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Delegated Underwriting Jobs (NOW HIRING)

Work independently within delegated underwriting authority and make referrals as required. * Cultivate and maintain relationships with peers, leaders and internal partners across functional areas to ...

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Delegated Underwriting information

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How much do delegated underwriting jobs pay per hour?

As of Sep 1, 2026, the average hourly pay for delegated underwriting in the United States is $22.75, according to ZipRecruiter salary data. Most workers in this role earn between $18.75 and $25.72 per hour, depending on experience, location, and employer.

What is the difference between Delegated Underwriting vs Underwriting Assistant?

AspectDelegated UnderwritingUnderwriting Assistant
CredentialsTypically requires insurance licensing, underwriting experienceUsually requires administrative or entry-level insurance knowledge
Work EnvironmentPerforms underwriting decisions, interacts with brokers and agentsSupports underwriting team with administrative tasks
Employer & Industry UsageInsurance companies, brokers, and agentsInsurance companies, underwriting departments
Search & Comparison IntentUnderstanding underwriting roles, responsibilities, and qualificationsLearning support roles in underwriting process

Delegated Underwriting involves making underwriting decisions within delegated authority, often requiring licensing and experience. In contrast, an Underwriting Assistant provides administrative support without decision-making authority. Both roles are integral to the insurance underwriting process but differ in responsibilities and qualifications.

Is it hard to get a job in delegated underwriting?

Getting a job in delegated underwriting can be competitive, as it requires relevant experience in insurance or finance, strong analytical skills, and often industry certifications like CPCU or ARM. Entry-level positions may be more accessible, but advancing typically requires demonstrated expertise and understanding of underwriting guidelines and risk assessment.

What is a delegated underwriter?

A delegated underwriter is a professional authorized by an insurance company to assess and approve insurance applications on its behalf within a specified authority. They evaluate risks, determine policy terms, and issue coverage without needing prior approval from the insurer for each case, often working under delegated authority agreements. This role requires knowledge of underwriting guidelines and risk assessment skills.
More about Delegated Underwriting jobs
Infographic showing various Delegated Underwriting job openings in the United States as of August 2026, with employment types broken down into 2% As Needed, 81% Full Time, 16% Part Time, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $47,324 per year, or $22.8 per hour.

Senior Property Underwriter/Underwriting Specialist

MSIG Holdings USA, Inc.

Los Angeles, CA โ€ข On-site

$110K - $215K/yr

Full-time

Re-posted 27 days ago


Job description

MSIG USA continues to grow!

Company Overview:

MSIG USA is the US-based subsidiary ofMS&AD Insurance Group Holdings, Inc., one of the world's top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business's unique risks.

Summary/Job Purpose:

Underwrites profitable property business on a nationwide basis in accordance with Corporate goals.

Essential Functions:

  • Selects and underwrites complex property risks within delegated underwriting authority.

  • Reviews applications and requirements to determine acceptability of risk in accordance with Company guidelines and standards. Perform all aspects of the underwriting process and due diligence including review and analysis of financial documents and individual risk factors.Applies appropriate pricing techniques according to company filings and state/bureau conformance.

  • Monitors underwriting results, premium and loss trends within assigned book of business.

  • Deliver quality service to brokers and customers within established service metrics for new, renewal and interim requests. Develop and cultivate new and existing broker and customer relationships in assigned territory.Work with brokers and clients to create customized insurance solutions.Source new business opportunities through a strong broker and client network.

  • Prepares or analyzes information on adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations in order to drive results within the assigned territory.

  • Document accounts in accordance with regulatory and internal underwriting guidelines.

  • Establishes and executes effective and efficient producer and client visits (with appropriate business units - Risk Engineering, Claims and Marketing Representatives) in order to maintain and increase new business.

  • Enhances technical expertise in the area of Industrial and Global property underwriting including assisting in Underwriting Manager in the training and development of department staff.

Supervisory Responsibilities:

This position has no supervisory responsibilities.

Qualifications: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and Experience Required:

  • Bachelor's degree (B. A.) required
  • 7+ years of related multi-line background required.
  • Existing producer relationships preferred.
  • Must have demonstrated negotiation and production skills.
  • Excellent verbal and written communication skills

SALARY: The estimated salary range for this position is $110,000 to $215,000 per year. This is a good-faith assessment of the salary range for this position only. In determining the actual salary within this range, MSIG USA will consider a candidate's relevant experience, location, and other job-related factors.

It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!


It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.