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Direct General Auto Insurance Jobs (NOW HIRING)

Auto Claims Representative

Detroit, MI · On-site

$23 - $30/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Auto Claims Representative - First Notice of Loss CURE Auto Insurance is a leading direct writer of auto insurance in New Jersey, Pennsylvania, and Michigan. CURE offers a great working environment ...

Companies & Partners Direct General Auto & Life, Personal Express Insurance, Century-National Insurance, ABC Insurance Agencies, NatGen Preferred, NatGen Premier, Seattle Specialty, National General ...

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Direct General Auto Insurance information

See salary details

$8

$46

$144

How much do direct general auto insurance jobs pay per hour?

As of Aug 19, 2026, the average hourly pay for direct general auto insurance in the United States is $46.26, according to ZipRecruiter salary data. Most workers in this role earn between $15.14 and $40.14 per hour, depending on experience, location, and employer.

What is Direct General Auto Insurance?

Direct General Auto Insurance is a company that provides auto insurance policies, primarily serving drivers who may have difficulty obtaining coverage elsewhere. They offer a range of insurance products, including liability, collision, comprehensive, and uninsured motorist coverage. The company is known for offering flexible payment options, affordable rates, and policies that cater to high-risk drivers or those with less-than-perfect driving records. You can purchase and manage your policy online, over the phone, or at one of their local offices. Direct General operates in multiple states and specializes in meeting the specific needs of drivers who require non-standard auto insurance.

What are the key skills and qualifications needed to thrive as a direct general auto insurance agent?

To thrive as a Direct Auto Insurance Agent, you need strong sales abilities, knowledge of insurance products, and typically a valid state insurance license. Familiarity with customer relationship management (CRM) systems, quote software, and underwriting portals is important for daily operations. Outstanding interpersonal skills, active listening, and problem-solving abilities help agents build trust and retain clients. These competencies ensure agents can effectively meet customer needs, comply with regulations, and drive business growth in a competitive industry.

What are some common challenges faced by customer service representatives at Direct General Auto Insurance, and how can applicants prepare for them?

Customer service representatives at Direct General Auto Insurance often handle a high volume of calls and inquiries from clients regarding policies, claims, and payments. A common challenge is managing difficult conversations with upset or confused customers while maintaining professionalism and empathy. Applicants can prepare by developing strong communication skills, learning about basic insurance products, and practicing effective conflict resolution. Additionally, being comfortable with computer systems and multitasking will help you succeed in this fast-paced environment.

What is the difference between Direct General Auto Insurance vs Auto Claims Adjuster?

AspectDirect General Auto InsuranceAuto Claims Adjuster
CredentialsInsurance license, sometimes certificationsInsurance license, claims handling certifications
Work EnvironmentOffice, call centers, onlineField, office, customer sites
Employer & IndustryInsurance companies, auto insurance providersInsurance companies, claims departments
Search & Comparison IntentUnderstanding auto insurance options, policiesClaims process, job roles, responsibilities

Direct General Auto Insurance primarily focuses on selling auto insurance policies directly to consumers, often through online or call center channels. Auto Claims Adjusters, on the other hand, evaluate insurance claims, assess damages, and determine payouts. While both roles are within the auto insurance industry and require similar licenses, their job functions and work environments differ significantly.

More about Direct General Auto Insurance jobs
Infographic showing various Direct General Auto Insurance job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $96,229 per year, or $46.3 per hour.

Auto Claims Representative

CURE Auto Insurance

Detroit, MI • On-site

$23 - $30/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 27 days ago


CURE Auto Insurance rating

7.3

Company rating: 7.3 out of 10

Based on 6 frontline employees who took The Breakroom Quiz

238th of 310 rated insurance


Job description

Auto Claims Representative - First Notice of Loss

CURE Auto Insurance is a leading direct writer of auto insurance in New Jersey, Pennsylvania, and Michigan. CURE offers a great working environment, competitive salary, and comprehensive benefits package which includes health and dental coverage, life and disability insurance, 401k with generous company match, and much more!


CURE’s Auto Claims Representative Program is designed to develop the fundamental skills required for a successful claim professional. As an Auto Claims Representative, you will ensure CURE’s customers receive a high level of customer service and professionalism. The program includes a combination of activities aimed at giving the representative a full understanding of the claims department and how the department interacts with other areas of the organization.

Representatives will focus on developing the skills necessary for success by assisting other claims professionals with day-to-day job assignments, doing analytical work, or dealing directly with the customers, claimants, or legal and medical professionals to help gather the critical information necessary for the resolution of a claim. Representatives may also work on specific projects with defined tasks that are critical to the claim department’s success.


Essential Job Functions:

As a representative, you will be the first person our customers speak with when a new claim is filed.

  • Document all the facts surrounding the loss to ensure faster cycle times.

  • Review our methods of inspection with the customers and let them choose the one that works best.

  • Promote the benefits of the CURE Direct Repair Program.

  • Review the coverages under the policy and determine what coverages are applicable to each claim.

  • Differentiate between repairable and totaled vehicles based on damages.

  • Identify, document, and communicate any potential red flags to the file handlers and the team leads.

  • Adhere to cycle times established by the business while maintaining quality standards.

  • Continually attend training modules to grow within the position.

  • Maintain a high level of customer service and professionalism.

  • Performs other related duties as assigned.


Experience/Qualifications:

  • Strong written and oral communication skills.

  • Comfortable working at a fast pace with deadlines.

  • No insurance experience is necessary.

  • Knowledge of automobile components, systems, repair procedures, and related options is a plus.

  • Strong organizational skills and the ability to handle a fast-paced work environment.


Benefits

  • Comprehensive health benefits including medical, dental and vision coverage

  • Generous paid time off (PTO days, sick days, and holidays)

  • Flexible spending options with FSA & HSA plans

  • Life and AD&D insurance

  • 401(k) with company match

  • Voluntary benefits such as legal services, pet insurance, and identity & fraud protection

  • 24/7 Employee Assistance Program (EAP) for employees and their families

  • Health & wellness perks including gym discounts, wellness reimbursements, and reward programs

  • Fun, engaging in-office events that support our culture


Physical Actions/Environment: Required job duties consist of prompt and regular attendance, ability to frequently move about the office to coordinate work with others; standing, sitting and typing for extended periods; and lifting and/or carrying up to 5 lbs. Ability to frequently communicate with others in-person, on the phone/virtually, and in writing. Ability to read, understand, process and evaluate large amounts of technical information and make related, informed decisions.


Starting Compensation: $23 - $30 per hour


Schedule: We offer flexible work hours between 8:00 AM and 5:00 PM, with options like 8–4, 8:30–4:30, or 9–5. We do our best to support individual preferences, though schedules may be adjusted as needed to ensure strong coverage and teamwork.

We also offer a hybrid schedule: team members work onsite four days a week and can work remotely one day a week.


Location: Detroit, MI or Princeton, NJ


We recruit, hire, employ, train and promote, and compensate individuals based on job-related qualifications and abilities. We respect the dignity and worth of each individual and are committed to an employment environment that is free from all forms of employment discrimination.


CURE Auto Insurance provides equal employment opportunities to all employees and applicants for

employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, pregnancy, gender identity or expression, or any other characteristic protected by federal, state or local laws.


This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation and training.


Disclaimer: This job description reflects management's assignment of essential functions; it does not prescribe or restrict the tasks that may be assigned. This job description may be subject to change at any time.


Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.


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