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Loan Commission Jobs (NOW HIRING)

Oaktree Funding Corp

Mortgage Loan Officer

Chandler, AZ · On-site

$4.5K/wk

Ability to build long-term referral and recruiting relationships Additional Income Opportunity In addition to loan commissions, Loan Officers have the ability to build long-term residual income by ...

Oaktree Direct

Mortgage Loan Officer

Chandler, AZ

$40K - $500K/yr

Ability to build long-term referral and recruiting relationships Additional Income Opportunity In addition to loan commissions, Loan Officers have the ability to build long-term residual income by ...

Extreme Loans

Mortgage Loan Officer

Southfield, MI

$120K - $300K/yr

Transparent compensation -- see your exact commission before every file closes. No surprises, no hidden cuts * Price your own loans -- pricing autonomy so you stay competitive in any market * Company ...

Trinity Employment Specialists

Loan Originator

Tulsa, OK · On-site

$36K - $90K/yr

Trinity Employment Specialists Compensation: 100% Commission | Potential Earnings $36,000-$90,000+ Position Overview Trinity Employment Specialists is seeking a motivated and high-energy Loan ...

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Loan Commission information

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How much do loan commission jobs pay per hour?

As of Jul 26, 2026, the average hourly pay for loan commission in the United States is $24.67, according to ZipRecruiter salary data. Most workers in this role earn between $17.79 and $34.13 per hour, depending on experience, location, and employer.

Will MLO be replaced by AI?

Loan officers, including mortgage loan originators (MLOs), perform tasks such as evaluating borrower qualifications and explaining loan options, which currently require human judgment and interpersonal skills. While AI can assist with data analysis and automate routine processes, it is unlikely to fully replace MLOs in the near future due to the need for personalized service and complex decision-making. Professionals in this field may increasingly use AI tools to improve efficiency and accuracy.

How much commission does a loan broker make?

A loan broker typically earns a commission ranging from 1% to 2% of the loan amount, though this can vary based on the lender, loan type, and experience. Some brokers also receive flat fees or bonuses for closing deals, and strong negotiation skills can influence earnings.

What is the difference between Loan Commission vs Loan Officer?

AspectLoan CommissionLoan Officer
Primary RoleEarns commissions based on loans closed or soldAssesses, recommends, and processes loan applications
CredentialsTypically no specific certifications required, but sales experience helpsRequires licensing, certifications (e.g., NMLS), and relevant education
Work EnvironmentSales-focused, often commission-based, in banks or lending firmsCustomer-facing, in banks, mortgage companies, or lending institutions
CompensationPrimarily commission-based, variable incomeSalary plus commissions or bonuses

While a Loan Commission refers to the earning structure based on loan sales, a Loan Officer is a professional who evaluates and processes loan applications. Loan Officers often earn commissions, making the roles interconnected but distinct: one is a compensation method, the other a job position.

Do MLOs make good money?

Loan officers, including mortgage loan originators (MLOs), can earn a base salary plus commissions based on the loans they close. Their income varies widely depending on experience, location, and the volume of loans processed, with top performers often earning six-figure incomes. Success in this role typically requires strong sales skills and industry knowledge.

How much commission do loan officers make on a $500,000 loan?

Loan officers typically earn a commission that ranges from 0.5% to 1% of the loan amount. For a $500,000 loan, this translates to $2,500 to $5,000 in commission, depending on the lender and the officer’s agreement. Commission structures can vary based on experience, loan type, and company policies.

What is a Loan Commission?

A Loan Commission typically refers to a fee paid to a loan officer, broker, or lending institution for facilitating or processing a loan. This commission is usually a percentage of the loan amount and compensates the professional for their work in originating, processing, and closing the loan. Loan commissions are common in industries like real estate and consumer lending, and the rates can vary based on the type of loan and the lender’s policies. It's important for borrowers to understand these fees upfront, as they can affect the total cost of borrowing.

What are some common challenges faced by professionals in Loan Commission roles, and how can they be addressed?

Professionals in Loan Commission roles often face challenges such as meeting sales targets, managing a high volume of applications, and maintaining compliance with financial regulations. Success in this role requires strong communication skills to build trust with clients and attention to detail to ensure accurate documentation. Collaborating closely with underwriters, processors, and other team members can help address workflow bottlenecks. Staying up-to-date on lending products and regulatory changes is also essential for continued success.

What are the key skills and qualifications needed to thrive as a Loan Officer, and why are they important?

To thrive as a Loan Officer, you need strong analytical skills, knowledge of lending regulations, and a background in finance or a related field, often supported by a bachelor’s degree. Proficiency with loan origination software, credit analysis tools, and familiarity with regulatory systems like the NMLS are typically required. Excellent interpersonal skills, attention to detail, and persuasive communication set top performers apart in this field. These skills are crucial for accurately assessing loan applications, building client trust, and ensuring compliance with financial regulations.
What cities are hiring for Loan Commission jobs? Cities with the most Loan Commission job openings:
What are the most commonly searched types of Loan jobs? The most popular types of Loan jobs are:
What states have the most Loan Commission jobs? States with the most job openings for Loan Commission jobs include:
Loan Commission jobs near you
Infographic showing various Loan Commission job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 80% Full Time, 10% Part Time, and 9% Contract. Highlights an 88% Physical, 1% Hybrid, and 11% Remote job distribution, with an average salary of $51,312 per year, or $24.7 per hour.
Mortgage Loan Originator / Mortgage Broker

Mortgage Loan Originator / Mortgage Broker

MortgageUSA

Lutz, FL • Remote

$60K - $200K/yr

Full-time

Posted 27 days ago

Job description

Mortgage Loan Originator.

This is a unique position.
You must work remotely. You can be dual-licensed  (realtor and MLO) and earn a mortgage loan commission on conventional loans, FHA and VA loans in addition to the realtor commission offered by your realtor office.
Job Requirements:

  • PART-TIME and FULL-TIME positions available
  • MUST HAVE AN ACTIVE NMLS MORTGAGE LICENSE. 
  • DUAL-LICENSED REALORS MUST HAVE ACTIVE LICENSES with the State of Florida
  • Good written/verbal skills
Duties:

  • Obtain all necessary documentation that's required for processing the mortgage loan at minimum.
  • A lower mortgage loan commission split option is available to realtors that simply want to pass off their mortgage loan prospect for another company MLO to complete the loan.
    • Or you could use a lender's loan processing department or a third party loan processing company.
The position requires originality and creativity. Results depend on the employee's imagination and talent. Fraud will not be tolerated. Any employee found to have committed fraud will be terminated and further appropriated actions may be taken.

This is a remote position.