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Credit Risk Management Jobs in Philadelphia, PA (NOW HIRING)

Barclays

Retail Loan Credit Risk Reviewer

Wilmington, DE · On-site

$90 - $125/hr

Complete ad hoc projects and tasks assigned by Enterprise Risk Management. * Assess compliance with laws and regulations, internal credit policies, operating procedures and business rules. * May ...

Holman, Inc.

Credit Portfolio Manager

Mount Laurel, NJ · On-site

Support with development and oversee implementation of credit risk management strategies and policies. Identify and analyze trends and patterns related to credit risk and provide recommendations to ...

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All JobsCredit Risk Management JobsCredit Risk Management Jobs in Philadelphia, PA

Credit Risk Management information

See Philadelphia, PA salary details

$87.3K

$159.8K

$241.7K

How much do credit risk management jobs pay per year?

As of Sep 2, 2026, the average yearly pay for credit risk management in Philadelphia, PA is $159,751.00, according to ZipRecruiter salary data. Most workers in this role earn between $134,700.00 and $179,100.00 per year, depending on experience, location, and employer.

What is credit risk management?

Credit Risk Management is the process of identifying, assessing, and mitigating the risk that a borrower or counterparty will fail to meet their financial obligations. Professionals in this field analyze creditworthiness, set lending policies, and monitor existing loans to minimize potential losses for banks or financial institutions. Effective credit risk management helps ensure the stability of financial systems and protects organizations from significant financial loss.

What are the key skills and qualifications needed to thrive in credit risk management?

To thrive in Credit Risk Management, you need strong analytical skills, financial modeling expertise, and a solid background in finance or economics, often supported by a relevant degree. Familiarity with risk assessment software, credit scoring systems, and regulatory compliance tools such as Basel III is highly valued. Attention to detail, effective communication, and sound judgment are crucial soft skills for evaluating creditworthiness and collaborating with stakeholders. These skills ensure accurate risk assessments, regulatory compliance, and informed decision-making to protect the organization's financial health.

What are some common challenges faced by professionals in credit risk management, and how can they be addressed?

Professionals in Credit Risk Management often encounter challenges such as assessing complex borrower profiles, keeping up with changing regulatory requirements, and managing large volumes of data. To address these, it's important to develop strong analytical skills, stay updated on industry regulations, and leverage technology for more efficient data analysis. Collaborating closely with other departments, such as sales and compliance, also helps ensure well-rounded risk assessments and effective risk mitigation strategies.

What is the difference between Credit Risk Management vs Credit Analysis?

AspectCredit Risk ManagementCredit Analysis
Primary FocusAssessing and mitigating overall credit risk for an organizationEvaluating individual creditworthiness of borrowers
CertificationsTypically requires certifications like CFA, Credit Risk certificationsOften requires financial analysis certifications or degrees
Work EnvironmentStrategic, risk-focused, often in risk departmentsAnalytical, detail-oriented, in credit or lending departments
Industry UsageCommon in banking, financial services, and lending institutionsUsed across banks, credit agencies, and lending firms

While both roles involve assessing financial information, Credit Risk Management focuses on the broader risk exposure of the organization, whereas Credit Analysis concentrates on evaluating individual borrowers' creditworthiness. Understanding these differences helps professionals and employers align roles with skills and organizational needs.

What does credit risk management do?

Credit risk management involves identifying, assessing, and monitoring the risk of borrowers defaulting on their financial obligations. Professionals in this field analyze credit data, use risk assessment tools, and develop strategies to minimize potential losses for lenders or financial institutions.

What are popular job titles related to Credit Risk Management jobs in Philadelphia, PA?

For Credit Risk Management jobs in Philadelphia, PA, the most frequently searched job titles are:

What job categories do people searching Credit Risk Management jobs in Philadelphia, PA look for?

The top searched job categories for Credit Risk Management jobs in Philadelphia, PA are:

Credit Risk Management jobs near you
Infographic showing various Credit Risk Management job openings in Philadelphia, PA as of August 2026, with employment types broken down into 1% As Needed, 82% Full Time, 15% Part Time, and 2% Contract. Highlights an 90% Physical, 2% Hybrid, and 8% Remote job distribution, with an average salary of $159,751 per year, or $76.8 per hour.

Risk Strategy Associate

JPMorgan Chase & Co.

Wilmington, DE • On-site

Full-time

Medical, Retirement

Posted 29 days ago

JPMorgan Chase & Co. rating

8.0

Company rating: 8.0 out of 10

Based on 499 frontline employees who took The Breakroom Quiz

72nd of 174 rated banks

Job description


Bring your expertise to JPMorgan Chase. As part of Credit Risk Management, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Credit Risk Management is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a Strategic Analytics Associate within the Credit Risk Management Team, you will play a pivotal role in identifying, assessing, and mitigating risks to ensure we operate within established risk parameters and achieve long-term performance goals for our cards business. This position requires a proactive individual with passion for continuous learning and intellectual curiosity.
Job responsibilities
  • Lead comprehensive analytics to measure and challenge key business initiatives and be able to independently generate solutions
  • Provide thought leadership and lead initiatives end to end, including defining problem statements, identifying risks and opportunities, securing stakeholder buy-in, and bringing ideas to life
  • Work independently and with various teams to identify and assess performance trends, utilizing both statistical and data mining tools and quantitative methodologies
  • Conduct root cause analysis to provide clear, actionable recommendations to senior leadership and various stakeholders
  • Prepare and present detailed risk monitoring reports to senior management and stakeholders, ensuring clear communication of findings
  • Support the development and maintenance of the company's risk management framework, ensuring compliance with regulatory requirements
  • Monitor internal and external behavioral data along with public information on industry trends, regulatory changes, and credit risk management best practices to continuously improve risk management processes

Required qualifications, capabilities, and skills
  • A degree in a quantitative discipline (ex: Finance, Statistics, Economics, Mathematics, Operations Research, among others)
  • Minimum 1+ years of analytics experience
  • Ability to logically structure and execute analyses using strong analytic, interpretive and problem solving skills
  • Ability to translate complex analysis into practical solutions and create concise presentations with sound business conclusions
  • Possess the drive to succeed, be results oriented, have high attention to detail, and independently make decisions
  • Previous experience with either SAS, SQL, Python, or Tableau analytic tools (other coding languages would be considered)
  • Knowledge of consumer lending business

About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
About the Team
Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.
Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

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