Disbursement Manager Jobs in Decatur, GA (NOW HIRING)

 
Essent Group Ltd. (NYSE: ESNT) is a Bermuda-based holding company (collectively with its subsidiaries, "Essent") which serves the housing finance industry by offering private mortgage insurance, reinsurance, risk management products and title insurance and settlement services to mortgage lenders, borrowers, and investors to support homeownership. We are focused on managing risk and dedicated to serving as a strong and fair counterparty. As a company, we bring strong private capital and a commitment to risk management to the mortgage insurance industry.  
Title: Closing Specialist, Title Insurance
Location: Remote, anywhere in USA
The Closing Specialist will coordinate all phases of loan closing. This role will prepare loan closing packages, communicate with all parties involved in the transaction, and ensure that all paperwork is complete, accurate, and in compliance with legal regulations.
As a dynamic and resourceful professional, we will rely on you to perform the following duties:

• Prepare and review closing statement.
  • Add all fees required to clear title and record documents.                    
  • Obtain all final payoffs for utility, HOA, and taxes, and other items (Purchase Closings).
  • Collaborate with internal teams, clients, lenders, and other parties to gather required information.    
• Balance closing statement with all parties to the transaction.
• Coordinate and schedule closing with all parties, to include lender and agents.
  • Review and organize all necessary closing documents, ensuring accuracy. Collaborate with internal teams, clients, lenders, and other parties to gather required information and documents.
  • Ensure that all necessary parties will be present.
  • Deliver closing package to assigned notary/signing agent.
  • Complete pre-closing call with assigned notary/signing agent to provide all details of closing to include any lender specific requirements for closing.
  • Follow for signed closing package and confirmation of closing.
• Serve as a primary point of contact for clients, real estate agents, lenders, and other parties involved in the closing process. Communicate effectively to address inquiries and provide updates as applicable and requested.
• Review signed closing package and deliver to all applicable parties required to review and provide approval for funding and disbursement.
  • Work closely with the Post Close for any items needed to record documents.
• Responsible for accurate disbursement.
• Review closing statement to ensure file is balanced.
  • Identify how all line items will be disbursed. (i.e., Check, wire)
  • Ensure all invoices are received and available for disbursement.
  • Confirm all payees and addresses are accurate.
  • Work closely with funding team.
• Ensure compliance with all state and federal regulations while maintaining an up-to-date knowledge of changing real estate laws and regulations.
• Identify and resolve any challenges or obstacles that may arise during the closing process.
• Perform other duties as assigned by management.

Minimum Education & Experience Requirements:

• Associate’s degree in related field or equivalent work experience. 
• 4+ years of industry experience.
• RamQuest Closing operations system knowledge preferred.
• High-level of ethical conduct and integrity when handling sensitive financial and legal information.
• Ability to read and interpret documents such as underwriting guideline matrix, lender’s instructions, trust agreements, and purchase contracts.
• Excellent communication and presentation skills with the ability to communicate effectively with various stakeholders and audiences. 
• Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume.
• Ability to work under pressure, prioritize, and multitask in a fast-paced environment. 
• High-level of attention to detail, accuracy, and quality.  
• Proficiency in MS Office Suite.

Our commitment to your success is enhanced by our competitive salary and comprehensive benefits package including paid time off, medical, dental, vision, 401(k) and disability benefits. We work to maintain a positive environment for our employees, where people can learn and grow with the company. Essent is an Equal Opportunity Employer.