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Debt Collection Jobs in Silver Spring, MD (NOW HIRING)

SAIC

Collection Orchestration

Chantilly, VA

ORA_ON_SITE Description SAIC is seeking a Collection Orchestration Mission Engineer to support ... Apply systems analysis and design methodologies to assess technical debt, architectural runway, and ...

SAIC

Collection Orchestration

Chantilly, VA · On-site

$56.50 - $73/hr

Description SAIC is seeking a Collection Orchestration Mission Engineer to support Landmark AOS ... Apply systems analysis and design methodologies to assess technical debt, architectural runway, and ...

Lerch, Early & Brewer

Paralegal

Bethesda, MD · On-site

Familiarity with Maryland collections procedures and applicable debt collection laws and regulations , including liens, judgments, and garnishments * Experience tracking accounts, payments, and ...

Orion Placement

Associate Attorney

Alexandria, VA

$85K - $125K/yr

Handle creditor's rights matters from intake through resolution, including debt collection, enforcement strategy, and creditor representation * Manage foreclosure proceedings end to end -- draft and ...

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Debt Collection information

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$7

$23

$37

How much do debt collection jobs pay per hour?

As of Jun 28, 2026, the average hourly pay for debt collection in Silver Spring, MD is $23.82, according to ZipRecruiter salary data. Most workers in this role earn between $18.65 and $29.62 per hour, depending on experience, location, and employer.

What is a simple definition of debt?

Debt is money owed by an individual or organization to another party, typically resulting from borrowing funds or receiving credit. In debt collection jobs, understanding the nature of debt helps in communicating with debtors and managing repayment processes effectively.

What are the key skills and qualifications needed to thrive as a Debt Collector, and why are they important?

To thrive as a Debt Collector, you need strong negotiation abilities, knowledge of financial regulations, and typically a high school diploma or equivalent. Familiarity with collections management software, customer relationship management (CRM) systems, and sometimes certification in debt collection practices is beneficial. Excellent communication, resilience, and problem-solving skills help build rapport and handle difficult conversations with debtors. These skills are crucial for maximizing successful collections while maintaining compliance and positive client relationships.

What is the difference between Debt Collection vs Credit Analyst?

AspectDebt CollectionCredit Analyst
Required CredentialsHigh school diploma, sometimes certifications in collectionsBachelor's degree in finance, economics, or related field
Work EnvironmentCollections agencies, banks, or credit firms; often fast-paced and target-drivenBanking institutions, corporations; analytical and office-based
Employer & Industry UsageUsed by debt collection agencies, financial institutionsUsed by banks, credit companies, and financial services

Debt Collection and Credit Analyst roles share some financial knowledge but differ in focus. Debt collectors primarily recover overdue payments, often working in high-pressure environments, while credit analysts evaluate creditworthiness to inform lending decisions. Both roles require financial understanding but serve different functions within the credit industry.

What happens after 7 years of not paying debt?

In debt collection, unpaid debts typically become time-barred after seven years, meaning creditors can no longer sue to collect the debt. However, the debt may still appear on your credit report for up to seven to ten years, potentially affecting your credit score. As a debt collector, understanding statutes of limitations and credit reporting rules is essential for advising clients or managing collections effectively.

How to pay off $50,000 in debt in 1 year?

A debt collection professional can assist by negotiating payment plans or settlements with creditors to reduce the debt amount. Managing such a large debt within a year requires disciplined budgeting, increasing income through additional work or sales, and possibly consolidating debt to lower interest rates. Strong organizational skills and financial knowledge are essential for developing effective repayment strategies.

What are some common challenges faced by debt collectors and how can they be managed effectively?

Debt collectors often encounter challenges such as dealing with uncooperative or distressed customers, managing high call volumes, and adhering to strict regulatory requirements. Effective communication skills, empathy, and resilience are crucial for handling difficult conversations and finding solutions that work for both the debtor and the organization. Many companies provide ongoing training, team support, and access to compliance resources to help collectors navigate these challenges and maintain high ethical standards.

What is debt collection?

Debt collection is the process of pursuing payments of debts owed by individuals or businesses. Collection agencies or internal company departments contact debtors to recover outstanding amounts, often after the original creditor has been unsuccessful in collecting the debt. The process may involve phone calls, written notices, and in some cases, legal action. Debt collectors must follow regulations that protect consumers, such as the Fair Debt Collection Practices Act (FDCPA) in the United States. The goal is to recover as much of the owed amount as possible while complying with legal and ethical standards.

