ZipRecruiter

Log In

1

Director Credit Risk Jobs in Philadelphia, PA (NOW HIRING)

Continental Finance

Credit Risk Analyst

Wilmington, DE · Hybrid

Seeking a Data Analyst to support direct mail and Invitation-To-Apply (ITA) acquisition campaigns through targeting, list processing and execution, and credit risk performance analysis, helping drive ...

PNC Bank

Home Lending Credit Director

Philadelphia, PA · On-site

As a Home Lending Credit Director within PNC's Risk Management organization, you will be located within PNC's footprint. The Home Lending Credit Director is the senior executive responsible for the ...

next page

Showing results 1-20

All JobsCredit Risk JobsDirector Credit Risk JobsDirector Credit Risk Jobs in Philadelphia, PA

Director Credit Risk information

See Philadelphia, PA salary details

$85.3K

$157.7K

$304.2K

How much do director credit risk jobs pay per year?

As of Sep 2, 2026, the average yearly pay for director credit risk in Philadelphia, PA is $157,735.00, according to ZipRecruiter salary data. Most workers in this role earn between $105,400.00 and $189,700.00 per year, depending on experience, location, and employer.

What does a director credit risk do?

A Director of Credit Risk is responsible for overseeing an organization’s credit risk management strategies and policies. They analyze credit data, assess potential risks in lending or credit activities, and work to minimize losses related to bad debts. This role often involves leading a team, setting risk tolerance levels, and ensuring compliance with regulatory requirements. Directors of Credit Risk also collaborate with other departments to align risk management with the company's overall business objectives.

What are the key skills and qualifications needed to thrive as a director credit risk?

To thrive as a Director of Credit Risk, you need deep expertise in credit analysis, risk management, and financial modeling, usually supported by a degree in finance, economics, or a related field. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools, along with certifications like CFA or FRM, is highly valued. Strong leadership, strategic thinking, and communication skills help drive cross-functional collaboration and effective risk mitigation. These competencies are crucial for making informed credit decisions that protect the organization's financial health and comply with regulatory standards.

What are some common challenges faced by a director credit risk and how can they be addressed?

A Director of Credit Risk often faces challenges such as balancing risk appetite with business growth goals, staying ahead of evolving regulatory requirements, and managing credit exposures in volatile markets. To address these, it's essential to foster strong collaboration with business units, maintain robust credit risk frameworks, and leverage data analytics for proactive decision-making. Continuous professional development and close communication with compliance and audit teams also help ensure that credit policies remain effective and up-to-date.

What is the difference between Director Credit Risk vs Credit Analyst?

AspectDirector Credit RiskCredit Analyst
CredentialsBachelor's/Master's in Finance, Economics, or related; often requires experience in credit risk managementBachelor's degree in Finance, Economics, or related; entry-level to mid-level roles
Work EnvironmentStrategic, leadership-focused, overseeing credit risk policies and teamsAnalytical, research-focused, assessing individual credit applications and risk
Employer & Industry UsageFinancial institutions, banks, credit agenciesBanks, lending companies, credit bureaus

The main difference is that a Director Credit Risk leads and develops credit risk strategies at a high level, while a Credit Analyst focuses on evaluating individual credit applications and assessing risk at a more operational level. The Director role involves strategic oversight, whereas the Credit Analyst role is more analytical and detail-oriented.

What are the most commonly searched types of Credit Risk jobs in Philadelphia, PA?

The most popular types of Credit Risk jobs in Philadelphia, PA are:

What are popular job titles related to Director Credit Risk jobs in Philadelphia, PA?

For Director Credit Risk jobs in Philadelphia, PA, the most frequently searched job titles are:

What job categories do people searching Director Credit Risk jobs in Philadelphia, PA look for?

The top searched job categories for Director Credit Risk jobs in Philadelphia, PA are:

What cities near Philadelphia, PA are hiring for Director Credit Risk jobs?

Cities near Philadelphia, PA with the most Director Credit Risk job openings:

Director Credit Risk jobs near you
Infographic showing various Director Credit Risk job openings in Philadelphia, PA as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $157,735 per year, or $75.8 per hour.

Credit Risk Analyst

Continental Finance Company

Wilmington, DE • On-site

Full-time

This job post has expired today. Applications are no longer accepted.

Job description

Come join a growing financial technology company that’s leading the marketplace in both the marketing and servicing of credit cards! Continental Finance Company specializes in credit card options for those consumers with less than perfect credit. We are seeking a Data Analyst to support our Credit Risk team.

Seeking a Data Analyst to support direct mail and Invitation-To-Apply (ITA) acquisition campaigns through targeting, list processing and execution, and credit risk performance analysis, helping drive efficient growth while maintaining strong portfolio performance.

Essential Functions:

  • Execute end-to-end direct mail and ITA campaigns, including selection of prospective customers, list processing, and file delivery.
  • Perform credit risk analysis to support targeting, offer strategy, and campaign decisioning.
  • Monitor campaign performance, including response, approval, and early credit indicators.
  • Identify, analyze, and report production trends to management.
  • Partner with Marketing, Operations, IT to ensure accurate and timely campaign execution.
  • Leverage credit bureau data, models, and new data sources to enhance targeting and credit risk strategies.
  • Support test-and-learn initiatives and deliver actionable insights to optimize campaign performance.
  • Maintain documentation and ensure data accuracy, controls, and compliance with internal policies.

The ideal candidate will have the following:

  • Bachelor’s degree in quantitative fields such as Mathematics, Finance, Economics, or related discipline required.
  • 1-3 years of analytical and/or data programming experience; consumer lending or credit card industry experience preferred.
  • Proficiency in SQL and at least one programming language (Python or SAS).
  • Strong quantitative and problem-solving skills
  • Strong work ethic with the ability to learn quickly and communicate effectively

Why Continental Finance?

Continental Finance Company (the “CFC”) is one of America’s leading marketers and servicers of credit cards for consumers with less-than-perfect credit. Since our founding in 2005, we have prided ourselves on corporate responsibility to customers in terms of a strong customer support program and fair treatment.  With our success, we have also grown into an innovative financial tech company! With a state-of-the-art consumer marketing and servicing platform, we provide a variety of services to consumers when other financial institutions will not accommodate them. With more than 2.6 million credit cards managed and serviced since our founding, we pride ourselves on putting the customer first. We are not a chartered banking financial institution, nor are we a debt originator or a credit card issuer.


CFC is an equal opportunity employer that is committed to inclusion and diversity. Our company provides equal employment opportunity (EEO) regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or veteran status.


CFC is seeking bright, energetic individuals that will help us grow and develop together! We uphold a promise to treat our employees with the same care and concern as we do our customers. We offer all employees competitive compensation and benefits in an exciting, fast-paced business casual environment. Join our growing team and apply online today!

 CFC offers a hybrid work schedule which includes three (3) core days in the office (Tuesday, Wednesday, and Thursday) and two (2) remote workdays (Monday and Friday)


#LI-HYBRID