Federal Paralegal Jobs in Raleigh, NC (NOW HIRING)

Job Description Job Summary: The Commercial Banking Associate supports Regional/Market Presidents, Commercial Relationship Managers, and commercial customers and prospects with all functions related to commercial loans, deposit services, online banking, and treasury management services to leverage Relationship Managers' (RM) abilities to develop and retain profitable customer relationships. This position encompasses coordination for deposit account opening and construction loan administration and will maintain and manage the Commercial Loan Process system for RMs they support. Key Responsibilities / Essential Functions Create and/or maintain electronic commercial relationship customer files.

Initiate and/or manage commercial relationship files in the Commercial Loan Process system (CLP) for prospects and applications, to ensure efficient movement through underwriting process. Prepare and/or execute account maintenance changes to commercial relationship files including loans and deposit accounts. Coordinate deposit account opening, maintenance, online banking, and Treasury Management referrals by partnering with appropriate Treasury Management team members.

Collect and review all components of a loan file to verify accuracy including but not limited to CIP Borrower and Guarantors, Beneficial Ownership forms, OFAC searches, insurance policies, UCC lien searches, proper approval authority, and environmental collateral screens. Deepen the commercial relationship by identifying potential personal/consumer bank needs, including consumer and mortgage loans, IRAs, and certificates of deposit and referring to the appropriate team member. Collaborate with Treasury Management on successful implementations and provide ongoing maintenance for customers.

Assist Relationship Manager with the completion of the credit approval package and the appropriate components and actively review term sheets, commitment letters, and credit memos for content and accuracy. Support Commercial Relationship Managers with day-to-day portfolio management by clearing documentation exceptions, collecting financial requirements, and reviewing internal tracking reports. Maintain confidentiality and security of sensitive information.

Adhere to all corporate policies and procedures, Federal and State regulations, and laws. Complete all mandatory annual compliance training. Follow all regulatory requirements including those pertaining to the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP), and OFAC to assist in the identification, detection and determent of money laundering and other unlawful activities, as well as regulations pertaining to lending and consumer compliance to include fair lending laws.

Perform other duties and special projects as assigned. Education: High school diploma or equivalent. Job Requirements: Required: Up to 2 years of commercial or business banking experience.

Knowledge of bank products and services ideally in commercial lending. Understanding of regulations and timing requirements for the Home Mortgage Disclosure Act, Flood Disaster Protection Act, ECOA, Appraisal Delivery, and Beneficial Ownership. Ability to process work accurately and effectively, to multitask in a high-paced working environment, and to handle confidential information in a professional manner.

Manage prioritization of workflow for maximum efficiency (especially when supporting multiple RMs). Above average computer skills (Word, Excel, PowerPoint, Outlook), and proficient math and organizational skills. Ability to communicate in a positive and effective manner in one-on-one and small group meetings, and the ability to discuss commercial loan and deposit procedures with customers.

Effective team member with demonstrated collaboration skills. Ability to think and act independently within the guidelines and limitations of bank policy and assigned personal authority. Preferred: Bachelor's degree in related business field.

Familiarity with LaserPro Loan Documents. Previous experience in one or more of the following areas is: administrative, bookkeeping, teller, paralegal, and loan servicing.