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Credit Risk Management Jobs in Philadelphia, PA (NOW HIRING)

Td

Credit Risk Strategy Manager I (US)

Wilmington, DE · On-site

$120K - $145K/yr

Risk Management The Credit Risk Strategy Manager I (US) manages the creation, implementation and validation of various risk segmentation strategies including, but not limited to: adjudication ...

Vanguard Group, Inc.

Credit Risk Lead

Malvern, PA · On-site

Situated within the Global Risk & Security Division, the Counterparty Risk Management Team conducts credit reviews, risk assessments, and ongoing monitoring for Vanguard's global counterparties. The ...

Citigroup, Inc.

Credit Risk and Reserves Officer

Wilmington, DE · On-site

$125K - $188K/yr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

The Credit Risk and Reserves Officer is a senior-level position responsible for leading activities ... Prepare risk management presentations for senior management that include analytics on expected ...

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All JobsCredit Risk Management JobsCredit Risk Management Jobs in Philadelphia, PA

Credit Risk Management information

See Philadelphia, PA salary details

$87.3K

$159.8K

$241.7K

How much do credit risk management jobs pay per year?

As of Aug 15, 2026, the average yearly pay for credit risk management in Philadelphia, PA is $159,751.00, according to ZipRecruiter salary data. Most workers in this role earn between $134,700.00 and $179,100.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in credit risk management, and how can they be addressed?

Professionals in Credit Risk Management often encounter challenges such as assessing complex borrower profiles, keeping up with changing regulatory requirements, and managing large volumes of data. To address these, it's important to develop strong analytical skills, stay updated on industry regulations, and leverage technology for more efficient data analysis. Collaborating closely with other departments, such as sales and compliance, also helps ensure well-rounded risk assessments and effective risk mitigation strategies.

What are the key skills and qualifications needed to thrive in credit risk management?

To thrive in Credit Risk Management, you need strong analytical skills, financial modeling expertise, and a solid background in finance or economics, often supported by a relevant degree. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools such as Basel III is highly valued. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and collaborating with stakeholders. These skills ensure accurate risk assessments, regulatory compliance, and informed decision-making to protect the organization's financial health.

What does credit risk management do?

Credit risk management involves identifying, assessing, and monitoring the risk of borrowers defaulting on their financial obligations. Professionals in this field analyze credit data, use risk assessment tools, and develop strategies to minimize potential losses for lenders or financial institutions.

What is the average salary of a credit risk management analyst?

The average salary of a credit risk management analyst typically ranges from $60,000 to $85,000 annually, depending on experience, location, and industry. Professionals in this role often require strong analytical skills and knowledge of financial modeling tools.

What is the difference between Credit Risk Management vs Credit Analysis?

AspectCredit Risk ManagementCredit Analysis
Primary FocusAssessing and mitigating overall credit risk for an organizationEvaluating individual creditworthiness of borrowers
CertificationsTypically requires certifications like CFA, Credit Risk certificationsOften requires financial analysis certifications or degrees
Work EnvironmentStrategic, risk-focused, often in risk departmentsAnalytical, detail-oriented, in credit or lending departments
Industry UsageCommon in banking, financial services, and lending institutionsUsed across banks, credit agencies, and lending firms

While both roles involve assessing financial information, Credit Risk Management focuses on the broader risk exposure of the organization, whereas Credit Analysis concentrates on evaluating individual borrowers' creditworthiness. Understanding these differences helps professionals and employers align roles with skills and organizational needs.

What is credit risk management?

Credit Risk Management is the process of identifying, assessing, and mitigating the risk that a borrower or counterparty will fail to meet their financial obligations. Professionals in this field analyze creditworthiness, set lending policies, and monitor existing loans to minimize potential losses for banks or financial institutions. Effective credit risk management helps ensure the stability of financial systems and protects organizations from significant financial loss.

What are popular job titles related to Credit Risk Management jobs in Philadelphia, PA?

For Credit Risk Management jobs in Philadelphia, PA, the most frequently searched job titles are:

What job categories do people searching Credit Risk Management jobs in Philadelphia, PA look for?

The top searched job categories for Credit Risk Management jobs in Philadelphia, PA are:

Credit Risk Management jobs near you
Infographic showing various Credit Risk Management job openings in Philadelphia, PA as of August 2026, with employment types broken down into 1% As Needed, 76% Full Time, 18% Part Time, 1% Temporary, and 4% Contract. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $159,751 per year, or $76.8 per hour.

Risk Management - Credit Risk Portfolio Assurance Vice President

JPMorgan Chase & Co.

Wilmington, DE • On-site

$120 - $150/hr

Other

Posted 6 days ago

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 495 frontline employees who took The Breakroom Quiz

71st of 171 rated banks

Job description

Bring your Expertise to JPMorganChase. As part of Risk Management and Compliance, you are at the center of keeping JPMorganChase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a Credit Risk Portfolio Assurance Vice President in Risk Management team, you will perform research and analysis to provide credible challenge to credit risk decision frameworks and portfolio risk strategies. You use your credit risk and operations experience to identify key considerations across the account lifecycle and translate data into clear insights and recommendations. You partner with stakeholders to promote end-to-end solutions that mitigate risk while balancing revenue, expense, and customer impacts. You help us stay aligned to evolving regulatory and control expectations and drive effective risk outcomes.

Job responsibilities:
  • Review and analyze portfolio data, including key risk indicators, to evaluate portfolio performance
  • Perform analyses that support risk assessments and provide credible challenge to risk decision frameworks and strategy criteria
  • Prepare executive presentations and clear narratives for risk leadership forums, committees, business reviews, and management meetings
  • Deliver persuasive, well-supported recommendations that drive decision-making and accountable follow-through
  • Monitor regulatory requirements, risk management policies, standards, procedures, and technology changes to validate ongoing control compliance
Required qualifications, capabilities, and skills:
  • Bachelor’s degree or equivalent experience
  • 7 years plus of experience in financial services in credit risk management, controls, audit, quality assurance, or compliance
  • Strong understanding of the account lifecycle, including underwriting, portfolio management, and collections
  • Detailed understanding of key performance metrics and profitability drivers across the account lifecycle
  • Functional knowledge of credit risk strategy, business development, product development, and project management
  • Understanding of cross-functional dependencies across first line of defense, product owners, and credit strategy to provide effective challenge aligned to risk appetite
  • Ability to articulate the impact of risks and issues on business outcomes
  • Excellent written and verbal communication skills with ability to influence senior stakeholders
  • Proficiency in Microsoft Office Suite, including Word, Excel, PowerPoint, and Visio
  • Ability to translate business problems into conceptual analytical and automation architecture
  • SAS or equivalent data mining expertise
Preferred qualifications, capabilities, and skills:
  • Master’s degree in a relevant field
  • Knowledge of small business lending or small business risk capabilities
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