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Entry Level Credit Risk Analyst Jobs in Houston, TX

Nabors Industries Limited

Credit Analyst

Houston, TX · On-site

Responsibilities Credit Risk & Analysis * Evaluate Creditworthiness: Review and analyze credit applications, financial statements, trade/bank references, and external reports (Moody's Analytics ...

NABORS

Credit Analyst

Houston, TX

The Credit Analyst I will be responsible for evaluating customer creditworthiness, analyzing financial data, and supporting risk management decisions to minimize company exposure while maintaining ...

BrandSafway

Credit Analyst

Dickinson, TX · Hybrid

$63K - $68K/yr

In this role, you will work alongside experienced finance leaders to evaluate customer credit risk, analyze financial information, and support business decisions that help protect the company ...

BrandSafway

Credit Analyst

Dickinson, TX · On-site

$63K - $68K/yr

In this role, you will work alongside experienced finance leaders to evaluate customer credit risk, analyze financial information, and support business decisions that help protect the company ...

Fifth Third

Credit Analyst II - Energy

Houston, TX · On-site

The Credit Analyst II is knowledgeable on financial and risk analysis and demonstrates proficiency in financial modeling. The Credit Analyst II is expected to build proficiency in underwriting ...

Lonestar

Credit Analyst

Houston, TX · On-site

... risk involved in lending money or extending credit. Responsibilities: * Analyzes credit data and ... Determines the expected profitability of loans by analyzing a business's financial data including ...

Lonestar Electric Supply

Credit Analyst

Houston, TX

... Analyst who will review the creditworthiness of individuals or businesses to determine the ... risk involved in lending money or extending credit. Responsibilities: * Analyzes credit data and ...

Pilot Flying J

Sr Analyst, Trading Risk

Houston, TX · On-site

Monitor and report on key risk metrics, including market risk, credit risk, and operational risk ... Excellent analytical, problem-solving, and communication skills. * Ability to work independently ...

M&T Bank

MTEFC Credit Analyst

Houston, TX · On-site

$32.89 - $54.81/hr

Assign an overall risk rating to the credit request. Assist in monitoring compliance to credit policy; comment on risks associated with non-compliance and inform management. Develop credit analyses ...

Capital Bank

Credit Analyst

Houston, TX · On-site

This position is responsible for providing analytical support to the lending officers in the analysis of credit worthiness and risk for the Bank. Requirements include: * Bachelor's degree in ...

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All JobsCredit Risk Analyst JobsEntry Level Credit Risk Analyst JobsEntry Level Credit Risk Analyst Jobs in Houston, TX

Entry Level Credit Risk Analyst information

See Houston, TX salary details

$35.3K

$108.8K

$188.6K

How much do entry level credit risk analyst jobs pay per year?

As of Jul 14, 2026, the average yearly pay for entry level credit risk analyst in Houston, TX is $108,753.00, according to ZipRecruiter salary data. Most workers in this role earn between $78,800.00 and $134,200.00 per year, depending on experience, location, and employer.

What are the typical daily responsibilities of an Entry Level Credit Risk Analyst?

As an Entry Level Credit Risk Analyst, your daily tasks typically include gathering and analyzing financial data, evaluating the creditworthiness of loan applicants or counterparties, and preparing risk assessment reports. You'll often assist senior analysts in developing credit risk models and support the credit approval process by summarizing your findings for management review. Collaboration with colleagues in underwriting, portfolio management, and compliance is common, so you'll have the opportunity to learn from various teams. This role provides a solid foundation in risk analysis and offers significant exposure to financial and credit decision-making processes.

What are the key skills and qualifications needed to thrive in the Entry Level Credit Risk Analyst position, and why are they important?

To thrive as an Entry Level Credit Risk Analyst, you need strong analytical and quantitative abilities, a bachelor's degree in finance, economics, or a related field, and a keen attention to detail. Familiarity with Excel, financial modeling tools, and risk assessment software, as well as knowledge of databases and possibly SAS or Python, is often required. Excellent communication, time management, and problem-solving skills help you interpret data and present findings effectively. These skills ensure accurate risk evaluations, sound decision-making, and effective collaboration within credit risk teams.

What does an Entry Level Credit Risk Analyst do?

An Entry Level Credit Risk Analyst evaluates financial data to assess the creditworthiness of individuals or businesses. They analyze credit reports, financial statements, and payment histories to identify potential risks. Their role supports risk management strategies by helping companies make informed lending or investment decisions. Additionally, they may assist in maintaining risk models and ensuring compliance with internal policies and industry regulations. Strong analytical skills, attention to detail, and proficiency in financial tools are essential for success in this role.

What are the most commonly searched types of Credit Risk Analyst jobs in Houston, TX? The most popular types of Credit Risk Analyst jobs in Houston, TX are:
What are popular job titles related to Entry Level Credit Risk Analyst jobs in Houston, TX? For Entry Level Credit Risk Analyst jobs in Houston, TX, the most frequently searched job titles are:
What job categories do people searching Entry Level Credit Risk Analyst jobs in Houston, TX look for? The top searched job categories for Entry Level Credit Risk Analyst jobs in Houston, TX are:
What cities near Houston, TX are hiring for Entry Level Credit Risk Analyst jobs? Cities near Houston, TX with the most Entry Level Credit Risk Analyst job openings:
Entry Level Credit Risk Analyst jobs near you
Infographic showing various Entry Level Credit Risk Analyst job openings in Houston, TX as of July 2026, with employment types broken down into 1% Locum Tenens, 1% Internship, 86% Full Time, 7% Part Time, 1% Temporary, and 4% Contract. Highlights an 82% Physical, 6% Hybrid, and 12% Remote job distribution, with an average salary of $108,753 per year, or $52.3 per hour.
Credit Analyst

