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Fha Jobs in Michigan (NOW HIRING)

Ensure compliance with servicing guidelines from investors such as Fannie Mae, Freddie Mac, FHA, and VA * Review accounts for proper default servicing steps prior to foreclosure referral (e.g., loss ...

Loan Officer

Troy, MI · On-site

$100K - $1M/yr

Knowledge of conventional, FHA, VA, and other residential loan programs * Strong communication and customer service skills * Ability to work independently in a remote setting * Active NMLS license ...

Showing results 21-40

Fha information

See Michigan salary details

$24.8K

$44.4K

$82.4K

How much do fha jobs pay per year?

As of Aug 13, 2026, the average yearly pay for fha in Michigan is $44,366.00, according to ZipRecruiter salary data. Most workers in this role earn between $34,900.00 and $47,900.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the FHA position, and why are they important?

To thrive as an FHA (Federal Housing Administration) Underwriter or Specialist, you need a solid understanding of mortgage loan processes, FHA guidelines, and risk assessment, often supported by relevant experience in real estate finance or mortgage lending. Familiarity with loan origination systems, automated underwriting engines, and compliance software is typically required, along with any industry certifications such as DE (Direct Endorsement) designation. Attention to detail, strong analytical skills, and effective communication are essential soft skills for accurately evaluating loan files and coordinating with different stakeholders. Mastering these skills ensures proper risk management, regulatory compliance, and smooth loan processing in this highly regulated field.

What are the typical daily responsibilities of an FHA underwriter?

As an FHA Underwriter, your daily responsibilities include reviewing and analyzing mortgage loan applications to ensure they meet FHA guidelines and company requirements. You will assess borrower documentation, evaluate credit risk, validate income and assets, and make final approval or denial decisions. Collaboration with loan officers, processors, and compliance teams is frequent to address outstanding issues and drive files to closure. Staying current with changing FHA regulations and maintaining thorough documentation are both vital to success in this role.

What is an FHA?

An FHA job typically refers to a position related to the Federal Housing Administration (FHA), which is a government agency that provides mortgage insurance on loans made by approved lenders. Jobs in this field may involve loan processing, underwriting, compliance, or housing policy analysis. Professionals working in FHA-related roles help ensure loans meet federal guidelines and assist in making homeownership more accessible.

What are the most commonly searched types of Fha jobs in Michigan? The most popular types of Fha jobs in Michigan are:
What are popular job titles related to Fha jobs in Michigan? For Fha jobs in Michigan, the most frequently searched job titles are:
What cities in Michigan are hiring for Fha jobs? Cities in Michigan with the most Fha job openings:
Infographic showing various Fha job openings in Michigan as of August 2026, with employment types broken down into 88% Full Time, 8% Part Time, 1% Temporary, and 3% Contract. Highlights an 75% Physical, 4% Hybrid, and 21% Remote job distribution, with an average salary of $44,366 per year, or $21.3 per hour.

Loss Mitigation Underwriter

United Wholesale Mortgage

Pontiac, MI • On-site

$115K/yr

Full-time

Posted 13 days ago


United Wholesale Mortgage rating

7.8

Company rating: 7.8 out of 10

Based on 98 frontline employees who took The Breakroom Quiz

97th of 150 rated financial services


Job description

Overview

Ready to join thousands of talented team members who are making the dream of home ownership possible for more Americans? It’s all happening on UWM’s campus, where our award-winning workplace packs plenty of perks and amenities that keep the atmosphere buzzing with energy and excitement.

It’s no wonder that out of our six pillars, People Are Our Greatest Asset is number one. It’s at the very heart of how we treat each other, our clients and our community. Whether it’s providing elite client service or continuously striving to improve, our pillars provide a pathway to a more successful personal and professional life.

From the team member that holds a door open to the one that helps guide your career, you’ll feel the encouragement and support on day one. No matter your race, creed, gender, age, sexual orientation and ethnicity, you’ll be welcomed here. Accepted here. And empowered to Be You Here.

More reasons you’ll love working here include:

  • Paid Time Off (PTO) after just 30 days
  • Additional parental and maternity leave benefits after 12 months
  • Adoption reimbursement program
  • Paid volunteer hours
  • Paid training and career development
  • Medical, dental, vision and life insurance
  • 401k with employer match
  • Mortgage discount and area business discounts
  • Free membership to our large, state-of-the-art fitness center, including exercise classes such as yoga and Zumba, various sports leagues and a full-size basketball court
  • Wellness area, including an in-house primary-care physician’s office, full-time massage therapist and hair salon 
  • Gourmet cafeteria featuring homemade breakfast and lunch
  • Convenience store featuring healthy grab-and-go snacks
  • In-house Starbucks and Dunkin
  • Indoor/outdoor café with Wi-Fi

Responsibilities

• Gather and review borrower financials to determine eligibility for various loss mitigation solutions such as forbearance, repayment plans, trial payment plan, and hardship assistance programs.

• Ensure critical steps in preparing the loan file are completed including title, escrow review, and investor related documentation is received.

• Ensure all interactions and actions are documented in the servicing system according to CFPB, FHA, Fannie Mae, Freddie Mac, and other investor requirements.

• Collaborate with underwriting, collections, and customer service teams to ensure timely and accurate processing of loss mitigation requests.

• Educate borrowers on the consequences of non-payment and promote early intervention strategies to prevent foreclosure.

• Track application status, deadlines, and escalate accounts at risk of timeline violations or regulatory breaches.


Qualifications

Must-Have Qualifications:
• High school diploma or equivalent required; associate or bachelor’s degree preferred.
• 2+ years in mortgage servicing, loss mitigation, collections, or related financial services.
• Experience with investor guidelines (FHA, VA, Fannie Mae, Freddie Mac) strongly preferred.
• Strong understanding of mortgage delinquency, loss mitigation, and foreclosure prevention practices.
• Excellent communication, negotiation, and interpersonal skills.
• Proficient in mortgage servicing software (e.g., MSP, Black Knight) and Microsoft Office Suite.
• Ability to work under pressure and meet regulatory deadlines.
• Bilingual (Spanish/English) a plus.


What United Wholesale Mortgage employees say

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