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Debt Sales Jobs (NOW HIRING)

Blitt and Gaines

Debt Collector

Des Moines, IA · On-site

$18 - $25/hr

Experience in collections, customer service, sales, call centers, or QA is a plus * Familiarity ... Solid understanding of federal and state debt collection laws, including FDCPA Knowledge/Skills ...

Ladder Loans

Be Seen First

Debt Consultant

Lake Forest, CA · On-site

$100K - $350K/yr

Debt Settlement Consultant - High-Volume Direct Mail Inbounds Company: Ladder Loans Location: Lake ... What You'll Do (The Day-to-Day) This is a fast-paced, high-momentum consultative sales role. You ...

Americor

Financial Consultant- Debt Relief

Meridian, ID · On-site

$20K - $40K/mo

Join Americor's High-Performing Sales Team Ready to elevate your career with a company that ... As a Debt Consultant, you'll be the first point of contact for customers looking for financial ...

PRIME PARTNER CAPITAL

Debt Relief Consultant

Irvine, CA

$6K - $25K/mo

We are seeking experienced Closers with backgrounds in Debt Settlement, Mortgage, Student Loans, or Insurance sales (preferred)who are ready to thrive in a fast-paced, high-performance environment ...

DebtBlue

Certified Debt Specialist

Richardson, TX

Certified Debt Specialist- Sales Department DebtBlue, LLC is a fastgrowing debt settlement organization committed to helping individuals and families regain financial stability. We serve with ...

JG Wentworth

Certified Debt Specialist

Houston, TX · Remote

$100K - $200K/yr

Imagine working 100% remotely in a fast-paced, high-energy sales environment where your ambition directly shapes your income and your future. Step into a Certified Debt Specialist role where your ...

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Debt Sales information

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$16.5K

$56.3K

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How much do debt sales jobs pay per year?

As of Jun 8, 2026, the average yearly pay for debt sales in the United States is $56,329.00, according to ZipRecruiter salary data. Most workers in this role earn between $35,000.00 and $65,000.00 per year, depending on experience, location, and employer.

What is the difference between Debt Sales vs Debt Collection Specialists?

AspectDebt SalesDebt Collection Specialists
Primary RolePurchasing and selling debt portfolios to maximize profitRecovering owed amounts from delinquent accounts on behalf of creditors
Work EnvironmentFinancial institutions, debt buyers, investment firmsCollections agencies, banks, credit companies
Required CredentialsFinancial knowledge, negotiation skills, sometimes licensesCommunication skills, knowledge of debt laws, sometimes licenses
Industry UsageDebt buying and selling marketDebt recovery and customer service

Debt Sales involves purchasing debt portfolios to resell them for profit, focusing on financial transactions. Debt Collection Specialists focus on recovering owed money from debtors, emphasizing negotiation and customer interaction. While both roles operate within the debt industry, they serve different functions and require distinct skills.

What are the key skills and qualifications needed to thrive in Debt Sales, and why are they important?

To thrive in Debt Sales, you need a strong understanding of financial products, negotiation strategies, and sales techniques, often supported by a background in finance or business. Familiarity with customer relationship management (CRM) systems, debt collection software, and relevant financial regulations is typically required. Excellent communication, resilience, and problem-solving abilities are crucial soft skills that help build trust and manage client objections. These skills are vital for effectively closing sales, maintaining compliance, and achieving targets in a highly competitive financial environment.

What is debt sales?

Debt sales is the process where a lender or creditor sells outstanding debt, often delinquent or non-performing loans, to a third-party, known as a debt buyer. The debt buyer then assumes the right to collect the owed amount from the debtor, usually purchasing the debt at a discounted rate. This allows the original creditor to recover part of the loss quickly, while the debt buyer aims to profit by collecting more than the purchase price. Debt sales are common in industries like banking, credit cards, and utilities. The process is regulated to protect both debtors and buyers.

What are some common challenges faced in a Debt Sales role and how can they be effectively managed?

Professionals in Debt Sales often encounter challenges such as negotiating with clients who may be hesitant or unable to purchase debt portfolios, navigating complex regulatory requirements, and staying updated on market trends. Success in this role frequently depends on building strong relationships, maintaining thorough knowledge of compliance standards, and adapting sales strategies to different types of buyers. Regularly collaborating with legal, compliance, and underwriting teams can help address these challenges, ensuring deals are both profitable and compliant.
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Debt Sales jobs near you

Debt Collector

Blitt and Gaines

Des Moines, IA • On-site

$18 - $25/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 14 days ago

Job description

Job Type
Full-time
Description
Job Title: Collector
Job Summary:
Blitt & Gaines, P.C. is seeking a motivated and detail-oriented Collector to join our dynamic Collections team. In this role, you will represent our firm and its clients by managing and recovering past-due accounts while maintaining a professional, respectful, and customer-centric approach. You'll engage directly with consumers and authorized third parties, negotiate payment solutions, and ensure compliance with all relevant regulations.
If you're a strong communicator, a skilled negotiator, and thrive in a fast-paced, results-driven environment, we'd love to connect with you.
Essential Duties:
  • Manage a high volume of inbound and outbound calls in a fast-paced collections environment
  • Maintain and update assigned accounts within the collections system daily
  • Monitor and respond to client voicemail boxes, documenting and resolving messages promptly
  • Negotiate payment arrangements and settlements in accordance with company and client guidelines
  • Accurately update customer account information and notes
  • Verify and confirm customer account details and banking information
  • Process secure payments and update payment methods as needed
  • Investigate and resolve discrepancies on accounts
  • Communicate professionally with consumers, attorneys, and third-party representatives
  • Ensure adherence to all applicable federal and state laws (e.g., FDCPA) and client/firm compliance policies
  • Assist the team with projects and other departmental tasks assigned

Performance Expectations:
Performance is measured monthly through scorecards evaluating:
  • Productivity metrics
  • Compliance with regulatory and internal standards
  • Attendance and punctuality

Performance is benchmarked against peers with rankings provided.
Education/Experience:
  • Previous collections experience required
  • High school diploma required; associate or bachelor's degree preferred
  • Experience in collections, customer service, sales, call centers, or QA is a plus
  • Familiarity with collections software and systems (e.g., CLS, Microsoft Office Suite)
  • Solid understanding of federal and state debt collection laws, including FDCPA

Knowledge/Skills/Abilities:
  • Excellent verbal and written communication skills
  • Strong negotiation and problem-solving abilities
  • High attention to detail and organizational skills
  • Professional demeanor with a customer-first attitude
  • Ability to multitask, prioritize, and manage time effectively
  • Self-motivated, accountable, and able to work independently
  • Positive mindset with adaptability and drive to learn
  • Comfortable working in a performance driven, bonus structured environment

What We Offer:
  • Competitive base pay
  • Monthly performance-based bonus opportunities
  • Paid Time Off (PTO) and Paid Holidays
  • Comprehensive benefits package: Medical, Dental, Vision, Life Insurance
  • Short-Term Disability
  • 401 (k) retirement plan
  • Profit sharing
  • Professional Growth and Advancement Opportunities

Join Our Team
At Blitt & Gaines, P.C., we're committed to fostering a supportive, inclusive, and high-performance workplace. If you're looking to build your career in collections while making a meaningful impact, we encourage you to apply today!
Salary Description
$18-$25

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