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Entry Level Loan Jobs (NOW HIRING)

loanDepot

Entry Level Loan Officer - Sales

Oak Park, MI · On-site +1

$70K - $120K/yr

Assists clients through the loan process from application to closing. * Maintains minimum production standards including originations & fundings. Requirements: * 2+ years of recent mortgage ...

loanDepot

Entry Level Loan Officer - Sales

Troy, MI · On-site +1

$70K - $120K/yr

Assists clients through the loan process from application to closing. * Maintains minimum production standards including originations & fundings. Requirements: * 2+ years of recent mortgage ...

loanDepot

Entry Level Loan Officer - Sales

Sun City, AZ · On-site

$70K - $120K/yr

Comfort with using software for loan processing and customer management. * Customer Focus: Dedication to delivering exceptional customer service throughout the loan process. Requirements : * Sales ...

loanDepot

Entry Level Loan Officer - Sales

Guadalupe, AZ · On-site

$70K - $120K/yr

Comfort with using software for loan processing and customer management. * Customer Focus: Dedication to delivering exceptional customer service throughout the loan process. Requirements : * Sales ...

loanDepot

Entry Level Loan Officer - Sales

Scottsdale, AZ · On-site

$70K - $120K/yr

Comfort with using software for loan processing and customer management. * Customer Focus: Dedication to delivering exceptional customer service throughout the loan process. Requirements : * Sales ...

loanDepot

Entry Level Loan Officer - Sales

Chandler, AZ · On-site

$70K - $120K/yr

Comfort with using software for loan processing and customer management. * Customer Focus: Dedication to delivering exceptional customer service throughout the loan process. Requirements : * Sales ...

loanDepot

Entry Level Loan Officer - Sales

Santa Ana, CA · On-site

$70K - $120K/yr

Comfort with using software for loan processing and customer management. * Customer Focus: Dedication to delivering exceptional customer service throughout the loan process. Requirements: * Sales ...

loanDepot

Entry Level Loan Officer - Sales

Glendale, AZ · On-site

$70K - $120K/yr

Comfort with using software for loan processing and customer management. * Customer Focus: Dedication to delivering exceptional customer service throughout the loan process. Requirements : * Sales ...

loanDepot

Entry Level Loan Officer - Sales

Scottsdale, AZ · On-site

$70K - $120K/yr

Comfort with using software for loan processing and customer management. * Customer Focus: Dedication to delivering exceptional customer service throughout the loan process. Requirements : * Sales ...

loanDepot

Entry Level Loan Officer - Sales

Irvine, CA · On-site

$70K - $120K/yr

Comfort with using software for loan processing and customer management. * Customer Focus: Dedication to delivering exceptional customer service throughout the loan process. Requirements: * Sales ...

loanDepot

Entry Level Loan Officer - Sales

Orange, CA · On-site

$70K - $120K/yr

Comfort with using software for loan processing and customer management. * Customer Focus: Dedication to delivering exceptional customer service throughout the loan process. Requirements: * Sales ...

loanDepot

Entry Level Loan Officer - Sales

Guadalupe, AZ · On-site

$70K - $120K/yr

Comfort with using software for loan processing and customer management. * Customer Focus: Dedication to delivering exceptional customer service throughout the loan process. Requirements : * Sales ...

loanDepot

Entry Level Loan Officer - Sales

Glendale, AZ · On-site

$70K - $120K/yr

Comfort with using software for loan processing and customer management. * Customer Focus: Dedication to delivering exceptional customer service throughout the loan process. Requirements : * Sales ...

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Entry Level Loan information

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How much do entry level loan jobs pay per hour?

As of Jul 25, 2026, the average hourly pay for entry level loan in the United States is $21.30, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $24.04 per hour, depending on experience, location, and employer.

What are some common challenges faced by entry-level loan officers, and how can they overcome them?

