.
Part-time or full-time options available.Who We’re Looking For
✓ Maryland residents (Baltimore, PG County, Montgomery County, Eastern Shore, everywhere in MD)
✓ People with strong communication skills
✓ Self-motivated individuals who want to grow
✓ No experience required — we train you
✓ Must pass a background check for licensing
Responsibilities
• Contact warm leads
• Educate families on their coverage options
• Submit applications using our onboarding system
• Attend weekly Zoom trainings
• Maintain a professional, customer-first approachThis is your chance to join one of the fastest-growing life insurance groups in the Mid-Atlantic.

Preregister by Clicking Here to Learn More.
*Individual Results Will Vary*

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