Is $20,000 a lot of debt?

In debt collection, $20,000 is considered a significant amount of debt that may require specialized negotiation skills and understanding of debt laws. Collectors often prioritize larger debts and may use various tools to recover the amount owed. The severity of the debt can influence the collection process and strategies used by professionals in the field.
What are popular job titles related to Debt Collection jobs in Silver Spring, MD? For Debt Collection jobs in Silver Spring, MD, the most frequently searched job titles are:
What job categories do people searching Debt Collection jobs in Silver Spring, MD look for? The top searched job categories for Debt Collection jobs in Silver Spring, MD are:
What cities near Silver Spring, MD are hiring for Debt Collection jobs? Cities near Silver Spring, MD with the most Debt Collection job openings:
Debt Collection jobs near you
Collection Orchestration

Collection Orchestration

SAIC

Chantilly, VA

Full-time

Posted 10 days ago

SAIC rating

7.9

Company rating: 7.9 out of 10

Based on 79 frontline employees who took The Breakroom Quiz

66th of 206 rated it services

Job description

Job ID: 2612602

Location: Chantilly, VA, US

Date Posted: 2026-05-19

Category: Engineering and Sciences

Subcategory: Systems Engineer

Schedule: Full-Time

Shift: Day Job

Travel: No

Minimum Clearance Required: TS.SCI_wPoly

Clearance Level Must Be Able to Obtain: None

Potential for Remote Work: ORA_ON_SITE


Description

SAIC is seeking a Collection Orchestration Mission Engineer to support Landmark AOS, SAIC’s Prime SETA program supporting  the NRO’s Ground Enterprise Directorate (GED) in Chantilly, VA. GED leads enterprise‑level acquisition, integration, and modernization efforts that define how multi‑INT collection is orchestrated across the mission.

In this role, you will serve as a trusted technical advisor guiding the design, evaluation, and delivery of next‑generation tools that automate and optimize collection management. You will work directly with government leaders and development contractors to shape cloud‑forward, automation‑driven capabilities that enhance mission responsiveness and operational effectiveness across the full system lifecycle.

Key Responsibilities

  • Engineer advanced collection‑orchestration applications, performing system trades, interface analysis, and lifecycle engineering that directly influence mission outcomes.
  • Lead technical and programmatic discussions with government and contractor teams, identifying issues early, driving resolution, and guiding engineering decisions that enable enterprise‑level capabilities.
  • Apply systems analysis and design methodologies to assess technical debt, architectural runway, and efficiency trade‑offs for cloud‑based and modernized software architectures.
  • Shape future system planning by developing requirements, evaluating design approaches, and providing oversight of development contractors to ensure alignment with mission needs.
  • Develop high‑quality briefings, technical roadmaps, and acquisition documentation that support Program and Project Manager decision‑making and advance modernization strategies.
  • Advise government managers responsible for end‑to‑end ground enterprise capabilities, ensuring mission tools, data flows, and integration efforts operate cohesively across the enterprise.

Qualifications

Required Education & Experience

  • Bachelor’s degree and 9+ years of relevant experience; Master’s degree and 7+ years; PhD/JD and 4+ years. Relevant experience may be substituted in lieu of a degree.
  • Active Top Secret/SCI with Polygraph.
  • Strong foundation in Agile software development, cloud computing architectures, and modern engineering workflows.
  • Demonstrated success working in fast‑paced, collaborative environments with government, SETA, FFRDC, and contractor stakeholders.
  • Deep engineering knowledge of software architectures, ground systems, and intelligence collection tasking.
  • Experience integrating software systems, including scripting, API integration, service orchestration, and containerization technologies.
  • Ability to design and implement CI/CD pipelines that enhance system reliability, scalability, and deployment efficiency.
  • Experience with GEOINT and SIGINT mission management systems (e.g., M2C2, GIMS, PGMM).
  • Familiarity with Agile metrics, risk identification, performance tracking, and managing solution‑level Kanban/backlogs across multiple teams.
  • Excellent oral and written communication skills for high‑visibility technical discussions, briefings, and coordination across diverse mission partners.

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