Entry-level loan officers often face challenges such as building a client base, understanding complex lending regulations, and managing a high volume of paperwork. To overcome these, it's important to actively seek mentorship from experienced colleagues, stay updated on industry guidelines, and develop strong organizational skills. Regular communication with underwriters and other team members can also help new loan officers navigate the approval process more efficiently and provide better service to clients.

What are the key skills and qualifications needed to thrive as an Entry Level Loan Officer, and why are they important?

To thrive as an Entry Level Loan Officer, you need a basic understanding of financial principles, strong analytical skills, and typically a bachelor's degree in finance, business, or a related field. Familiarity with loan origination systems, credit analysis tools, and relevant regulatory guidelines is important, and some employers may require specific certifications such as NMLS licensure. Excellent communication, attention to detail, and customer service skills set top performers apart. These abilities are crucial for accurately evaluating loan applications, ensuring compliance, and building trust with clients.

What is the difference between Entry Level Loan vs Loan Processor?

AspectEntry Level LoanLoan Processor
Required CredentialsHigh school diploma or equivalent; some roles may prefer associate degreeHigh school diploma or equivalent; some roles may prefer associate degree
Work EnvironmentOffice setting, customer service, administrative tasksOffice environment, reviewing loan documents, data entry
Employer & Industry UsageFinancial institutions, banks, credit unionsMortgage companies, banks, lending institutions
Common Search & ComparisonEntry Level Loan vs Loan Processor

Entry Level Loan roles typically involve basic customer service and administrative tasks related to loan applications, often requiring minimal experience. Loan Processors handle detailed review and verification of loan documents, requiring more specialized knowledge. While both roles are entry-level and share similar environments, Loan Processors usually have more responsibilities in the loan approval process.

What is an entry level loan officer?

An entry level loan officer is a financial professional who helps customers apply for and obtain loans, such as mortgages, auto loans, or personal loans. They usually work at banks, credit unions, or other financial institutions and are responsible for evaluating applicants’ creditworthiness, explaining loan options, and assisting throughout the application process. Entry level loan officers typically receive on-the-job training and work under the supervision of more experienced staff as they learn industry regulations and lending procedures.

Is a loan officer an entry-level job?

A loan officer can be an entry-level position, especially for those starting in the financial services industry. Entry-level loan officers typically require basic knowledge of lending processes, customer service skills, and may need a high school diploma or some college education; some employers offer on-the-job training. Advancement often involves gaining experience, certifications, or specialized knowledge in mortgage or commercial lending.

How much does a loan officer make on a $500,000 loan?

A loan officer typically earns a commission or fee based on the loan amount, often around 1% to 2%, which would be $5,000 to $10,000 for a $500,000 loan. Compensation can also include a base salary plus bonuses, and familiarity with loan processing and underwriting is important in this role.

What is a typical entry-level job for finance?

An entry-level job in finance often includes roles such as financial analyst, loan officer, or accounting assistant. These positions typically require basic knowledge of financial principles, proficiency with spreadsheets, and strong communication skills, and they often serve as stepping stones for career advancement in the finance industry.

How to become a loan officer without experience?

To become a loan officer without experience, focus on gaining relevant knowledge through courses in finance or banking, and develop strong communication and customer service skills. Entry-level positions often require a high school diploma or equivalent, and obtaining a mortgage license or certification can improve job prospects. On-the-job training is common, and some employers may provide training for new hires.
More about Entry Level Loan jobs
What cities are hiring for Entry Level Loan jobs? Cities with the most Entry Level Loan job openings:
What are the most commonly searched types of Loan jobs? The most popular types of Loan jobs are:
What states have the most Entry Level Loan jobs? States with the most job openings for Entry Level Loan jobs include:
Entry Level Loan jobs near you
Infographic showing various Entry Level Loan job openings in the United States as of July 2026, with employment types broken down into 87% Full Time, 10% Part Time, 1% Temporary, and 2% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $44,308 per year, or $21.3 per hour.
Entry Level Loan Officer - Sales