Credit Analyst

Nabors Industries Limited

Houston, TX • On-site

Full-time

Posted 21 days ago

Nabors Industries rating

6.7

Company rating: 6.7 out of 10

Based on 14 frontline employees who took The Breakroom Quiz

44th of 75 rated oil and gas companies

Job description


The Credit Analyst I will be responsible for evaluating customer creditworthiness, analyzing financial data, and supporting risk management decisions to minimize company exposure while maintaining strong customer relationships. This role reviews credit applications, monitors existing accounts, manages customer account setups and maintenance, and recommends credit limits to support timely and accurate credit decisions. Serves as a critical liaison between Sales, Finance, and external credit bureaus by utilizing platforms like HighRadius, Salesforce and Nabors myRequest to ensure policy compliance and drive business growth. Resolves moderately complex credit issues independently, collaborates with Manager on highly sensitive accounts, and assists with other duties related to Credit & Corporate Card Department functions.
All duties are performed in full compliance and accordance with corporate policies, internal controls, and external regulatory reporting requirements.
Responsibilities
Credit Risk & Analysis
  • Evaluate Creditworthiness: Review and analyze credit applications, financial statements, trade/bank references, and external reports (Moody's Analytics, CreditRiskMonitor®) to assess risk for new and existing accounts.
  • Establish Credit Terms: Determine and recommend the approval, denial, or modification of credit limits and terms based on risk assessments; assist Sales with order releases for accounts on credit hold.
  • Manage Credit Workflow: Prioritize and process the HighRadius credit module worklist, managing periodic reviews, credit utilization tracking, and bad payment behavior investigations.

Customer Account & Master Data Management
  • Account Setup & Maintenance: Oversee the Customer Masterfile across all platforms; process setups and updates (billing, tax, address, ownership, and structure changes).
  • File Maintenance: Build and maintain accurate, audit-ready customer credit files and supporting documentation within company systems.

Collaboration & Communication
  • Cross-Functional Partnership: Partner with Billing, Collections, and Sales/Marketing teams to resolve account issues and gather essential information for Credit/Bid Risk assessments within Salesforce.
  • Stakeholder Support: Respond professionally to internal and external inquiries regarding account status, credit decisions, and external trade reference requests in compliance with disclosure regulations.

Compliance, Reporting & Operations
  • Risk Reporting: Monitor customer accounts for delinquency trends and exposure risk; prepare and submit monthly aging reports to external credit bureaus.
  • Compliance & Improvement: Ensure strict adherence to company credit policies, internal controls, and regulatory requirements; proactively identify process improvements to enhance efficiency.
  • Team Support: Collaborate with the Credit Manager on complex risk investigations and serve as the designated backup for the Senior Credit & Corporate Card Analyst.

*Assists with special projects and other duties as assigned
#Li-JA1
Qualifications
  • Associate's degree in business or equivalent work experience
  • 6 months to 2 years of related experience in a corporate environment
  • Minimum of 2 years of billing experience using a major ERP accounts receivable module
  • Proficient in Microsoft Office Suite

PREFERRED QUALIFICATIONS
  • 2+ years of credit analysis and collections experience
  • Familiarity with credit reporting agencies and credit risk management principles
  • Ability to analyze and interpret financial statements
  • Experience with Salesforce and HighRadius
  • Oracle AR Module experience
  • Oil and gas industry experience
  • Membership in a professional Credit Risk Management organization is a plus

BEHAVIORAL COMPETENCIES
  • Customer service-oriented with a professional and responsive approach
  • Strong attention to detail with the ability to identify and mitigate potential credit risks
  • High degree of accuracy in daily responsibilities and data management
  • Strong analytical and problem-solving skills with the ability to evaluate complex financial information
  • Excellent verbal and written communication skills, including the ability to clearly present financial and credit-related information
  • Collaborative, team-oriented mindset with the ability to work effectively across departments
  • Adaptable and able to manage changing priorities in a fast-paced environment
  • Strong organizational, time management, and multitasking skills with the ability to meet deadlines

TECHNICAL COMPETENCIES
  • Intermediate Proficiency in Microsoft Office Suite, including Excel, Word, Outlook, and PowerPoint

PHYSICAL REQUIREMENTS/WORKING CONDITIONS
  • Office environment, able to work overtime and on special projects as needed. To perform this job successfully, an individual must be able to perform the essential duties of the position. The requirements above are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. While performing the duties of this job, the employee is frequently required to sit. The employee is occasionally required to stand, walk, and use hands. The employee may occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision and distance vision
    Work Authorization Requirement: Candidates must be currently authorized to work in the United States on a full-time basis. Nabors does not provide work visa sponsorship for this position, now or in the future.

About Us
Nabors is a leading provider of advanced technology for the energy industry. With operations in about 20 countries, Nabors has established a global network of people, technology and equipment to deploy solutions that deliver safe, efficient and responsible hydrocarbon production. By leveraging its core competencies, particularly in drilling, engineering, automation, data science and manufacturing, Nabors aims to innovate the future of energy and enable the transition to a lower carbon world.
About the Team
Equal Opportunity Employer
Nabors is committed to providing equal employment opportunities to all employees and applicants and prohibiting discrimination and harassment of any type without regard to race, religion, age, color, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. This applies to all terms and conditions of employment including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leave of absence, compensation, and training. To learn more about our Fair Employment practices, please refer to the Nabors Code of Conduct.

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