Entry Level Loan Officer - Sales

loanDepot

Farmington Hills, MI • On-site, Remote

$70K - $120K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

This job post has expired today. Applications are no longer accepted.

loanDepot rating

7.8

Company rating: 7.8 out of 10

Based on 18 frontline employees who took The Breakroom Quiz

Job description

Position Summary:   

Our Direct Sales channel is at the core of who we are at loanDepot—a consumer direct marketing powerhouse focused on providing excellent service to our customers across all 50 states. Our direct lending channel, comprised of both seasoned mortgage veterans & our own home-grown Lending Officers, receive daily warm transfers from our call center agents to recommend loan solutions in accordance with lending guidelines and mortgage policy. Our Lending Officers put their clients’ needs first to pre-qualify and provide a consultative, customer first approach, to determine the loan program that best fits their specific financial goals.  

Responsibilities:   

  • Licensed Lending Officers receive a high-volume lead flow of online customer contacts daily from our call center. 
  • Will present loanDepot’s competitive edge, evaluate customer needs, and sell valuable financial solutions to clients across the country.
  • Builds rapport, analyzes financial situations, and determines the appropriate loan product to meet their client’s goals.
  • Educates clients on how to better manage their mortgage and debt.
  • Assists clients through the loan process from application to closing.
  • Maintains minimum production standards including originations & fundings.

 Requirements:   

  • 2+ years of recent mortgage origination experience in a similar direct lending environment REQUIRED.
  • Must be willing to commute to one of our offices in Irvine CA, Southfield MI, Franklin TN, or Scottsdale AZ. Remote will be considered on a case-by-case basis.
  • NMLS SAFE ACT compliant, holding 5 or more active state licenses REQUIRED.
  • Proven production of top performance in alike model REQUIRED.
  • Flexible and adaptable, learns and reacts quickly at a faster than average pace.
  • Excellent customer service & follow through—were here to take care of our clients.

The Perks:   

  • Compensation--Competitive compensation package which includes base wage in addition to a BPS commission structure with additional kickers.
  • Training/Licensing-- Company provided sales training, in addition to continuing education & licensing support. 
  • Marketing machine—on average, 10+ quality leads transferred to our Lending Officers daily.
  • Competitive pricing--we fight for every deal to support our clients.
  • Quick turn times-- we understand we must close quickly.
  • Benefits-- excellent benefits package including multiple health, dental, and vision options, HSA/FSA plans, volunteer paid hours, tuition reimbursement, pet coverage, company paid life insurance and more!
  • Financial Planning-- 401K with company match.

About loanDepot:
loanDepot (NYSE: LDI) is a digital commerce company committed to serving its customers throughout the home ownership journey. Since its launch in 2010, loanDepot has revolutionized the mortgage industry with a digital-first approach that makes it easier, faster, and less stressful to purchase or refinance a home. Today, loanDepot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. With headquarters in Southern California and offices nationwide, loanDepot is committed to serving the communities in which its team lives and works through a variety of local, regional, and national philanthropic efforts.
Base pay is one part of our total compensation for Licensed Lending Officers. The base pay for this role is determined by your state's minimum wage and county requirements. In addition to an uncapped commission plan.  Ramp-up bonuses are possible, based on a proven record of recent production.  

We are an equal opportunity employer and value diversity in our company. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.  

Company Description

loanDepot, America's lender, matches borrowers through technology and high-touch customer care with the credit they need to fuel their lives. As a fast-growing national consumer lender, the loanDepot platform is disrupting finance by dissolving the lines between mortgage and nonmortgage credit.
The company has funded over $100 billion in loans since inception, and is passionate about emerging financial technology and dynamic product delivery supported by excellent customer service to empower consumers.
Headquartered in Southern California, loanDepot employs 5,400+ lending professionals across the country including 1,700+ licensed loan officers who hold 10,000+ licenses. The company operates 180+ local loan locations nationwide. NMLS # 174457

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